The staff are friendly and will help with all your questions.
Credit Union SA provided us with a 'line of credit' funding for our house, which gave us the flexibility to manage our finances without any other requirement than that we make the minimum required payment at the appropriate times. Their attitude was helpful and very informative in giving us ALL possible options. They have also managed our accounts extremely well with no illegal deductions from our accounts such as we suffered from with Homestart (South Australia). We are currently going through a lean period and Credit Union SA have found a way for us to cope until things get better. I commend them highly.
I am fortunate enough to be a member of Credit Union SA. Their interest rate on their home loans of 4.41% (4.42% comparison rate) would be amongst the lowest there are. Additionally their credit card charges the very low rate of 10.49% on both purchases and cash advances. ATM's are readily available as they use the Rediteller system. The only disadvantage of this credit union would be the fact they have limited locations (only 5 in the metropolitan area). However, with internet banking readily available, this can be overcome. They are also a very personable financial institution, with each call to them going directly to a local person rather than a machine or call centre. They offer the full range of services that a bank does, just without the fees. Additionally, being a non-profit organisation, financial gains are placed back into the community, particularly the education sector.
Credit Union Sa has allowed us to buy our house but are extremely conservative in lending to the point of being restrictive. When we do get to refinancing we will probably be forced to go elsewhere.
I live in Brisbane and they are in Adelaide, however they make you jump through hoops and generally treat you like you are a pain to deal with.
Being a single working mother, they couldn't have been more helpful. They were in a word... awesome!
Credit Union SA have been the best home loan provider I have ever been with. I have had direct access to a Branch Manager whenever I needed them. They call you back when they promise, and the call centre staff just cannot do enough to help you! Happy to recommend them to all my friends and family!
At a time when every customer is a number, the Credit Union SA retains the personal skills that larger institutions have lost. Their staff make you feel welcome as soon as you step through the door.
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