Heritage Bank car loan reviews

Heritage Bank
Heritage Bank's overall rating for car loans

(as rated by the Mozo community)

8.8 / 10

based on 6 reviews

Price

Features

Customer service

Convenience

Trust

Featured car loan from Heritage Bank

Recent Heritage Bank car loan reviews

Heritage Bank

Heritage Bank Low Rate Secured Personal Loan (Variable) car loan review

Overall rating   9 / 10

Excellent customer service

My dealings with Heritage Bank have always been good experiences. I found that when I wanted a loan for a new car recently, the staff at Heritage Mt Ommaney were fantastic and made sure I knew all the extra charges and how the loan was flexible in...

Full review

My dealings with Heritage Bank have always been good experiences. I found that when I wanted a loan for a new car recently, the staff at Heritage Mt Ommaney were fantastic and made sure I knew all the extra charges and how the loan was flexible in repayments and that it could be paid out early without penalties.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Erica (QLD), reviewed about 3 years ago

Heritage Bank

Heritage Bank car loan review

Overall rating   7 / 10

Excellent personal service and honest products.

Heritage Bank is a small, personal player on the banking scene. It is particularly kind to its rural customers and those that don't quite fit the profile for loans from bigger banks. The advantages of the car loan product offered by Heritage are...

Full review

Heritage Bank is a small, personal player on the banking scene. It is particularly kind to its rural customers and those that don't quite fit the profile for loans from bigger banks. The advantages of the car loan product offered by Heritage are competitive interest rates and no early payment penalties. The excellent customer service value adds to this product. Unfortunately, the car loan product requires an application fee. With a plethora of other options out there, including no interest finance from some car dealers, this is a big deterrent.

    Price   8 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Elza (QLD), reviewed over 3 years ago

Heritage Bank

Heritage Bank Car Loan (Up to 7 years old, Fixed, Secured) car loan review

Overall rating   8 / 10

Family feel customer service and competitive rates

Heritage were super helpful in helping me get everything I needed to open my first personal loan. They made time for me when I was time limited and in a hurry. I have always received personalised helpful service that was more than what was...

Full review

Heritage were super helpful in helping me get everything I needed to open my first personal loan. They made time for me when I was time limited and in a hurry. I have always received personalised helpful service that was more than what was simply required for them to sell the product. I have never had any issues with this bank, and they have great interest rates.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   3 / 10

    Trust   6 / 10

Less

Caroline (QLD), reviewed over 3 years ago

Heritage Bank

Heritage Bank Low Rate Secured Personal Loan (Variable) car loan review

Overall rating   10 / 10

Customer service

We live interstate from our branch . I do online banking & have no trouble withdrawing from other ATMs as there is no charge because we are in an area with no branch. When I call them their advice is given freely and friendly. Therefore great...

Full review

We live interstate from our branch . I do online banking & have no trouble withdrawing from other ATMs as there is no charge because we are in an area with no branch. When I call them their advice is given freely and friendly. Therefore great customer service long distance. They give suggestions on how to make the best use of our finances to our benefit. We have no plans of changing to any other bank in town.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jan (NSW), reviewed over 3 years ago

Heritage Bank

Heritage Bank Car Loan (Up to 7 years old, Fixed, Secured) car loan review

Overall rating   9 / 10

Excellent service

Excellent service, great online site.

Full review

Excellent service, great online site.

    Price   9 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Vanessa (QLD), reviewed almost 4 years ago

Heritage Bank

Heritage Bank car loan review

Overall rating   10 / 10

Competitive

We went to our bank, we bank there a you got more of a chance to get a loan.

Full review

We went to our bank, we bank there a you got more of a chance to get a loan.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Alan (QLD), reviewed over 4 years ago

Heritage Bank

Heritage Bank car loan review

Overall rating   10 / 10

Exemplary service from all Heritage People.

When I needed a new car, I approached Heritage to find out how much I would need for a deposit. To my surprise it wasn't as much as I dreaded or thought. They supported me in all the dealings and laid out the steps I needed to do to get my new...

Full review

When I needed a new car, I approached Heritage to find out how much I would need for a deposit. To my surprise it wasn't as much as I dreaded or thought. They supported me in all the dealings and laid out the steps I needed to do to get my new car. It is a pity the car dealers couldn't be as forthright, honest and helpful. I would certainly recommend anyone seeking a car loan to talk to Heritage Bank first.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Lexcia (QLD), reviewed over 5 years ago

Heritage Bank

Heritage Bank car loan review

Overall rating   8 / 10

Discounted insuance Connected to my bank

Full review

Discounted insuance Connected to my bank

    Price   6 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   -1 / 10

Less

Brenna (QLD), reviewed over 7 years ago

Heritage Bank

Heritage Bank car loan review

Overall rating   7 / 10

To set this product up we communicated over the phone which caused confusion in the process as it was a branch that did not know us. When setting this type of loan up in the future we will deal direct with our local branch. With this bank in our...

Full review

To set this product up we communicated over the phone which caused confusion in the process as it was a branch that did not know us. When setting this type of loan up in the future we will deal direct with our local branch. With this bank in our area only criticism is that there is not enough ATM access.

    Price   8 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Diana (QLD), reviewed almost 8 years ago

Heritage Bank

Heritage Bank car loan review

Overall rating   10 / 10

They were fantastic and accommodating when it came time to sign and organise the paperwork. Call centre easy and reliable, I spoke to one person each time I called and they were competitive and professional.

Full review

They were fantastic and accommodating when it came time to sign and organise the paperwork. Call centre easy and reliable, I spoke to one person each time I called and they were competitive and professional.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jessica (QLD), reviewed over 8 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Car loan comparisons on Mozo - rates updated daily

  • Hunter United Low Rate Car Loan (Up to 5 years old, Variable, Secured)

    Hunter United Low Rate Car Loan (Up to 5 years old, Variable, Secured)

    • Pay only $70 p.w for a $20,000 loan
    • Loans from $10k - $100k
    • Great rates for older cars too

    Interest rate

    6.99% p.a.

    comparison rate*

    7.91% p.a.based on $30,000
    over 5 years

    Fees

    $250.00upfront
    and
    $8.00/month

    Go to site

    More info

    • Pay only $70 p.w for a $20,000 loan
    • Loans from $10k - $100k
    • Great rates for older cars too
    • Upfront fees: $250
    • Monthly fee: $8.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $10,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.0

    Based on 1 Hunter United car loan reviews

    Need more information?
    Go to site

    More info

  • loans.com.au New Car Loan (Up to 4 years old, Fixed, Secured)

    loans.com.au New Car Loan (Up to 4 years old, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    5.44% p.a.

    comparison rate*

    5.99% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • CUA Secured Car Loan (Fixed)

    CUA Secured Car Loan (Fixed)

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    Interest rate

    6.79% p.a.

    comparison rate*

    6.92% p.a.based on $30,000
    over 5 years

    Fees

    $90.00upfront
    and
    $0.00/month

    Go to site

    More info

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees
    • Upfront fees: $90
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.3

    Based on 12 CUA car loan reviews

    Need more information?
    Go to site

    More info

  • SocietyOne Car Loan - Excellent Credit (Fixed, Unsecured)

    SocietyOne Car Loan - Excellent Credit (Fixed, Unsecured)

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    Interest rate

    7.50% p.a.to 9.99% p.a.

    comparison rate*

    9.51% p.a.to 12.71% p.a.based on $10,000
    over 3 years

    Fees

    $300.00upfront
    and
    $0.00/month

    Go to site

    More info

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees
    • Upfront fees: $300
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 2 Years
    • Maximum loan term: 3 Years
    Need more information?
    Go to site

    More info

  • MyState Bank Secured Personal Loan (vehicles up to 2 years old, Variable)

    MyState Bank Secured Personal Loan (vehicles up to 2 years old, Variable)

    • Fast online conditional approval and same day funding available
    • Borrow anything from $10,000 to $75,000 with loan terms up to 10 years
    • Free online redraws and no penalties on early loan payout or lump sum payments

    Interest rate

    7.99% p.a.

    comparison rate*

    8.96% p.a.based on $30,000
    over 5 years

    Fees

    $200.00upfront
    and
    $10.00/month

    Go to site

    More info

    • Fast online conditional approval and same day funding available
    • Borrow anything from $10,000 to $75,000 with loan terms up to 10 years
    • Free online redraws and no penalties on early loan payout or lump sum payments
    • Upfront fees: $200
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Other, Vehicle
    • Minimum loan amount: $10,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    9.5

    Based on 2 MyState Bank car loan reviews

    Need more information?
    Go to site

    More info

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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