Was approved for personal loan, it was fair & affordable witj other life expenses.
IMB bank is one of the best banks in Australia, however they need to stop using Equifax a corrupted, incompetent and worse Credit agency in Australia and America. In Australia the have made mistakes on every single Australians meta data credit history in regards to information of their address, previous leading deatols and more mistakes from them which is extremely dangerous. IMB is a great financial institution I have seen, but huge problem they have is using Equifax.
Imb provided me with a personal loan that had a reasonable interest rate, Internet access and the option to pay it out early with out penalty. The loan was approved in a timely and professional manner.
Trusted bank with excellent service and low interest rates. Easy to use even living outside of the Riverina.
The customer service received by the IMB team is completely unprofessional, asking probing questions on a continual basis about personal family matters associated with our loan. Their level of communication and ability to listen is very poor. They evoked a real air of distrust and I would seriously dissuade anyone from dealing with this company.
I have been with this bank for 15 years when I went to apply for a personal loan it was not accepted even though I had a credit card with them. They suggested I try another bank or increase my credit limit which I did not want to do I did not find them helpful or care about me as a person, I have just opened up another account with a bank that has approved my loan and treats me with the respect that I deserve.
Hands down the best financial service provider I have dealt with. Friendly staff that go above and beyond.
Cheapest rates and great features of loan
In all ways we have found IMB to be caring helpful and truthful Being pensioners we found their advise to us sound and when applying for this loan they were very helpful and kkept us informed as to how the situation was, advising us when everything was ready and passing on the cheque that was needed. We have no hesitation in asking advise on any money problems we have.
When looking at changing my main bank (which was the Commonwealth Bank since 1986) as I was dissatisfied with their products and service I went shopping at a few credit unions. To my surprise most ignored you upon entering their doors except for IMB Gungahlin and particularly their customer service officer Lewarna Bennett. Lewarna took the time to discuss their products Savings accounts and Personal Loans providing me with exceptional personal service. This won them my business and a very positive feeling which I more than happy to advise others about if they are unstaisfied with their current bank/CU etc.
Friendly Staff and a personalised service
They have highest term deposit rate. They have low rates & charges . They are always pleasant & no waiting in queues
The service is outstanding, the staff are friendly and are relaxed in the promotion of products - giving you the option to ask more questions without feeling you are being pushed into something. Almost like stepping back a lifetime ago - relaxed, honest banking.
I LOVE the IMB. The staff are always friendly and helpful. They answer all questions. They made applying for the personal loan easy. There was minimal fuss. When I couldn't give them my group certificate, they rang my accountant and got him to fax a copy of it directly to them! I didn't have to go chasing around for the item. They are fantastic, low fees and charges, awesome customer service - why wouldn't I tell everyone?
LIKE very much Personal service, lenders follow through with promises and service. Local and competitive
Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,430.23 including fees.
Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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