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ME home loan reviews

ME
ME's overall rating for home loans

(as rated by the Mozo community)

8.7 / 10

based on 901 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from ME

Recent ME home loan reviews

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) Home Loan review

Overall rating   10 / 10

Their customer service is beyond excellent

Their customer service is beyond excellent and the call centre is very helpful.

Full review

Their customer service is beyond excellent and the call centre is very helpful.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Denise, Victoria, reviewed 5 months ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package) Home Loan review

Overall rating   1 / 10

Poorly trained and disinterested staff

Gave me conflicting and incorrect information consistently.

Full review

Gave me conflicting and incorrect information consistently.

    Price   3 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   4 / 10

    Trust   1 / 10

Less

Catherine, Western Australia, reviewed 9 months ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package) Home Loan review

Overall rating   6 / 10

I’m looking around

Probably not the best rate.

Full review

Probably not the best rate.

    Price   6 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Dario, Queensland, reviewed 9 months ago

ME

ME Home Loan review

Overall rating   10 / 10

Amazing customer service!

Superb service extremely helpful.

Full review

Superb service extremely helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Terry, Queensland, reviewed 10 months ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) Home Loan review

Overall rating   10 / 10

Committed to looking after working people

Rates are good. Great people to deal with and they visit your home or workplace.

Full review

Rates are good. Great people to deal with and they visit your home or workplace.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Helen, South Australia, reviewed over 1 year ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) Home Loan review

Overall rating   10 / 10

Have found ME Bank very helpful with right answers

Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

Full review

Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sharon, Queensland, reviewed over 1 year ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) Home Loan review

Overall rating   10 / 10

Awesome

Excellent service and cheap interest rates

Full review

Excellent service and cheap interest rates

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Peter, New South Wales, reviewed over 1 year ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) Home Loan review

Overall rating   9 / 10

Great customer service

Changed from the big 4 to ME years ago. Service is so good not interested in changing banks.

Full review

Changed from the big 4 to ME years ago. Service is so good not interested in changing banks.

    Price   8 / 10

Less

Karen, Victoria, reviewed about 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) Home Loan review

Overall rating   10 / 10

Great bank with great rates

Great bank. Great rates

Full review

Great bank. Great rates

    Price   10 / 10

Less

Tom, South Australia, reviewed over 2 years ago

ME

ME Home Loan review

Overall rating   9 / 10

Great home loan provider

Our home loan was organised in one easy mobile banker assessment meeting. Interest rates have been fairly good with this provider and reductions when necessary have been prompt.

Full review

Our home loan was organised in one easy mobile banker assessment meeting. Interest rates have been fairly good with this provider and reductions when necessary have been prompt.

    Price   9 / 10

Less

Peter, Queensland, reviewed over 2 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) Home Loan review

Overall rating   9 / 10

Professional service

Professionalism of their mobile lender was superb.

Full review

Professionalism of their mobile lender was superb.

    Price   9 / 10

Less

Anthony, Victoria, reviewed over 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) Home Loan review

Overall rating   9 / 10

Easy to deal with every time

Great bank to trust always reasonable rates don't hear of exorbitant ceo salaries and share prices

Full review

Great bank to trust always reasonable rates don't hear of exorbitant ceo salaries and share prices

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Julie, South Australia, reviewed about 3 years ago

ME

ME Home Loan review

Overall rating   8 / 10

Low rates and good service.

Great low rates and fees, but can't complete international transactions.

Full review

Great low rates and fees, but can't complete international transactions.

    Price   8 / 10

    Features   6 / 10

    Customer service   9 / 10

    Trust   5 / 10

Less

Andrew, Western Australia, reviewed over 3 years ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest) Home Loan review

Overall rating   9 / 10

Excellent fixed rates

Fantastic fixed rate

Full review

Fantastic fixed rate

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Patricia, Victoria, reviewed over 3 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) Home Loan review

Overall rating   8 / 10

They are great

I am happy with them there are always there to answer any questions I have

Full review

I am happy with them there are always there to answer any questions I have

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Molly, New South Wales, reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.03% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.03% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager

    interest rate

    3.27% p.a. variable

    comparison rate*

    3.28% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager
    • Interest rate: 3.27% p.a. variable
    • Comparison rate*: 3.28% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018

    interest rate

    3.39% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $200

    Go to site

    More info

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018
    • Interest rate: 3.39% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $200
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $400,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 901 ME home loan reviews

    Need more information?
    Go to site

    More info

  • Bank of Queensland 3 Year Discount Fixed Rate (Owner Occupier, Principal & Interest)

    Bank of Queensland 3 Year Discount Fixed Rate (Owner Occupier, Principal & Interest)

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates

    interest rate

    2.99% p.a.
    fixed 3 years

    comparison rate*

    4.09% p.a.

    upfront fees

    $450

    Go to site

    More info

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates
    • Interest rate: 2.99% p.a.
      fixed 3 years
    • Comparison rate*: 4.09% p.a.
    • Upfront fees: $450
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free up to $5,000 p.a
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $300,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.6

    Based on 510 Bank of Queensland home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    3.34% p.a. variable

    comparison rate*

    3.34% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 3.34% p.a. variable
    • Comparison rate*: 3.34% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 533 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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