Heritage Bank Low Rate Secured Personal Loan

5.19% p.a.

7.66% p.a.based on $10,000
over 3 years

$200

Heritage Bank Low Rate Secured Personal Loan

5.19% p.a.

7.66% p.a.based on $10,000
over 3 years

$200

Details

Rates and fees information correct as at 17 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 5.19% p.a.variable

  • 7.66% p.a.based on $10,000
    over 3 years

Fees
  • $200.00

  • $5.00

  • $20.00

  • $0.00

  • Fees may apply

Other financial bits
  • $5,000.00

  • $100,000.00

  • 1 Year

  • 10 Years

  • Other

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • Must be secured against a Heritage Term Deposit

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Heritage Bank personal loans rated by the Mozo community?

Overall customer rating
8.4/10
Price
7.4/10
Features
7.1/10
Customer service
8.7/10
Convenience
8.0/10
Trust
8.3/10

Latest reviews of Heritage Bank Low Rate Secured Personal Loan

  • Overall
    6/10
    all good

    All good

    All good

    Price
    5/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    5/10
    Trust
    6/10

    Dani | Queensland

    reviewed over 3 years ago

  • Overall
    8/10
    Friendly staff always willing to go the extra mile

    I love that this bank makes you feel you are part of it. Just wish there were more located around...

    I love that this bank makes you feel you are part of it. Just wish there were more located around Australia! Our bank manager is so fantastic we even considered inviting her to our wedding!

    Price
    7/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    2/10
    Trust
    8/10

    Alisa | Queensland

    reviewed almost 4 years ago

  • Overall
    9/10
    great rates and simple but easy banking

    i like this product because of the low interest rate and ease of payments using on line banking

    i like this product because of the low interest rate and ease of payments using on line banking

    Price
    10/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    8/10

    Mathew | Queensland

    reviewed over 6 years ago

  • Overall
    9/10
    fantastic

    already explained

    already explained

    Price
    7/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10

    Brian | Queensland

    reviewed over 6 years ago

Heritage Bank

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

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