Heritage Bank Low Rate Secured Personal Loan

5.19% p.a.

7.66% p.a.based on $10,000
over 3 years

$200

Rates

  • Variable

  • 5.19% p.a.variable

  • 7.66% p.a.based on $10,000
    over 3 years

Fees

  • $200.00

  • $5.00

  • $30.00

  • $0.00

  • Fees may apply

Other financial bits

  • $5,000.00

  • $100,000.00

  • 1 Year

  • 10 Years

  • Other

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • Must be secured against a Heritage Term Deposit

  • none

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

How are Heritage Bank personal loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.4

Based on 40
Heritage Bank personal loans reviews

7.4 7.1 8.7 8.0 8.3

Read Heritage Bank personal loan reviews by the Mozo community

Latest reviews of Heritage Bank Low Rate Secured Personal Loan

Heritage Bank

Heritage Bank Low Rate Secured Personal Loan (Variable) personal loan review

Overall rating   6 / 10

all good

All good

Full review

All good

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Dani, Queensland, reviewed about 3 years ago

Heritage Bank

Heritage Bank Low Rate Secured Personal Loan (Variable) personal loan review

Overall rating   8 / 10

Friendly staff always willing to go the extra mile

I love that this bank makes you feel you are part of it. Just wish there were more located around Australia! Our bank manager is so fantastic we even considered inviting her to our wedding!

Full review

I love that this bank makes you feel you are part of it. Just wish there were more located around Australia! Our bank manager is so fantastic we even considered inviting her to our wedding!

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   2 / 10

    Trust   8 / 10

Less

Alisa, Queensland, reviewed over 3 years ago

Heritage Bank

Heritage Bank Low Rate Secured Personal Loan (Variable) personal loan review

Overall rating   9 / 10

great rates and simple but easy banking

i like this product because of the low interest rate and ease of payments using on line banking

Full review

i like this product because of the low interest rate and ease of payments using on line banking

    Price   10 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Mathew, Queensland, reviewed over 6 years ago

Heritage Bank

Heritage Bank Low Rate Secured Personal Loan (Variable) personal loan review

Overall rating   9 / 10

fantastic

already explained

Full review

already explained

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Brian, Queensland, reviewed over 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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