American Express Credit card reviews
Overall rating
Featured credit card from American Express
Qantas Discovery Card
- Purchase rate
- 20.74% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $0
- Rewards program
- Qantas Frequent Flyer
Recent American Express credit card reviews
American Express Credit Card review
Great Card with one big downside
Great credit card with good amount of points per purchase. However it isn't accepted everywhere which can be a hassle.
American Express Credit Card review
High reward credit card - Amex Qantas Explorer
I love my Amex Qantas Explorer. It’s $450 but I get it back in Qantas credit, so it’s net net. There are generous Qantas points to be earned and bonus Amex offers with my favourite retailers. With Covid they have extended credits into 2021 before even asking. I’ve called about charges I haven’t recognised. They didn’t make me fill in lengthy forms they just took my word for it; a breath of fresh air. I’ve never had a bank make it so easy.
American Express Credit Card review
Pathetic customer service
Zero customer service. Took 4 weeks to get the card, apparently my details were lost and only followed up when I called. Subsequently my "account manager" offered to assist with booking travel. The assistance was simply providing a link to amex travel and no more. After my flight was booked and cancelled due to COVID-19 I was informed that no refund is available from AMEX, however United Airlines would provide a refund if I booked directly rather than through a third party that provided zero value.
American Express Qantas Premium Card review
Great bonus points offer.
The offer of 100,000 bonus Qantas points is great for those who love to travel, and a $3,000 minimum spend in three months is not unachievable for most if you put everything on the card.
American Express Qantas Ultimate Card review
Comes with fantastic frequent flyer points
Great credit card, especially for travel.
American Express Qantas Ultimate Card review
Accepted less places but rewarded well when it is
AMEX has this embedded dislike from many retailers and despite efforts to be more user friendly, the card sadly isn't accepted as easily as Mastercard or VISA. That said their local initiatives that support local as well as generous rewarding for per point spent still makes this my preferred card to use. Another bonus is the $450 annual Qantas credit once you get over the equally hefty annual fee of $450. The fee is cancelled out by the credit which makes owning the card not so bad on a year by year basis.
American Express Qantas Ultimate Card review
Very happy customer.
There is no fault with this credit card. The service is also amazing and the features are plentiful.
American Express Credit Card review
Competitive rewards program & quality service
You get more rewards points which is a pro! Con is, its accepted at less businesses compared to other credit cards and it has higher interest rates.
American Express Credit Card review
Great customer service and rewards
Great customer service, can never fault them. Unfortunately not all places take Amex.
American Express Platinum Edge Credit Card review
Love it
Great card to use and awesome facilities that are given along with the card as well.
American Express Qantas Discovery Card review
Great for the frequent flyer Qantas program
The discovery card has really boosted our qantas points. We love the large amount of points we get from using it. I hope more establishments take Amex in the future as it has helped us get business flights and upgrades without being out of pocket.
American Express Credit Card review
Good customer service.
Good customer service, but high interest rates.
American Express Qantas Ultimate Card review
Amazing perks but... keep your wits about you.
They're reliable... but really annoying. The kind of bank you instinctively know will be around forever simply because they're so good at money management. Sneakily greedy. Online banking is woeful compared to the mainstream Aussie banks and they make it so difficult to pay your credit card on time. No Osko quick payments, it typically takes 3-5 working days just to transfer money from another bank. And forget about paying some today whilst you think about it, and some tomorrow... because - you won't believe this - they don't let you pay them again until 5 days later. What the?!? Yes. ...oh and watch out for the late fee! It will blindside you. Customer Service is fast, very fast, and yes they'll kindly reverse that fee for you, but watch your back, I mean bank statement - as they'll probably still hit you up with late interest charges. Its the insincere customer service that really gets under my skin: "I'm so sorry about those late fees (again), and thank you for the feedback (again), and don't forget you can just call and we'll sort it all out (again)". If only they truly understood good service... then I wouldn't have to call. Ever. Bottom line - if you're brilliant at money management then all the a.maze.ing rewards and perks are worth it. Just always keep your wits about you.
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Credit card comparisons on Mozo - rates updated daily
-
PromotedLow Rate Credit Card
- Purchase rate
- 11.99% p.a.
- Balance transfer rate
- 0% p.a. for 13 months and then 21.74% p.a.
- Annual fee
- $49 $0 in the first year
- Rewards program
- Promoted
Qantas Premier Platinum
- Purchase rate
- 19.99% p.a.
- Balance transfer rate
- 0% p.a. for 18 months and then 21.99% p.a.
- Annual fee
- $299 $199 in the first year
- Rewards program
- Qantas Frequent Flyer
-
PromotedQantas Discovery Card
- Purchase rate
- 20.74% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $0
- Rewards program
- Qantas Frequent Flyer
- Promoted
Platinum Edge Credit Card
- Purchase rate
- 20.74% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $195
- Rewards program
- Membership Rewards
- Promoted
frank Credit Card
- Purchase rate
- 11.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $0
- Rewards program
Want more? Compare all 212 credit cards in the Mozo comparison engine.
Compare more credit cardsAbout Mozo community reviews
Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.