Westpac Personal Loan

11.99% p.a.

13.15% p.a.based on $30,000
over 5 years

$250

Westpac Personal Loan

11.99% p.a.

13.15% p.a.based on $30,000
over 5 years

$250

Details

Rates and fees information correct as at 21 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 11.99% p.a. fixed

  • 13.15% p.a.based on $30,000
    over 5 years

Fees
  • $250.00

  • $12.00

  • $15.00

  • $0.00

  • $175

Other financial bits
  • $4,000.00

  • $50,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • 1% Discount applied to rate until 8 December 2019.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Westpac personal loans rated by the Mozo community?

Overall customer rating
6.9/10
Price
6.2/10
Features
6.0/10
Customer service
7.3/10
Convenience
7.7/10
Trust
7.0/10

Latest reviews of Westpac Personal Loan

  • Overall
    10/10
    Happy customer.

    Easy, convenient, great service.

    Easy, convenient, great service.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Cathy | Queensland

    reviewed 1 day ago

  • Overall
    7/10
    Fast.

    Fast and easy application process and because I am an existing customer the money was in my...

    Fast and easy application process and because I am an existing customer the money was in my account within 2 hours of my online application.

    Price
    7/10
    Features
    2/10
    Customer service
    4/10
    Convenience
    10/10
    Trust
    10/10

    Elizabeth | Queensland

    reviewed 7 days ago

  • Overall
    10/10
    Westpac no.1

    The Personal Loan is very easy, especially if you have used them before, as long as you keep up...

    The Personal Loan is very easy, especially if you have used them before, as long as you keep up with your monthly payments.

    Price
    9/10
    Features
    5/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10

    Vahine | New South Wales

    reviewed 10 days ago

  • Overall
    9/10
    Good customer service.

    I believe Westpac has more pros then cons. Their customer service is always good, fees are low...

    I believe Westpac has more pros then cons. Their customer service is always good, fees are low and online banking is good. Overall service and products are good.

    Price
    6/10
    Features
    6/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10

    Kmia | Queensland

    reviewed 22 days ago

  • Overall
    10/10
    Easy to set up

    It was easy to set up and to organise online. Good visibility and options.

    It was easy to set up and to organise online. Good visibility and options.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Steven | South Australia

    reviewed 29 days ago

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

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