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American Express credit card reviews

American Express
American Express's overall rating for credit cards

(as rated by the Mozo community)

6.6 / 10

based on 863 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from American Express

Recent American Express credit card reviews

American Express

American Express Platinum Edge Credit Card Platinum Edge Credit Card review

Overall rating   10 / 10

Customer service was great.

Just had this card terminated by the bank and I am not sure of the reason why but the American Express cannot be used anymore.

Full review

Just had this card terminated by the bank and I am not sure of the reason why but the American Express cannot be used anymore.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Michael, Queensland, reviewed 10 months ago

American Express

American Express Credit Card review

Overall rating   10 / 10

Would recommend to others

Very easy to use.

Full review

Very easy to use.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Trust   10 / 10

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Ian, South Australia, reviewed 10 months ago

American Express

American Express Explorer® Credit Card Explorer Credit Card review

Overall rating   10 / 10

Great

American Express is great.

Full review

American Express is great.

    Price   0 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Wayne, Victoria, reviewed 11 months ago

American Express

American Express Credit Card review

Overall rating   10 / 10

Love American Express

I would recommend to everyone.

Full review

I would recommend to everyone.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Deniz, Victoria, reviewed over 1 year ago

American Express

American Express Platinum Edge Credit Card Platinum Edge Credit Card review

Overall rating   8 / 10

Great card if you travel at least once a year

If you know that you're going to travel at least once a year domestically, this card is ideal. However, I did like it better when they gave you a free flight instead of the travel credit of $200 you get now. Combined with the AMEX More offers...

Full review

If you know that you're going to travel at least once a year domestically, this card is ideal. However, I did like it better when they gave you a free flight instead of the travel credit of $200 you get now. Combined with the AMEX More offers this card gives you a LOT. If you pay off your card in full every month, you're actually ahead when using this card. The main gripe with AMEX however, is that they do not extend their great bonus points offers on new cards/products to existing card holders. Big drawback

    Price   7 / 10

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Del, New South Wales, reviewed almost 2 years ago

American Express

American Express Qantas Discovery Card Qantas Discovery Card review

Overall rating   4 / 10

Good benefits, Bad customer service

The card itself is good value with the Qantas frequent flyer points, and there are a lot of benefits with partners and tickets. The only downside is the customer service. On multiple occasions I've had really horrid experiences with Amex's...

Full review

The card itself is good value with the Qantas frequent flyer points, and there are a lot of benefits with partners and tickets. The only downside is the customer service. On multiple occasions I've had really horrid experiences with Amex's phone customer service. The most recent occasion was after having a wallet stolen and wanting to cancel the card and get another, the phone operator was completely unsympathetic, rude and ended up hanging up on me when I asked to speak to somebody else.

    Price   3 / 10

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Ebony, New South Wales, reviewed almost 2 years ago

American Express

American Express Platinum Edge Credit Card Platinum Edge Credit Card review

Overall rating   9 / 10

Good service

They have always looked after my interests, through stolen cards overseas and copied cards that were then used overseas. Each time I have rung, they calmly solve the situation.

Full review

They have always looked after my interests, through stolen cards overseas and copied cards that were then used overseas. Each time I have rung, they calmly solve the situation.

    Price   7 / 10

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Anita, New South Wales, reviewed over 2 years ago

American Express

American Express Explorer® Credit Card Explorer Credit Card review

Overall rating   2 / 10

The staff are unhelpful

staff

Full review

staff

    Price   1 / 10

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Jaysan, New South Wales, reviewed over 2 years ago

American Express

American Express Credit Card review

Overall rating   9 / 10

Good service and easy to deal with great rewards

great service easy to deal with great rewards

Full review

great service easy to deal with great rewards

    Price   4 / 10

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Norbert, Victoria, reviewed over 2 years ago

American Express

American Express Credit Card review

Overall rating   10 / 10

Excellent products and services

É um cartão de crédito excelente

Full review

É um cartão de crédito excelente

    Price   10 / 10

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Marilene, Victoria, reviewed over 2 years ago

American Express

American Express Credit Card review

Overall rating   9 / 10

Worthwhile rewards and awesome customer service.

There are very few places where I cannot use my Amex card. I appreciate the good customer service I receive from Amex whenever I call, the free travel insurance, and the ability to accumulate Frequent Flyer points at the rate of 1.5 points for...

Full review

There are very few places where I cannot use my Amex card. I appreciate the good customer service I receive from Amex whenever I call, the free travel insurance, and the ability to accumulate Frequent Flyer points at the rate of 1.5 points for every $1 spent.

    Price   7 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Eleanor, Queensland, reviewed over 3 years ago

American Express

American Express Platinum Edge Credit Card Platinum Edge Credit Card review

Overall rating   4 / 10

Annual fees

Assessibility

Full review

Assessibility

    Price   2 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   1 / 10

    Trust   8 / 10

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Dominic, Western Australia, reviewed over 3 years ago

American Express

American Express Essential Credit Card Essential Credit Card review

Overall rating   7 / 10

can't withdraw cash at ATM

Good rewards system, no fees. BUT - can't withdraw cash at ATM, and can't use at many places. Good for ebay purchases.

Full review

Good rewards system, no fees. BUT - can't withdraw cash at ATM, and can't use at many places. Good for ebay purchases.

    Price   8 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   9 / 10

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Jennifer, Victoria, reviewed over 3 years ago

American Express

American Express Platinum Edge Credit Card Platinum Edge Credit Card review

Overall rating   10 / 10

Good Customer Service

Best in the town

Full review

Best in the town

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Sierra, Victoria, reviewed over 3 years ago

American Express

American Express Qantas Discovery Card Qantas Discovery Card review

Overall rating   8 / 10

Great

Interest is really high. But a good company

Full review

Interest is really high. But a good company

    Price   3 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Courtney, Victoria, reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Featured product

     

    Virgin Money Virgin Australia Velocity Flyer Card - Bonus Points Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Bonus Points Offer

    • Earn up to 60,000 bonus Velocity Points. Conditions apply
    • 0% p.a. for 18 months on balance transfers
    • Half the annual card fee in the first year.

    balance transfer rate

    0% p.a. for 18 months and then 20.99% p.a.

    purchase rate

    20.74% p.a.

    annual fee

    $129 $64 in the first year

    Go to site

    More info

    • Earn up to 60,000 bonus Velocity Points. Conditions apply
    • 0% p.a. for 18 months on balance transfers
    • Half the annual card fee in the first year.
    • Balance transfer rate: 0% p.a. for 18 months and then 20.99% p.a.
    • Annual fee: $129 $64 in the first year
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.8

    Based on 203 Virgin Money credit card reviews

    Need more information?
    Go to site

    More info

  • Suncorp Clear Options Platinum (Suncorp Rewards)

    Suncorp Clear Options Platinum (Suncorp Rewards)

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    0% p.a. for 14 months then 20.74% p.a.

    annual fee

    $129 $49 in the first year

    Go to site

    More info

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $129 $49 in the first year
    • Purchase rate: 0% p.a. for 14 months then 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.7

    Based on 413 Suncorp credit card reviews

    Need more information?
    Go to site

    More info

  • ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    No current offer

    purchase rate

    11.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    8.0

    Based on 204 ME credit card reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

    • 0.0% p.a. on balance transfers for 6 months
    • 0.0% p.a. on purchases for up to 14 months
    • Receive a $129 Virgin Australia gift voucher each year

    balance transfer rate

    0% p.a. for 6 months and then 20.99% p.a.

    purchase rate

    0% p.a. for 14 months then 20.74% p.a.

    annual fee

    $129 $64 in the first year

    Go to site

    More info

    • 0.0% p.a. on balance transfers for 6 months
    • 0.0% p.a. on purchases for up to 14 months
    • Receive a $129 Virgin Australia gift voucher each year
    • Balance transfer rate: 0% p.a. for 6 months and then 20.99% p.a.
    • Annual fee: $129 $64 in the first year
    • Purchase rate: 0% p.a. for 14 months then 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.8

    Based on 203 Virgin Money credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 228 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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