Whether your home has been through a fire or become a victim to vandalism, Westpac Premier Care Residential has got you covered for heaps of events. While events like storms and accidental damage are also covered, you also have other extras attached to your policy for a higher level of cover. For example, if you and your pet need to temporarily move out of home, Westpac Premier Care Residential will cover the cost of accommodation. You’ll also be covered for lock replacements, debris removal and demolition costs, plus any temporary repairs your home may need.
If you’ve got any upcoming renovation plans, building materials and structural improvements are also covered along with landscaping and any gates and fences that are attached to your home. Although your home will be receiving a high standard of protection, you do need to know that power surges are not covered under this policy.
And don’t forget you can snag a range of discounts, including for buying a policy online, a no claims bonus, combined policy and seniors discount.
Who it's good for:
Westpac Premier Care Residential is a good option for those looking to give their home the highest standard of cover around and don’t mind paying for it.
Westpac Premier Care Residential do not offer new for old replacement for your home and although there is underinsurance cover for up to 30% of the sum insured, it's important you take the time to value your property correctly, so you aren't left out of pocket.