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ME Home loan reviews

Overall rating
8.6/10
Price
8.6/10
Features
7.9/10
Customer service
8.6/10
Convenience
7.5/10
Trust
8.7/10
Based on 911 reviews as rated by the Mozo community.

Recent ME home loan reviews

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  • ME Home Loan review

    Overall rating   7 / 10
    Efficient bank to work with.

    Efficient bank to work with, but the app is too slow.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    8 / 10
    Less
    Sally, New South Wales, reviewed about 2 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   8 / 10
    It's the right bank for ME.

    Great product and even better provider. The loan application process was straightforward with no pressure or fuss, and very low fees. I've been with ME for many years having 3 home and investment loans.

    Price
    5 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    9 / 10
    Trust
    9 / 10
    Less
    Robert, Australian Capital Territory, reviewed 2 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   7 / 10
    Good bank.

    Great online bank, with mobile officers to assist as well. Convenient and competitively priced.

    Price
    8 / 10
    Features
    7 / 10
    Customer service
    7 / 10
    Convenience
    7 / 10
    Trust
    6 / 10
    Less
    Sue, Queensland, reviewed 3 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) review

    Overall rating   9 / 10
    Great customer service.

    Industry funds it, online easy to use.

    Price
    7 / 10
    Features
    9 / 10
    Customer service
    9 / 10
    Convenience
    9 / 10
    Trust
    9 / 10
    Less
    Scott, Western Australia, reviewed 3 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   1 / 10
    Wolf in sheep's clothing.

    ME get you in a lower fixed rate, then are very inflexible to dropping rates once you go to variable. They offer far better rates to new customers rather than looking after existing. They pretend to be a small bank but behave like a big one.

    Price
    3 / 10
    Features
    3 / 10
    Customer service
    3 / 10
    Convenience
    2 / 10
    Trust
    4 / 10
    Less
    Chris, Western Australia, reviewed 3 months ago
  • ME Home Loan review

    Overall rating   4 / 10
    Helpful staff, good for straightforward loans.

    This bank was far better before the removal of an exit fee, introduced by the government. The mortgage department loans people got greedy and tried boosting our interest rates twice while the outlook was for them to fall. An archaic assessment process meant they weren't good on multiple properties. The loans may have changed now with the new laws but I'd recommend you do check. Ringing up and challenging their increases led to success in dropping interest rates so don't be shy. The phone in contact process works well and the staff have always been as helpful as they can be, so top marks there. For a forward thinking bank for investment loans go to Commonwealth.

    Price
    3 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    7 / 10
    Trust
    4 / 10
    Less
    Bernie, Western Australia, reviewed 3 months ago
  • ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package) review

    Overall rating   7 / 10
    Would definitely recommend to a new home buyer

    Me bank are quite good, they passed on most of the rate decrease. Their major downfall is no physical bank locations.

    Price
    7 / 10
    Features
    6 / 10
    Customer service
    9 / 10
    Convenience
    1 / 10
    Trust
    6 / 10
    Less
    Ben, New South Wales, reviewed 3 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   8 / 10
    Good rates and good service

    I have been with ME for 2 years now and I find the product very competitive, I had always good experience with the customer support and would recommend it.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    9 / 10
    Convenience
    8 / 10
    Trust
    8 / 10
    Less
    Sabrina, Western Australia, reviewed 3 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) review

    Overall rating   8 / 10
    Rate a little high.

    The interest rate offered is a little high.

    Price
    5 / 10
    Features
    9 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    8 / 10
    Less
    Jane, Australian Capital Territory, reviewed 3 months ago
  • ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) review

    Overall rating   10 / 10
    Would use them again

    Never had a problem with ME. They are a good bank.

    Price
    10 / 10
    Features
    5 / 10
    Customer service
    10 / 10
    Convenience
    5 / 10
    Trust
    10 / 10
    Less
    Daniel, Tasmania, reviewed 6 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   10 / 10
    Their customer service is beyond excellent

    Their customer service is beyond excellent and the call centre is very helpful.

    Price
    10 / 10
    Features
    8 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Denise, Victoria, reviewed 11 months ago
  • ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package) review

    Overall rating   1 / 10
    Poorly trained and disinterested staff

    Gave me conflicting and incorrect information consistently.

    Price
    3 / 10
    Features
    4 / 10
    Customer service
    2 / 10
    Convenience
    4 / 10
    Trust
    1 / 10
    Less
    Catherine, Western Australia, reviewed about 1 year ago
  • ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package) review

    Overall rating   6 / 10
    I’m looking around

    Probably not the best rate.

    Price
    6 / 10
    Features
    5 / 10
    Customer service
    5 / 10
    Convenience
    6 / 10
    Trust
    6 / 10
    Less
    Dario, Queensland, reviewed over 1 year ago
  • ME Home Loan review

    Overall rating   10 / 10
    Amazing customer service!

    Superb service extremely helpful.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Terry, Queensland, reviewed over 1 year ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   10 / 10
    Committed to looking after working people

    Rates are good. Great people to deal with and they visit your home or workplace.

    Price
    10 / 10
    Features
    8 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Helen, South Australia, reviewed almost 2 years ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Home loan comparisons on Mozo - rates updated daily

    • Smart Home Loan

      interest rate
      2.88% p.a. variable
      comparison rate*
      2.90% p.a.
      upfront fees
      $520

      Promoted
    • UHomeLoan - Discount Offer

      interest rate
      2.84% p.a. variable
      comparison rate*
      2.84% p.a.
      upfront fees
      $0

      Promoted
    • Variable Home Loan

      interest rate
      2.84% p.a. variable
      comparison rate*
      2.80% p.a.
      upfront fees
      $0

      Promoted
    • Basic Home Loan

      interest rate
      3.09% p.a. variable
      comparison rate*
      3.09% p.a.
      upfront fees
      $0

      Promoted
    • Discount Fixed Rate 300k+

      interest rate
      2.89% p.a.
      fixed 2 years
      comparison rate*
      3.76% p.a.
      upfront fees
      $450

      Promoted

    *WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    Want more? Compare all 533 home loans in the Mozo comparison engine.

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    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.