ME home loan reviews

ME
ME's overall rating for home loans

(as rated by the Mozo community)

8.7 / 10

based on 900 reviews

Price

Features

Customer service

Convenience

Trust

Top 5 home loans 2015

Featured home loan from ME

Recent ME home loan reviews

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR<95%, Principal & Interest) (Member Package) home loan review

Overall rating   1 / 10

Poorly trained and disinterested staff

Gave me conflicting and incorrect information consistently.

Full review

Gave me conflicting and incorrect information consistently.

    Price   3 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   4 / 10

    Trust   1 / 10

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Catherine, Western Australia, reviewed 11 days ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR<95%, Principal & Interest) (Member Package) home loan review

Overall rating   6 / 10

Iā€™m looking around

Probably not the best rate.

Full review

Probably not the best rate.

    Price   6 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Dario, Queensland, reviewed about 1 month ago

ME

ME home loan review

Overall rating   10 / 10

Amazing customer service!

Superb service extremely helpful.

Full review

Superb service extremely helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Terry, Queensland, reviewed about 2 months ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) home loan review

Overall rating   10 / 10

Committed to looking after working people

Rates are good. Great people to deal with and they visit your home or workplace.

Full review

Rates are good. Great people to deal with and they visit your home or workplace.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Helen, South Australia, reviewed 8 months ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Have found ME Bank very helpful with right answers

Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

Full review

Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Sharon, Queensland, reviewed 9 months ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Awesome

Excellent service and cheap interest rates

Full review

Excellent service and cheap interest rates

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Peter, New South Wales, reviewed 10 months ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   9 / 10

Great customer service

Changed from the big 4 to ME years ago. Service is so good not interested in changing banks.

Full review

Changed from the big 4 to ME years ago. Service is so good not interested in changing banks.

    Price   8 / 10

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Karen, Victoria, reviewed over 1 year ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   10 / 10

Great bank with great rates

Great bank. Great rates

Full review

Great bank. Great rates

    Price   10 / 10

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Tom, South Australia, reviewed over 1 year ago

ME

ME home loan review

Overall rating   9 / 10

Great home loan provider

Our home loan was organised in one easy mobile banker assessment meeting. Interest rates have been fairly good with this provider and reductions when necessary have been prompt.

Full review

Our home loan was organised in one easy mobile banker assessment meeting. Interest rates have been fairly good with this provider and reductions when necessary have been prompt.

    Price   9 / 10

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Peter, Queensland, reviewed almost 2 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   9 / 10

Professional service

Professionalism of their mobile lender was superb.

Full review

Professionalism of their mobile lender was superb.

    Price   9 / 10

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Anthony, Victoria, reviewed almost 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   9 / 10

Easy to deal with every time

Great bank to trust always reasonable rates don't hear of exorbitant ceo salaries and share prices

Full review

Great bank to trust always reasonable rates don't hear of exorbitant ceo salaries and share prices

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Julie, South Australia, reviewed over 2 years ago

ME

ME home loan review

Overall rating   8 / 10

Low rates and good service.

Great low rates and fees, but can't complete international transactions.

Full review

Great low rates and fees, but can't complete international transactions.

    Price   8 / 10

    Features   6 / 10

    Customer service   9 / 10

    Trust   5 / 10

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Andrew, Western Australia, reviewed over 2 years ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   9 / 10

Excellent fixed rates

Fantastic fixed rate

Full review

Fantastic fixed rate

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Patricia, Victoria, reviewed over 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   8 / 10

They are great

I am happy with them there are always there to answer any questions I have

Full review

I am happy with them there are always there to answer any questions I have

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   7 / 10

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Molly, New South Wales, reviewed over 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   7 / 10

More help with offers

Always very helpful staff, not sure we are getting the best deal.

Full review

Always very helpful staff, not sure we are getting the best deal.

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Christy, Tasmania, reviewed over 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   8 / 10

Great customer service, a very good online service

Best of a bad lot- have always been happy, need branches though

Full review

Best of a bad lot- have always been happy, need branches though

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Paul, Victoria, reviewed over 2 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Totally brilliant

Awesome in every respect from service to getting things done

Full review

Awesome in every respect from service to getting things done

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Gary, South Australia, reviewed almost 3 years ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   5 / 10

Great fixed rate term, great service

I like this bank. They keep unnecessary mail to a minimum.

Full review

I like this bank. They keep unnecessary mail to a minimum.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Casey, Victoria, reviewed almost 3 years ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR<95%, Principal & Interest) (Member Package) home loan review

Overall rating   10 / 10

Wouldn't leave them

They are great.

Full review

They are great.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Garry, Australian Capital Territory, reviewed almost 3 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Fabulous

Fabulous

Full review

Fabulous

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kathy, Victoria, reviewed almost 3 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Awesome

Fantastic

Full review

Fantastic

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Fiona, Victoria, reviewed almost 3 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) home loan review

Overall rating   9 / 10

Need I say more, best loan.

Need I say more. Best loan going.

Full review

Need I say more. Best loan going.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Des, Victoria, reviewed almost 3 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) home loan review

Overall rating   9 / 10

I love what they stand for.

Calls are answered straight away. Problems solved efficiently. Love the flexibility of my home loan and the low fixed rate.

Full review

Calls are answered straight away. Problems solved efficiently. Love the flexibility of my home loan and the low fixed rate.

    Price   10 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Angela, Victoria, reviewed almost 3 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   9 / 10

Easy

Easy to deal with. Good service

Full review

Easy to deal with. Good service

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Belinda, Tasmania, reviewed almost 3 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   10 / 10

Competitive rates, great service and support.

I feel I'm being looked after with good interest rates, service, no fees and great support when I need it. Perhaps the only CON is there is only one office in Brisbane City that I'm aware of. However, you can just as easily post documents if...

Full review

I feel I'm being looked after with good interest rates, service, no fees and great support when I need it. Perhaps the only CON is there is only one office in Brisbane City that I'm aware of. However, you can just as easily post documents if you can't get into the branch.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Joanna, Queensland, reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility ā€“ up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility ā€“ up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.68% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.68% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 14 State Custodians home loan reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Basic Home Loan Special (LVR<80%, Owner Occupier)

    Bank Australia Basic Home Loan Special (LVR<80%, Owner Occupier)

    • Special rate of 3.66% p.a. comparison rate applies to a maximum LVR of 80%
    • Redraw available. Flexible repayments
    • Loan repayment pause for eco-upgrades to your home or maternity leave

    interest rate

    3.65% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Special rate of 3.66% p.a. comparison rate applies to a maximum LVR of 80%
    • Redraw available. Flexible repayments
    • Loan repayment pause for eco-upgrades to your home or maternity leave
    • Interest rate: 3.65% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.8

    Based on 79 Bank Australia home loan reviews

    Need more information?
    Go to site

    More info

  • Well Home Loans Well Balanced (Owner Occupier, Principal & Interest, LVR <80%)

    Well Home Loans Well Balanced (Owner Occupier, Principal & Interest, LVR <80%)

    • Well Balanced home loan is a low rate home loan with free online redraw and no valuation fee.
    • Purchase, Refinance or Equity Release purposes allowed
    • Optional 100% interest offset sub-account with Visa debit card access

    interest rate

    3.49% p.a. variable

    comparison rate*

    3.53% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Well Balanced home loan is a low rate home loan with free online redraw and no valuation fee.
    • Purchase, Refinance or Equity Release purposes allowed
    • Optional 100% interest offset sub-account with Visa debit card access
    • Interest rate: 3.49% p.a. variable
    • Comparison rate*: 3.53% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes - $10/month
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 503 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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