Standard Cover
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years, up to $1,000
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $5,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $500
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $500 (dogs and cats)
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to $10,000 combined with debris removal cost
- Debris removal
-
Up to $10,000 combined with demolition cost
- Landscaping
-
Up to $750 for plants
- Gates and fences
-
Up to sum insured
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
10% off grocery shop once a month, up to $500, conditions apply.
Standard Cover
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years, up to $1,000
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $5,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
No
- Antiques and valuables
-
Up to $1,000 per item or collection, up to $2,500 in total
- Cash
-
Up to $250
- Cd dvd and electronic files
-
Up to $1,000 per item, up to $2,500 in total
- Computer software and hardware
-
Yes, hardware. Software, up to $1,000 per item/collection, up to $2,500 total.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $5,000
- Identity theft
-
No
- Jewellery
-
Up to $1,000 per item or collection, up to $2,500 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $500
- Tools of trade
-
Up to $1,000
- Lock replacement
-
Up to $500
- Emergency storage
-
Yes
- Temporary accommodation
-
No
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
Yes
- Demolition cost
-
No
- Debris removal
-
Up to $10,000
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
10% off grocery shop once a month, up to $500, conditions apply.
Standard Cover
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years, up to $1,000
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $5,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
No
- Antiques and valuables
-
Up to $1,000 per item or collection, up to $2,500 in total
- Cash
-
Up to $250
- Cd dvd and electronic files
-
Up to $1,000 per item, up to $2,500 in total
- Computer software and hardware
-
Yes, hardware. Software, up to $1,000 per item/collection, up to $2,500 total.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $5,000
- Identity theft
-
No
- Jewellery
-
Up to $1,000 per item or collection, up to $2,500 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $500
- Tools of trade
-
Up to $1,000
- Lock replacement
-
Up to $500
- Emergency storage
-
Yes
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $500 (dogs and cats)
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
Yes
- Demolition cost
-
Up to $10,000 combined with debris removal cost
- Debris removal
-
Up to $10,000 combined with demolition cost
- Landscaping
-
Up to $750 for plants
- Gates and fences
-
Up to sum insured
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
10% off grocery shop once a month, up to $500, conditions apply.
Comprehensive Cover
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years, up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $1,000
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $1,000 (dogs and cats)
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to $15,000 combined with debris removal cost
- Debris removal
-
Up to $15,000 combined with demolition cost
- Landscaping
-
Up to $1,500 for plants
- Gates and fences
-
Up to sum insured
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
10% off grocery shop once a month, up to $500, conditions apply.
Comprehensive Cover
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years, up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Up to 20% of sum insured
- Antiques and valuables
-
Up to $1,000 per item or collection, up to $5,000 in total
- Cash
-
Up to $500
- Cd dvd and electronic files
-
Up to $1,000 per item, up to $5,000 in total
- Computer software and hardware
-
Yes, hardware. Software, up to $1,000 per item/collection up to $5,000 total.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
Up to $1,000 per item or collection, up to $5,000 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $2,000
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Yes
- Temporary accommodation
-
No
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
Yes
- Demolition cost
-
No
- Debris removal
-
Up to $15,000
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
10% off grocery shop once a month, up to $500, conditions apply.
Comprehensive Cover
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Optional Extra, up to 10 years, up to $2,000
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000 for funeral
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Up to 20% of sum insured
- Antiques and valuables
-
Up to $1,000 per item or collection, up to $5,000 in total
- Cash
-
Up to $500
- Cd dvd and electronic files
-
Up to $1,000 per item, up to $5,000 in total
- Computer software and hardware
-
Yes, hardware. Software, up to $1,000 per item/collection up to $5,000 total.
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
Up to $1,000 per item or collection, up to $5,000 in total
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Up to $2,000
- Lock replacement
-
Up to $1,000
- Emergency storage
-
Yes
- Temporary accommodation
-
Up to 12 months, up to 10% of sum insured
- Temporary accommodation for pets
-
Up to $1,000 (dogs and cats)
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
Yes
- Demolition cost
-
Up to $15,000 combined with debris removal cost
- Debris removal
-
Up to $15,000 combined with demolition cost
- Landscaping
-
Up to $1,500 for plants
- Gates and fences
-
Up to sum insured
- Legal liability cover
-
Up to $20,000,000
- Days unoccupied until cover stops
-
60
- Other restrictions
-
- Other benefits
-
10% off grocery shop once a month, up to $500, conditions apply.
Your selected home insurance
Everyday Insurance from Woolworths home insurance ratings
Customer reviews
-
As dodgy as they come.
We made a claim, they authorised work, and then the work mysteriously stopped halfway. All contact ceased, but premiums are still being deducted. We were told we declined further works, we did not. We were told we got paid out for the remainder of the claim, we were not and there is no proof of payout. Ongoing drama...
-
Excellent home insurance, very competitive rates
We have been with Woolworths everyday insurance for at least 5 years. Every year I do research to check that we have the most competitive product for home insurance that offers the cover we require. Every year, Everyday Insurance from Woolworths comes back trumps. This is even after we have made a claim for storm damage. When making the claim. Woolworths were easy to deal with and helpful. The contractors too a while to get to us to inspect and fix the problem, however this was during a high claim period for storm damage and was understandable. Woolworths were well organised and highly transparent and we did not have any issues with our claim. Highly recommend!
-
Great price got me, but claiming beat me.
Price isn’t everything. Great price but unfortunately in my second year with Woolworths Insurance I had to lodge a claim for stolen bicycles. Lodged 11 June 2023 still waiting for a real person to phone me back even though I had been assured that I would be contacted on numerous occasions. I spent hours on the phone trying to talk to anyone who could help. Relieved that I had this claims experience on a minor claim. Buyers beware should you need to claim on Woolworths house and contents you will be letdown, ignored and left wondering if you are in fact insured.
-
Woolworths home and contents - competitive pricing
The price is competitive for the cover I've never made a claim so I am not sure about the rest of their service
-
Worst experience , avoid this insurer
Absolute worst experience ever .I would never recommend this insurer.There are no pros Woolworths insurance I lodged my claim in April 2022 post flood damage , today is June 2023 , my claim is still pending. I’ve been given an apology every time someone speaks to me but no one is able to tell me why they are apologising to me It appears staff don’t communicate or document correctly , completely incompetent staff . Case managers do not follow up , I have only gained any sort of headway with my claim after 3 complaints lodged since April 2023. The company that comes to assess your property are also incompetent . Twice my house was assessed by them by 2 assessor’s both neglecting several areas of my house when scope of works sent .
Everyday Insurance from Woolworths products
Home insurance quick links
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