Everyday Insurance from Woolworths car insurance

3.8
Based on 179 Everyday Insurance from Woolworths car insurance product reviews.
Fact Checked
Last updated

While Woolies might be your go-to for groceries, did you know you can pick up a competitive car insurance quote from them too? Everyday Car Insurance from Woolworths offers a wide spectrum of coverage, including Comprehensive, Third-Party Property and Third-Party Fire and Theft – with a focus on flexibility, affordability and grocery-related perks.

Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important information on terms, conditions and sub-limits.
Last updated 4 April 2025 Important disclosures

Everyday Insurance from Woolworths car insurance

  • Comprehensive Car Insurance

    Monthly premiums
    Calendar icon
    Yes costs extra
    Choice of repairer
    Tools icon
    No
    Choice of excess
    Coins icon
    $500 - $2,000
    Agreed or market value
    Car coin icon
    Agreed or Market

    Available discounts

    • Drive Less Pay Less option to reduce premiums for limited kilometres.
    No Partner link

Get the latest news and product updates.

Everyday Insurance from Woolworths car insurance ratings

Overall customer rating for Everyday Insurance from Woolworths car insurance

3.8
Based on 179 product reviews.

Customer reviews

Important disclosures

Everyday Car Insurance from Woolworths key features

Everyday Car Insurance from Woolworths offers three levels of cover including Comprehensive, Third-Property and Third-Party Fire and Theft. Here are the features these policies mostly have in common.

Everyday Car Insurance from Woolworths FAQs

What is the excess on Everyday Car Insurance from Woolworths?

Everyday Car Insurance from Woolworths offers a standard excess range between $500 and $2,000, allowing you to choose a level that suits your budget. Additional excesses may apply depending on the driver’s age and experience, including:

  • $1,200 for listed drivers under 21
  • $800 for listed drivers aged 21 to 25
  • $2,000 for unlisted drivers under 21
  • $1,600 for unlisted drivers aged 21 to 25
  • $800 for inexperienced drivers over 25
  • $800 for learner drivers.

If you’re using the Drive Less Pay Less option, an additional excess may also apply if your odometer at claim time shows more kilometres than your agreed limit – although there is some built in ‘grace distance’. 

Is there a cooling-off period with Everyday Car Insurance from Woolworths?

Yes, there’s a 14-day cooling-off period. If you cancel within this time and haven’t made a claim, you’ll receive a full refund of your premium. This applies to all Everyday Car Insurance from Woolworths policies.

Are modifications included in Everyday Car Insurance from Woolworths?

Yes, modifications can be included as long as they’re listed in your policy. Ensure you declare any modifications at the time of application or notify Woolworths if modifications are made later, as unlisted mods may not be covered.

How do I file a claim with Everyday Car Insurance from Woolworths?

You can lodge a claim 24/7 by calling the Everyday Insurance claims team at 1300 10 1234 or by filing online through the Woolworths Everyday Insurance online claims portal. To make the process smoother, have your policy number, incident details and any supporting documents or photos ready.

How is my premium calculated?

Everyday Car Insurance from Woolworths calculates premiums based on things like your car’s make and model, where you park and driver demographics such as age and experience. Other factors include the location of your home, with high-risk areas (bushfire, crime, etc) potentially leading to higher premiums.

Everyday Insurance from Woolworths products

Car insurance quick links


* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Car Insurance Awards