Fixed
11.99% p.a. fixed
13.15% p.a.based on $30,000
over 5 years
$250.00
$12.00
$15.00
$0.00
$175
$4,000.00
$50,000.00
1 Year
7 Years
Unsecured
Weekly, Fortnightly, Monthly
yes
no
Eligibility conditions include a regular permanent income of at least $35,000 p.a.
none
I’ve been with Westpac for nearly 20 years and have never had a problem with them that couldn’t be resolved quickly.
Read full reviewI’ve been with Westpac for nearly 20 years and have never had a problem with them that couldn’t be resolved quickly.
Overall I find it a very convenient personal loan. As it is a flex loan, it allows me to take only what I need, up to $10,000, and only pay interest on the amount I have borrowed. When I have no money owing, it is not closed, but stays available for me to use like a credit card. One negative would be that the interest rates went up 4% after the first year and the monthly service fee also went up by $3. This encourages me to use it much less often.
Read full reviewOverall I find it a very convenient personal loan. As it is a flex loan, it allows me to take only what I need, up to $10,000, and only pay interest on the amount I have borrowed. When I have no money owing, it is not closed, but stays available for me to use like a credit card. One negative would be that the interest rates went up 4% after the first year and the monthly service fee also went up by $3. This encourages me to use it much less often.
While my wife was going through cancer they sent a letter to say they would suspend payment for 6 months. They did not. We had no income. We took out insurance to ensure against loss of job and medical so we thought. Wasted $7000. Lost my job still having to pay so wife had to go back to work early to pay the bills. Advice buyer be aware.
Read full reviewWhile my wife was going through cancer they sent a letter to say they would suspend payment for 6 months. They did not. We had no income. We took out insurance to ensure against loss of job and medical so we thought. Wasted $7000. Lost my job still having to pay so wife had to go back to work early to pay the bills. Advice buyer be aware.
Not bad, easy to get.
Read full reviewNot bad, easy to get.
Fairly good bank. Does what they need to do. They offer good competitive rates and cheap options for repayments.
Read full reviewFairly good bank. Does what they need to do. They offer good competitive rates and cheap options for repayments.
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
Promoted
OurMoneyMarket
Low Rate Personal Loan
8.00% p.a.
8.21% p.a.based on $30,000
over 5 years
Promoted
MoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 26.99% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
Promoted
SocietyOne
Unsecured Personal Loan (Debt Consolidation)
7.50% p.a.to 14.99% p.a.
9.51% p.a.to 12.71% p.a.based on $10,000
over 3 years
Promoted
Wisr
Unsecured Personal Loan
7.95% p.a.to 19.45% p.a.
8.78% p.a.to 20.4% p.a.based on $30,000
over 5 years
Promoted
Symple Loans
Personal Loan
5.75% p.a.to 21.99% p.a.
6.47% p.a.to 25.11% p.a.based on $30,000
over 5 years
Promoted
Heritage Bank
Standard Personal Loan (Unsecured)
8.99% p.a.
9.62% p.a.based on $30,000
over 5 years
Promoted
CUA
Unsecured Personal Loan (Fixed)
9.89% p.a.
10.14% p.a.based on $30,000
over 5 years
Promoted
NOW FINANCE
Unsecured Personal Loan
7.45% p.a.to 16.95% p.a.
9.07% p.a.to 18.53% p.a.based on $30,000
over 5 years
Promoted
OurMoneyMarket
Car Loan
5.50% p.a.
5.85% p.a.based on $30,000
over 5 years
Promoted
loans.com.au
Clean Green Car Loan
3.97% p.a.
4.51% p.a.based on $30,000
over 5 years
Promoted
CUA
Unsecured Personal Loan (Fixed)
9.89% p.a.
10.14% p.a.based on $30,000
over 5 years
Promoted
loans.com.au
New Car Loan (Fixed)
4.67% p.a.
5.22% p.a.based on $30,000
over 5 years
Promoted
Heritage Bank
Car Loan
5.99% p.a.
6.63% p.a.based on $30,000
over 5 years
Promoted
OurMoneyMarket
Low Rate Personal Loan
8.00% p.a.
8.21% p.a.based on $30,000
over 5 years
Promoted
SocietyOne
Unsecured Personal Loan (Debt Consolidation)
7.50% p.a.to 14.99% p.a.
9.51% p.a.to 12.71% p.a.based on $10,000
over 3 years
Promoted
MoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 26.99% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
Promoted
Symple Loans
Personal Loan
5.75% p.a.to 21.99% p.a.
6.47% p.a.to 25.11% p.a.based on $30,000
over 5 years
Promoted
NOW FINANCE
Unsecured Personal Loan
7.45% p.a.to 16.95% p.a.
9.07% p.a.to 18.53% p.a.based on $30,000
over 5 years
Promoted
Wisr
Unsecured Personal Loan
7.95% p.a.to 19.45% p.a.
8.78% p.a.to 20.4% p.a.based on $30,000
over 5 years
Promoted
RateSetter
Unsecured Personal Loan
7.49% p.a.to 8.89% p.a.
9.50% p.a.to 10.91% p.a.based on $10,000
over 3 years
Promoted
CUA
Unsecured Personal Loan (Fixed)
9.89% p.a.
10.14% p.a.based on $30,000
over 5 years
Promoted
OurMoneyMarket
Low Rate Personal Loan
8.00% p.a.
8.21% p.a.
$0.00
Promoted
MoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 26.99% p.a.
7.65% p.a.
$0.00
Promoted
SocietyOne
Unsecured Personal Loan (Debt Consolidation)
7.50% p.a.to 14.99% p.a.
9.51% p.a.
$0.00
Promoted
Symple Loans
Personal Loan
5.75% p.a.to 21.99% p.a.
6.47% p.a.
$10.00
Promoted
Heritage Bank
Standard Personal Loan (Unsecured)
8.99% p.a.
9.62% p.a.
$5.00
Promoted
NOW FINANCE
Unsecured Personal Loan
7.45% p.a.to 16.95% p.a.
9.07% p.a.
$13.00