Heritage Bank car loans

4.6
Based on 16 Heritage Bank car loan product reviews.
Fact Checked

Heritage Bank offers a range of car loan packages based on your needs and payment preferences. Check out the different options below for an overview of interest rates, fees and more. Heritage Bank is also an award winner, taking home an award in the 2022 Mozo Experts Choice Awards.

 If you have some questions around getting a car loan with Heritage Bank, scroll down for more detailed information.

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Last updated 22 December 2024 Important disclosures and comparison rate warning*

Heritage Bank car loans

  • Standard Personal Loan

    • Fixed, Unsecured
    Interest rate from
    8.99 % p.a.
    Comparison rate from
    9.35 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250.00
    No Partner link

  • Car Loan

    • Up to 7 years old, Fixed, Secured
    Interest rate from
    6.49 % p.a.
    Comparison rate from
    6.84 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250.00
    No Partner link

  • Green Car Loan

    Interest rate from
    5.69 % p.a.
    Comparison rate from
    6.04 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250.00
    No Partner link

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Heritage Bank car loan ratings

Overall customer rating for Heritage Bank car loans

4.6
Based on 16 product reviews.

Customer reviews

Important disclosures

Heritage Bank products

Car loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

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