Westpac Building Insurance
The details shown below are for the Premier Care Residential
The details shown below are for the Essential Care Residential
The details shown below are for the Quality Care Residential
Choose the version of this loan that suits you best
| Name | |
|---|---|
| | Premier Care Residential |
| | Essential Care Residential |
| | Quality Care Residential |
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Premier Care Residential
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Essential Care Residential
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Quality Care Residential
Westpac Building Insurance
Westpac Building Insurance
Westpac Building Insurance
Mozo Review Westpac Building Insurance Review
Last updated: 5 September 2018.
What's hot:
Underinsurance protection
Lifetime guarantee on authorised repairs
Pay monthly at no extra cost
What's not:
No new for old cover
No cover for death and injury
Mozo snapshot:
The the Westpac Premier Care Residential insurance policy, underinsurance protection is just one of the benefits you’ll receive as well as a lifetime guarantee on authorised or arranged repairs. Along with being able to pay monthly at no cost, you’ll also be able to receive a no claims bonus, a 10% online discount, a combined policy discount and if applicable, an over 50s discount.
Key features:
Whether your home has been through a fire or become a victim to vandalism, Westpac Premier Care Residential has got you covered for heaps of events. While events like storms and accidental damage are also covered, you also have other extras attached to your policy for a higher level of cover. For example, if you and your pet need to temporarily move out of home, Westpac Premier Care Residential will cover the cost of accommodation. You’ll also be covered for lock replacements, debris removal and demolition costs, plus any temporary repairs your home may need.
If you’ve got any upcoming renovation plans, building materials and structural improvements are also covered along with landscaping and any gates and fences that are attached to your home. Although your home will be receiving a high standard of protection, you do need to know that power surges are not covered under this policy.
And don’t forget you can snag a range of discounts, including for buying a policy online, a no claims bonus, combined policy and seniors discount.
Who it's good for:
Westpac Premier Care Residential is a good option for those looking to give their home the highest standard of cover around and don’t mind paying for it.
Any catches?
Westpac Premier Care Residential do not offer new for old replacement for your home and although there is underinsurance cover for up to 30% of the sum insured, it's important you take the time to value your property correctly, so you aren't left out of pocket.
Details
Rates and fees information correct as at 17 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Buildings
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Up to $2,000
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Up to $10,000
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Up to sum insured
Events
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Up to 15 years old
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Policy and service features
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60
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Yes - Up to 30% of sum insured
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$100
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15% online discount, over 50s, no claim bonus, security systems
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Up to $20,000,000
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Other cover
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Up to $2,000
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Up to 12 months, up to 10% of sum insured
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Up to 12 months, up to $5,000
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Up to 10% of sum insured combined with demolition cost
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Up to 10% of sum insured combined with debris removal cost
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Details
Rates and fees information correct as at 17 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Buildings
-
-
-
-
Up to sum insured
Events
Policy and service features
-
60
-
Yes - Up to 10% of sum insured
-
-
$100
-
-
-
15% online discount, over 50s, no claim bonus, security systems
-
-
Up to $20,000,000
-
-
Other cover
-
-
-
Up to $10,000
-
-
Up to 10% of sum insured combined with demolition cost
-
Up to 10% of sum insured combined with debris removal cost
-
Details
Rates and fees information correct as at 17 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Buildings
-
-
Up to $1,000
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-
Up to sum insured
Events
-
-
-
-
-
-
-
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Up to 15 years old
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-
-
-
-
-
-
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Policy and service features
-
60
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Yes - Up to 20% of sum insured
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$100
-
-
-
15% online discount, over 50s, no claim bonus, security systems
-
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Up to $20,000,000
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-
Other cover
-
-
Up to $1,000
-
Up to 12 months, up to 10% of sum insured
-
Up to 12 months, up to $5,000
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Up to 10% of sum insured combined with demolition cost
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Up to 10% of sum insured combined with debris removal cost
-
Customer Reviews
How are Westpac home insurance rated by the Mozo community?
Latest reviews of Westpac Building Insurance
- Overall9/10
They have been great in servicing our needs.
They have answered everything, followed up with further help and their package is exactly what we...
Read full review
They have answered everything, followed up with further help and their package is exactly what we need.
Value for money9/10Policy coverage9/10Customer service8/10Claims handling-1/10Trust9/10Less
Mike | Victoria
reviewed about 3 years ago
- Overall7/10
Competitive premiums and what else we need
Don't dislike the insurer, just don't know how they will be there when we need to claim
Read full review
Don't dislike the insurer, just don't know how they will be there when we need to claim
Value for money8/10Policy coverage7/10Customer service7/10Claims handling-1/10Trust7/10Less
Lynette | New South Wales
reviewed over 3 years ago
- Overall5/10
Great customer service, that is all
We were always happy with our insurance. Until we needed them. After cyclone Yasi, our insurance...
Read full review
We were always happy with our insurance. Until we needed them. After cyclone Yasi, our insurance company just wouldn't come to the party! Our shed wasn't covered, our window wasn't ever fixed properly and the cladding company left screws all over our yard. Then they doubled the cost of our insurance as we made a claim. They are lovely to talk to on the phone but at the end of the day, I would rather have bad customer service and my house fixed properly.
Value for money5/10Policy coverage5/10Customer service7/10Claims handling4/10Trust5/10Less
Jacinda | Queensland
reviewed over 4 years ago
- Overall6/10
Have risen to the occasion
I did like my insurer until I made a claim on a land lord claim, they resolved it quickly by...
Read full review
I did like my insurer until I made a claim on a land lord claim, they resolved it quickly by telling me I was not able to make a claim, classing it as a malicious act which I was unaware of that I should have specified Malicious cover when I took out land lord insurance. I didn't class a dog scratching my glass doors as a malicious act. Insurers need to clarify these hidden clauses instead of masking them over!
Value for money6/10Policy coverage6/10Customer service7/10Claims handling7/10Trust6/10Less
Marie | Western Australia
reviewed almost 5 years ago
- Overall4/10
com
good
Read full review
good
Value for money3/10Policy coverage4/10Customer service4/10Claims handling4/10Trust4/10Less
Racheal | New South Wales
reviewed almost 5 years ago
