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ME Home loan reviews

Overall rating
8.6/10
Price
8.5/10
Features
7.8/10
Customer service
8.6/10
Convenience
7.5/10
Trust
8.7/10
Based on 916 reviews as rated by the Mozo community.

Featured home loan from ME

Flexible Home Loan Member Package

interest rate
2.79% p.a. variable
comparison rate*
3.23% p.a.

Promoted

Recent ME home loan reviews

Sort reviews by: date | star rating
  • ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) review

    Overall rating   10 / 10
    Reliant and competitive.

    ME Bank strives to excel in competitive home loan rates and customer service, and they always deliver.

    Price
    9 / 10
    Features
    8 / 10
    Customer service
    10 / 10
    Convenience
    5 / 10
    Trust
    10 / 10
    Less
    Demi, Victoria, reviewed 4 days ago
  • ME Home Loan review

    Overall rating   10 / 10
    Competitive rates, excellent service.

    Competitive rates, excellent service.

    Price
    9 / 10
    Features
    7 / 10
    Customer service
    10 / 10
    Convenience
    8 / 10
    Trust
    10 / 10
    Less
    Susan, Victoria, reviewed 23 days ago
  • ME Home Loan review

    Overall rating   8 / 10
    Ethical.

    I like that they are ethical and not like the big banks. The only negative is that their interest rates for new customers is lower than for existing customers.

    Price
    6 / 10
    Features
    5 / 10
    Customer service
    9 / 10
    Convenience
    9 / 10
    Trust
    9 / 10
    Less
    Maria, Victoria, reviewed about 2 months ago
  • ME Home Loan review

    Overall rating   8 / 10
    Great interest rate. Redraw is important to us.

    Great interest rate. Redraw is important to us.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    6 / 10
    Trust
    8 / 10
    Less
    Ross, Western Australia, reviewed about 2 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   2 / 10
    No interest in the old committed and loyal custom.

    Initially they were good. When we inquired as to why our interest rate was so high when all other banks had lowered theirs, it was “oh you have an old loan”. No options were given until we said we were going to move banks.

    Price
    1 / 10
    Features
    0 / 10
    Customer service
    3 / 10
    Convenience
    0 / 10
    Trust
    3 / 10
    Less
    Melody, Australian Capital Territory, reviewed about 2 months ago
  • ME Home Loan review

    Overall rating   7 / 10
    Efficient bank to work with.

    Efficient bank to work with, but the app is too slow.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    8 / 10
    Less
    Sally, New South Wales, reviewed 4 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   8 / 10
    It's the right bank for ME.

    Great product and even better provider. The loan application process was straightforward with no pressure or fuss, and very low fees. I've been with ME for many years having 3 home and investment loans.

    Price
    5 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    9 / 10
    Trust
    9 / 10
    Less
    Robert, Australian Capital Territory, reviewed 4 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   7 / 10
    Good bank.

    Great online bank, with mobile officers to assist as well. Convenient and competitively priced.

    Price
    8 / 10
    Features
    7 / 10
    Customer service
    7 / 10
    Convenience
    7 / 10
    Trust
    6 / 10
    Less
    Sue, Queensland, reviewed 5 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) review

    Overall rating   9 / 10
    Great customer service.

    Industry funds it, online easy to use.

    Price
    7 / 10
    Features
    9 / 10
    Customer service
    9 / 10
    Convenience
    9 / 10
    Trust
    9 / 10
    Less
    Scott, Western Australia, reviewed 5 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   1 / 10
    Wolf in sheep's clothing.

    ME get you in a lower fixed rate, then are very inflexible to dropping rates once you go to variable. They offer far better rates to new customers rather than looking after existing. They pretend to be a small bank but behave like a big one.

    Price
    3 / 10
    Features
    3 / 10
    Customer service
    3 / 10
    Convenience
    2 / 10
    Trust
    4 / 10
    Less
    Chris, Western Australia, reviewed 5 months ago
  • ME Home Loan review

    Overall rating   4 / 10
    Helpful staff, good for straightforward loans.

    This bank was far better before the removal of an exit fee, introduced by the government. The mortgage department loans people got greedy and tried boosting our interest rates twice while the outlook was for them to fall. An archaic assessment process meant they weren't good on multiple properties. The loans may have changed now with the new laws but I'd recommend you do check. Ringing up and challenging their increases led to success in dropping interest rates so don't be shy. The phone in contact process works well and the staff have always been as helpful as they can be, so top marks there. For a forward thinking bank for investment loans go to Commonwealth.

    Price
    3 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    7 / 10
    Trust
    4 / 10
    Less
    Bernie, Western Australia, reviewed 5 months ago
  • ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package) review

    Overall rating   7 / 10
    Would definitely recommend to a new home buyer

    Me bank are quite good, they passed on most of the rate decrease. Their major downfall is no physical bank locations.

    Price
    7 / 10
    Features
    6 / 10
    Customer service
    9 / 10
    Convenience
    1 / 10
    Trust
    6 / 10
    Less
    Ben, New South Wales, reviewed 5 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) review

    Overall rating   8 / 10
    Good rates and good service

    I have been with ME for 2 years now and I find the product very competitive, I had always good experience with the customer support and would recommend it.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    9 / 10
    Convenience
    8 / 10
    Trust
    8 / 10
    Less
    Sabrina, Western Australia, reviewed 5 months ago
  • ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) review

    Overall rating   8 / 10
    Rate a little high.

    The interest rate offered is a little high.

    Price
    5 / 10
    Features
    9 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    8 / 10
    Less
    Jane, Australian Capital Territory, reviewed 5 months ago
  • ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) review

    Overall rating   10 / 10
    Would use them again

    Never had a problem with ME. They are a good bank.

    Price
    10 / 10
    Features
    5 / 10
    Customer service
    10 / 10
    Convenience
    5 / 10
    Trust
    10 / 10
    Less
    Daniel, Tasmania, reviewed 8 months ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Home loan comparisons on Mozo - rates updated daily

    • UHomeLoan - Discount Offer

      interest rate
      2.59% p.a. variableApply now to get this rate from 3 Apr
      comparison rate*
      2.59% p.a.Apply now to get this rate from 3 Apr

      Promoted
    • Mortgage Simplifier

      interest rate
      2.78% p.a. variable
      comparison rate*
      2.81% p.a.

      Promoted
    • Smart Home Loan 80

      interest rate
      2.63% p.a. variable
      comparison rate*
      2.65% p.a.

      Promoted
    • Discounted Home Value Loan

      interest rate
      2.65% p.a. variable
      comparison rate*
      2.66% p.a.

      Promoted
    • Special Real Deal Home Loan

      interest rate
      2.94% p.a. variable
      comparison rate*
      2.98% p.a.

      Promoted

    *WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    Want more? Compare all 546 home loans in the Mozo comparison engine.

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    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.