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BankVic credit card reviews

BankVic
BankVic's overall rating for credit cards

(as rated by the Mozo community)

8.2 / 10

based on 33 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from BankVic

Recent BankVic credit card reviews

BankVic

BankVic Visa Silver Visa Silver review

Overall rating   7 / 10

How a bank used to be

BankVic has great customer service.

Full review

BankVic has great customer service.

    Price   9 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

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John, Victoria, reviewed about 1 month ago

BankVic

BankVic Credit Card review

Overall rating   9 / 10

Customer service is good

They do what they are supposed to do, look after your funds'. Any unusual transactions on your account, they'll contact you to confirm or deny the transaction.

Full review

They do what they are supposed to do, look after your funds'. Any unusual transactions on your account, they'll contact you to confirm or deny the transaction.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   9 / 10

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Colin, Victoria, reviewed over 1 year ago

BankVic

BankVic Credit Card review

Overall rating   10 / 10

Best bank ever

Fantastic bank and will ring me if they are unsure of transactions

Full review

Fantastic bank and will ring me if they are unsure of transactions

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kerry, Victoria, reviewed almost 4 years ago

BankVic

BankVic Credit Card review

Overall rating   3 / 10

Not accepted everywhere

Not accepted everywhere, so find I can't use it all the time.

Full review

Not accepted everywhere, so find I can't use it all the time.

    Price   1 / 10

    Features   8 / 10

    Customer service   1 / 10

    Convenience   2 / 10

    Trust   4 / 10

Less

Mark, Victoria, reviewed about 4 years ago

BankVic

BankVic Visa Silver Visa Silver review

Overall rating   8 / 10

Great products and customer service

Customer service is second to none and their products and loans are great value. Their branches are a bit hard to get to, but account access via cards and electronic means is simple.

Full review

Customer service is second to none and their products and loans are great value. Their branches are a bit hard to get to, but account access via cards and electronic means is simple.

    Price   7 / 10

    Features   4 / 10

    Customer service   9 / 10

    Convenience   4 / 10

    Trust   10 / 10

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Andrea, Victoria, reviewed about 4 years ago

BankVic

BankVic Visa Silver Visa Silver review

Overall rating   8 / 10

Great service, very low credit rate, $0 annual fee

Very friendly and helpful staff. Unfortunately few branches, thus may not suit person needing face to face banking. On-Line and Phone Banking very easy.

Full review

Very friendly and helpful staff. Unfortunately few branches, thus may not suit person needing face to face banking. On-Line and Phone Banking very easy.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Nicolette, Victoria, reviewed over 4 years ago

BankVic

BankVic Visa Gold Visa Gold review

Overall rating   6 / 10

Great personal service and understanding

I was charged interest because I short paid the balance by 3 dollars. One phone call and the charges were reversed with no problems.

Full review

I was charged interest because I short paid the balance by 3 dollars. One phone call and the charges were reversed with no problems.

    Price   4 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Rod, New South Wales, reviewed over 4 years ago

BankVic

BankVic Visa Gold Visa Gold review

Overall rating   10 / 10

Good

Great staff, great bank. No fees at all.

Full review

Great staff, great bank. No fees at all.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Sandy, Victoria, reviewed over 4 years ago

BankVic

BankVic Visa Silver Visa Silver review

Overall rating   10 / 10

Customer service second to none

Excellent product, excellent Service. I appreciate excellence.

Full review

Excellent product, excellent Service. I appreciate excellence.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Annette, Victoria, reviewed over 4 years ago

BankVic

BankVic Credit Card review

Overall rating   9 / 10

Highly recommend

BankVic is always helpful and able to provide answers to my questions. They are a members owned bank which means no or low fees which is customer friendly.

Full review

BankVic is always helpful and able to provide answers to my questions. They are a members owned bank which means no or low fees which is customer friendly.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Jessica, , reviewed almost 5 years ago

BankVic

BankVic Credit Card review

Overall rating   7 / 10

Fair charges

Very alert staff when discrepancies are suspected. Action taken to right any breaches of security.

Full review

Very alert staff when discrepancies are suspected. Action taken to right any breaches of security.

    Price   8 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Joanne, Victoria, reviewed about 5 years ago

BankVic

BankVic Visa Silver Visa Silver review

Overall rating   8 / 10

Excellent customer service

My bank was Police Credit, they still retain the very good and caring customer service they had when I first joined in the late 60's.

Full review

My bank was Police Credit, they still retain the very good and caring customer service they had when I first joined in the late 60's.

    Price   6 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Doug, Victoria, reviewed about 5 years ago

BankVic

BankVic Credit Card review

Overall rating   10 / 10

Fantastic friendly customer service

Easy process to apply. Fantastic communication and monitoring. They have phoned us personally if there has been a large transaction to confirm that our card hadn't been accessed by another unknown person. Easy online access too. Highly recommended.

Full review

Easy process to apply. Fantastic communication and monitoring. They have phoned us personally if there has been a large transaction to confirm that our card hadn't been accessed by another unknown person. Easy online access too. Highly recommended.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Michelle , Victoria, reviewed about 6 years ago

BankVic

BankVic Credit Card review

Overall rating   10 / 10

Extremely competitive fees.

I've been banking with Bank Vic for over 20 years and their fees and services are always top notch. Especially their fees!

Full review

I've been banking with Bank Vic for over 20 years and their fees and services are always top notch. Especially their fees!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Name not supplied, Victoria, reviewed about 6 years ago

BankVic

BankVic Credit Card review

Overall rating   3 / 10

Not competitive, customer service low

... too expensive, not worth having.

Full review

... too expensive, not worth having.

    Price   1 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   2 / 10

    Trust   2 / 10

Less

Marianna, Victoria, reviewed about 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum - Balance Transfer Offer

    Citi Platinum - Balance Transfer Offer

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • CUA Low Rate Credit Card

    CUA Low Rate Credit Card

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2.00%, Min $3.50
    • Rewards description:
    Overall rating

    7.3

    Based on 98 CUA credit card reviews

    Need more information?
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    More info

  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 120,000 bonus Qantas Points and $275 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    Go to site

    More info

    • 120,000 bonus Qantas Points and $275 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6111 ANZ credit card reviews

    Need more information?
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    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 871 American Express credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2019

    ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    No current offer

    purchase rate

    11.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    8.0

    Based on 206 ME credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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