Bank First personal loan reviews

Bank First
Bank First's overall rating for personal loans

(as rated by the Mozo community)

9.5 / 10

based on 2 reviews

Price

Features

Customer service

Convenience

Trust

Featured personal loan from Bank First

Recent Bank First personal loan reviews

Bank First

Bank First Green Personal Loan (Fixed, Unsecured) personal loan review

Overall rating   9 / 10

Always assessable and great customer service.

Our bank is extremely assessable even though we don't have a branch in our city. You never have to wait in queue on the phone and the staff are always helpful.

Full review

Our bank is extremely assessable even though we don't have a branch in our city. You never have to wait in queue on the phone and the staff are always helpful.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Kelly (VIC), reviewed almost 2 years ago

Bank First

Bank First Used Car Loan (Fixed) personal loan review

Overall rating   10 / 10

Excellent customer service, competitive premiums.

This bank treats customers as a person, not a number. Call-backs are always followed through, the product range is vast, and the premiums and interest rates are highly competitive.

Full review

This bank treats customers as a person, not a number. Call-backs are always followed through, the product range is vast, and the premiums and interest rates are highly competitive.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Suzanne (VIC), reviewed over 2 years ago

Bank First

Bank First personal loan review

Overall rating   9 / 10

Personal service that leaves the Big Four for dead

The whole process was very simple. Once all of the paperwork had been lodged (through email to a person, not a computer), it was funded within the day. The consultant who assisted me was amazing. If ever I have had a query or wanted to change...

Full review

The whole process was very simple. Once all of the paperwork had been lodged (through email to a person, not a computer), it was funded within the day. The consultant who assisted me was amazing. If ever I have had a query or wanted to change payment options, I simply email the same person and my request is done within a matter of minutes.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Ryan (VIC), reviewed over 2 years ago

Bank First

Bank First personal loan review

Overall rating   10 / 10

Great rates and great customer service

I love the Vic Teachers Mutual Bank as they are kind, helpful and just all-round great to deal with!

Full review

I love the Vic Teachers Mutual Bank as they are kind, helpful and just all-round great to deal with!

    Price   10 / 10

    Features   3 / 10

    Customer service   10 / 10

    Convenience   0 / 10

    Trust   10 / 10

Less

Samantha (VIC), reviewed almost 6 years ago

Bank First

Bank First personal loan review

Overall rating   10 / 10

Because they treat you like a person, not just a number. They care about their customers. They do not charge you for anything (transaction fees, exit fees, etc.) Their interest rates are one of the best.

Full review

Because they treat you like a person, not just a number. They care about their customers. They do not charge you for anything (transaction fees, exit fees, etc.) Their interest rates are one of the best.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Elizabeth (VIC), reviewed over 6 years ago

Bank First

Bank First personal loan review

Overall rating   8 / 10

I found all the people that work at the bank extremely helpful.

Full review

I found all the people that work at the bank extremely helpful.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   9 / 10

Less

Bianca (VIC), reviewed almost 8 years ago

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Personal loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    6.99% p.a.to 29.99% p.a.

    comparison rate*

    7.69% p.a.to 31.95% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Other benefits:
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • IMB Bank Secured Personal Loan (secured by vehicle up to 6 years old, Fixed)

    IMB Bank Secured Personal Loan (secured by vehicle up to 6 years old, Fixed)

    • No monthly fees
    • Flexible terms from 1 - 5 years
    • Fast online conditional approval

    interest rate

    7.39% p.a.

    comparison rate*

    7.74% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 7.39% would cost $36,224.29 including fees.

    • No monthly fees
    • Flexible terms from 1 - 5 years
    • Fast online conditional approval
    • Other benefits:
    • Upfront fee: $250
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Vehicle
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $60,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    6.6

    Based on 5 IMB Bank personal loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    RateSetter Unsecured Personal Loan (Fixed)

    RateSetter Unsecured Personal Loan (Fixed)

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest rate

    8.46% p.a.

    comparison rate*

    9.23% p.a.based on $10,000
    over 3 years

    fees

    $75.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 8.46% would cost $11,432.64 including fees.

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees
    • Other benefits:
    • Upfront fee: $75
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $2,001.00
    • Maximum loan amount: $45,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • RACV Personal Loan (Fixed, Secured)

    RACV Personal Loan (Fixed, Secured)

    • No ongoing fees
    • Fast approval secure personal loan
    • Choose to repay over 1 to 7 years

    interest rate

    7.49% p.a.to 15.00% p.a.

    comparison rate*

    8.04% p.a.to 16.15% p.a.based on $30,000
    over 5 years

    fees

    $380.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 7.49% would cost $36,439.75 including fees.

    • No ongoing fees
    • Fast approval secure personal loan
    • Choose to repay over 1 to 7 years
    • Other benefits:
    • Upfront fee: $380
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Fortnightly, Monthly
    • Security required: Residential Property, Vehicle
    • Minimum loan amount: $25,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.0

    Based on 1 RACV personal loan reviews

    Need more information?
    Go to site

    More info

  • MoneyPlace Unsecured Personal Loan - Excellent Credit Rating (Fixed)

    MoneyPlace Unsecured Personal Loan - Excellent Credit Rating (Fixed)

    • No hidden fees, no monthly fees
    • Some customers will receive a special $0 establishment fee
    • 100% Online, apply in minutes

    interest rate

    7.65% p.a.to 21.00% p.a.

    comparison rate*

    7.65% p.a.to 23.5% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 7.65% would cost $36,196.75 including fees.

    • No hidden fees, no monthly fees
    • Some customers will receive a special $0 establishment fee
    • 100% Online, apply in minutes
    • Other benefits:
    • Upfront fee: $0
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $45,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

Want more? Compare all 191 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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