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Police Credit Union Better Car Loan (Special Offer)

Advertiser disclosure
Interest rate from
6.24% p.a.
Comparison rate from
6.24% p.a.based on $30,000
over 5 years
Upfront fee
$0.00

Mozo editorial review Police Credit Union Better Car Loan (Special Offer) - last updated: 12 April 2024

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What's hot
  • Special Offer fixed rates from 6.24% p.a. (6.24% p.a. comparison rate*)
  • Extra repayments and redraws allowed
  • 2024 Mozo Experts Choice Award winner
What's not
  • Only available for loans of $20,000 or more.
Mozo snapshot

The Police Credit Union Better Car Loan Special Offer starts at a low rate of 6.24% p.a. (6.24% p.a. comparison rate*), with minimal fees and flexible repayment options. Customers can borrow anywhere from $20,000 with this loan and choose to pay it back over 1 to 5 years. The Police Credit Union Better Car Loan Special Offer also took out a win in the 2024 Mozo Experts Choice Awards for Personal Loans in the Used Cars category.

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Key features

If a flexible low-rate loan is what you need to purchase a new car, the Police Credit Union Better Car Loan has a range of features that might suit your needs.

Right now this loan has a special low-rate offer, with fixed rates starting at 6.24% p.a. (6.24% p.a. comparison rate*). And there are also minimal fees attached to this product - with no ongoing service, exit or early repayment costs to worry about. 

Police Credit Union also offers a range of loan terms from 1 to 5 years and the choice of a weekly, fortnightly or monthly repayment plan. And if the option of extra repayments is what you need, customers can make additional contributions whenever they like as well as use the redraw facility if they wish to. 

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Who is it good for

This Better Car Loan could be a good option for anyone looking for a low rate fixed car loan, the Special Offer is available for new lending.

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Any catches

The minimum loan amount is quite high, for those looking to borrow less than $20,000 there are other options available.

Details

Rates and fees information correct as at 20 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

6.24% p.a. fixed

6.24% p.a.based on $30,000
over 5 years

Fees

$0.00

$0.00

$15.00

$0.00

$0.00

Other financial bits

$20,000.00

none

1 Year

5 Years

Vehicle

Features

-

Weekly, Fortnightly, Monthly

yes

yes

Available for new lending only. Special Offer ends 30 April 2024.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Police Credit Union personal loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

About Police Credit Union

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Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

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Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

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Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

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Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

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OurMoneyMarket

Debt Consolidation

6.57% p.a.to 18.99% p.a.

7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

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loans.com.au

New Car Loan - Special

8.19% p.a.

9.30% p.a.based on $30,000
over 5 years

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Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

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loans.com.au

Clean Green Car Loan

7.69% p.a.

8.80% p.a.based on $30,000
over 5 years

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NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

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OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

Thumbnail icon for Jacaranda Finance
Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

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OurMoneyMarket

Low Rate Personal Loan

9.14% p.a.to 11.19% p.a.

9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

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NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

Thumbnail icon for NOW Finance
NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

Thumbnail icon for OurMoneyMarket
OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

Thumbnail icon for Harmoney
Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.

$0.00

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.

$0.00

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