Excellent service and competitive products.
Our bank is extremely assessable even though we don't have a branch in our city. You never have to wait in queue on the phone and the staff are always helpful.
This bank treats customers as a person, not a number. Call-backs are always followed through, the product range is vast, and the premiums and interest rates are highly competitive.
The whole process was very simple. Once all of the paperwork had been lodged (through email to a person, not a computer), it was funded within the day. The consultant who assisted me was amazing. If ever I have had a query or wanted to change payment options, I simply email the same person and my request is done within a matter of minutes.
I love the Vic Teachers Mutual Bank as they are kind, helpful and just all-round great to deal with!
Because they treat you like a person, not just a number. They care about their customers. They do not charge you for anything (transaction fees, exit fees, etc.) Their interest rates are one of the best.
Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,430.23 including fees.
Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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