BankSA term deposit reviews

Very low interest rate.

Price   6 / 10

Features   5 / 10

Customer service   1 / 10

Convenience   2 / 10

Trust   2 / 10

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They have lots of conveniently placed branches. I trust bank SA, they are a subsidiary of the St George Bank.

Price   3 / 10

Features   2 / 10

Customer service   5 / 10

Convenience   7 / 10

Trust   7 / 10

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I think the bank should offer more. The money also rolls over with out being consulted first. I had extra money I wanted to add and couldn't.

Price   3 / 10

Features   2 / 10

Customer service   6 / 10

Convenience   5 / 10

Trust   3 / 10

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They do not know how to hold on to existing customers . e.g term deposit competitiveness around other banks.

Price   4 / 10

Features   4 / 10

Customer service   2 / 10

Convenience   8 / 10

Trust   4 / 10

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Best rate, best communication, maximised easy to understand.

Price   8 / 10

Features   9 / 10

Customer service   10 / 10

Convenience   7 / 10

Trust   9 / 10

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Good people, can't do enough for me! Great.

Price   9 / 10

Features   9 / 10

Customer service   10 / 10

Convenience   8 / 10

Trust   9 / 10

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The staff at the branch know me, are helpful and seem interested in me as a person as well. They are not pushy but help where ever possible.

Price   8 / 10

Features   5 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   8 / 10

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Good locations and helpful staff = success here in Adelaide.

Price   6 / 10

Features   5 / 10

Customer service   6 / 10

Convenience   7 / 10

Trust   6 / 10

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I like my bank because it provides clear information that I want to know and convenience on the website. Also I don't have to pay any fees and still get interest on savings which is a big help. However, if you are the type of person who likes to bank at the counter, it takes too long and the centre has not been upgraded.

Price   7 / 10

Features   7 / 10

Customer service   7 / 10

Convenience   7 / 10

Trust   7 / 10

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Banks never tell you anything on their own, always wait until you tell them to match.

Price   4 / 10

Features   5 / 10

Customer service   3 / 10

Convenience   7 / 10

Trust   6 / 10

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Bank SA is close & easy to get to for us, their interest rates are competitive, although at the present time rates are very low for retired people.

Price   8 / 10

Features   0 / 10

Customer service   10 / 10

Convenience   9 / 10

Trust   10 / 10

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Although the customer service from the staff is very good, I am not so sure I am getting the best interest available.

Price   5 / 10

Features   3 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   5 / 10

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I currently have a term deposit with Bank SA (over a maximum period of six years) which is obtaining an excellent rate of interest (4.78% per annum) and I believe this to be an excellent product. It was very easy to set up and the interest rate is very competitive (few other banks/financial institutions are able to match the interest rate). I am kept informed every six months as to how the deposit is going and I think as far as an investment is concerned, anyone with some spare cash to invest, should seriously consider it.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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They are the best, awesome.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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The bank manager keeps me in touch personally with any rate changes and gives me advice to save money and make a higher return.

Price   6 / 10

Features   6 / 10

Customer service   10 / 10

Convenience   9 / 10

Trust   9 / 10

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Terrible for variations and interest rates on their products.

Price   4 / 10

Features   1 / 10

Customer service   4 / 10

Convenience   1 / 10

Trust   6 / 10

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Setup I did in-store. The woman who helped me was great, as she also had to help me with the information on accounts, as I was trying to figure out if I was in the right one. I invested for three months as this pays the highest interest. In three months' time, when it matures, I jump online and I have the option of do nothing and it rolls over for another three months at the best interest rate. Or you have the choice of taking some money out, transferring to one of your other accounts or, you can deposit more funds in if you wish. You have total control of every aspect, they have interest rate page you can check to make sure your getting top $ and then change it if required. You even have some input into what you would like to happen upon your next maturity date. Then just sit back and watch your money grow.

Price   8 / 10

Features   5 / 10

Customer service   9 / 10

Convenience   8 / 10

Trust   8 / 10

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Easy online banking, timely information

Price   8 / 10

Features   5 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   8 / 10

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I love using my BankSA term deposit account. The new internet banking website is modern and easy to use with lots of new options. The guidance throughout the term deposit process is very informative and easy to follow, resulting in a positive agreement that will benefit you in the future. There are many interest collection options, whether you gain your interest half yearly, monthly, or at maturity, allowing plenty of flexibility for certain needs.

Price   7 / 10

Features   8 / 10

Customer service   8 / 10

Convenience   10 / 10

Trust   10 / 10

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The interest rate on my 5 month term deposit is very competitive. Interest earned is easily outperforming my MLC managed fund investment (itself being highly regarded). When the term matures I can walk straight into my bank (Bank SA is the only bank with a branch in my town). A teller can then advise me of the best term offer to reinvest and "make it so".

Price   9 / 10

Features   7 / 10

Customer service   9 / 10

Convenience   10 / 10

Trust   10 / 10

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As a young person saving for the future, my term deposit, in the words of the bank teller, is earning me "wicked interest". It is easy to transfer money from different accounts into the term deposit to increase the amount of interest it is earning. I am therefore earning the highest amount of money possible without doing any work! And I have Bank SA to thank!

Price   8 / 10

Features   9 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   9 / 10

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I don't have the time to go to a branch, so I recommend BankSA becuase any urgent issues I have had I was able to speak to someone ON THE PHONE, who actually works AT THE BRANCH 5 mins down the road from me! How's THAT for big business service!

Price   8 / 10

Features   5 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   8 / 10

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Their credit card offers no rewards points . I put the majority of my purchases on credit card to save time and avoid carrying sums of money around. I love loyalty points. This bank gives me none so I never use their credit card except for internet banking !

Price   4 / 10

Features   0 / 10

Customer service   4 / 10

Convenience   7 / 10

Trust   5 / 10

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I didn't know anything about this product till I went to do some banking and was introduced by the Bank Manager. Great Saving Account. Very good service from BANKSA Prospect, SA Branch.

Price   8 / 10

Features   4 / 10

Customer service   9 / 10

Convenience   10 / 10

Trust   9 / 10

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The term deposit I have with Bank SA offers very comparable interest rates,the staff were very helpful when I first opened the account. I am advised by mail before the expiry date is reached so have plenty of time before deciding to rollover the deposit. I am helped by the staff to chose the term and interest rate that is best for my needs. I would recommend this product with Bank SA to anyone.

Price   9 / 10

Features   9 / 10

Customer service   9 / 10

Convenience   9 / 10

Trust   10 / 10

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