Westpac Personal Loan

12.99% p.a.

14.14% p.a.based on $30,000
over 5 years

$250

Westpac Personal Loan

12.99% p.a.

14.14% p.a.based on $30,000
over 5 years

$250

Details

Rates and fees information correct as at 25 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 12.99% p.a. fixed

  • 14.14% p.a.based on $30,000
    over 5 years

Fees
  • $250.00

  • $12.00

  • $9.00

  • $0.00

  • $175

Other financial bits
  • $4,000.00

  • $50,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Westpac personal loans rated by the Mozo community?

Overall customer rating
6.9/10
Price
6.2/10
Features
6.0/10
Customer service
7.2/10
Convenience
7.7/10
Trust
7.0/10

Latest reviews of Westpac Personal Loan

  • Overall
    10/10
    An exceptional bank too deal with

    I have had two personal loans with Westpac and am extremely satisfied with the product and...

    I have had two personal loans with Westpac and am extremely satisfied with the product and service given. On the odd occasion that I have needed a short extension on the due payment date this bank has been very understanding and happy too oblige to my request within a reasonable timeframe. I would strongly recommend this bank to anyone who is in a financial position to obtain a loan. The staff are courteous and professional, a pleasure to deal with.

    Price
    7/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Richard | Victoria

    reviewed 13 days ago

  • Overall
    2/10
    Horrible products but staff are friendly

    They sold me a dud insurance and also put me on an extremely high interest rate loan.

    They sold me a dud insurance and also put me on an extremely high interest rate loan.

    Price
    2/10
    Features
    1/10
    Customer service
    7/10
    Convenience
    2/10
    Trust
    1/10

    Dan | Queensland

    reviewed 2 months ago

  • Overall
    5/10
    Not very good

    I really don't like what they have to offer.

    I really don't like what they have to offer.

    Price
    1/10
    Features
    0/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    6/10

    Brett | South Australia

    reviewed 4 months ago

  • Overall
    6/10
    Good

    Good. Needs better customer service.

    Good. Needs better customer service.

    Price
    9/10
    Features
    9/10
    Customer service
    6/10
    Convenience
    9/10
    Trust
    9/10

    Agavale | Victoria

    reviewed 4 months ago

  • Overall
    6/10
    The best

    Good services.

    Good services.

    Price
    4/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    6/10

    David | Queensland

    reviewed 4 months ago

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

See Westpac personal loans

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12.95% p.a.

13.25% p.a.based on $30,000
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$200.00upfront and $0.00/month

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HSBC

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8.50% p.a.to 16.99% p.a.

9.06% p.a.to 17.53% p.a.based on $30,000
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$150.00upfront and $5.00/month

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NAB

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12.69% p.a.to 18.69% p.a.

13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years

$150.00upfront and $10.00/month

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7.65% p.a.to 21.00% p.a.

7.65% p.a.to 23.5% p.a.based on $30,000
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$0.00upfront and $0.00/month

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Secured Personal Loan

7.99% p.a.

8.96% p.a.based on $30,000
over 5 years

$200.00upfront and $10.00/month

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St.George

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Secured Personal Loan

8.49% p.a.

9.60% p.a.based on $30,000
over 5 years

$195.00upfront and $12.00/month

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CUA

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Secured Car Loan (Fixed)

6.79% p.a.

7.16% p.a.based on $30,000
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$265.00upfront and $0.00/month

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ANZ

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Unsecured Personal Loan

12.45% p.a.

13.32% p.a.based on $30,000
over 5 years

$150.00upfront and $10.00/month

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Unsecured Personal Loan - Excellent Credit (Fixed)

7.93% p.a.to 18.87% p.a.

8.77% p.a.to 20.27% p.a.based on $30,000
over 5 years

$100.00upfront and $10.00/month

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Harmoney

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Unsecured Personal Loan

6.99% p.a.to 28.69% p.a.

7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years

$500.00upfront and $0.00/month

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MoneyPlace

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Unsecured Personal Loan (Fixed)

7.65% p.a.to 21.00% p.a.

7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years

$0.00upfront and $0.00/month

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Unsecured Personal Loan

8.50% p.a.to 19.95% p.a.

9.34% p.a.to 20.91% p.a.based on $30,000
over 5 years

$595.00upfront and $0.00/month

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8.50% p.a.to 16.99% p.a.

9.06% p.a.to 17.53% p.a.based on $30,000
over 5 years

$150.00upfront and $5.00/month

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7.91% p.a.

10.25% p.a.based on $10,000
over 3 years

$299.00upfront and $0.00/month

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12.69% p.a.to 18.69% p.a.

13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years

$150.00upfront and $10.00/month