ME home loan reviews

ME
ME's overall rating for home loans

(as rated by the Mozo community)

8.6 / 10

based on 231 reviews

Price

Features

Customer service

Convenience

Trust

Top 5 home loans 2015

Featured home loan from ME

Recent ME home loan reviews

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) home loan review

Overall rating   10 / 10

Committed to looking after working people

Rates are good. Great people to deal with and they visit your home or workplace.

Full review

Rates are good. Great people to deal with and they visit your home or workplace.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Helen (SA), reviewed 4 months ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Have found ME Bank very helpful with right answers

Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

Full review

Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sharon (QLD), reviewed 4 months ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Awesome

Excellent service and cheap interest rates

Full review

Excellent service and cheap interest rates

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Peter (NSW), reviewed 5 months ago

ME

ME home loan review

Overall rating   9 / 10

Great home loan provider

Our home loan was organised in one easy mobile banker assessment meeting. Interest rates have been fairly good with this provider and reductions when necessary have been prompt.

Full review

Our home loan was organised in one easy mobile banker assessment meeting. Interest rates have been fairly good with this provider and reductions when necessary have been prompt.

    Price   9 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Peter (QLD), reviewed over 1 year ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   9 / 10

Professional service

Professionalism of their mobile lender was superb.

Full review

Professionalism of their mobile lender was superb.

    Price   9 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Anthony (VIC), reviewed over 1 year ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   9 / 10

Easy to deal with every time

Great bank to trust always reasonable rates don't hear of exorbitant ceo salaries and share prices

Full review

Great bank to trust always reasonable rates don't hear of exorbitant ceo salaries and share prices

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Julie (SA), reviewed about 2 years ago

ME

ME home loan review

Overall rating   8 / 10

Low rates and good service.

Great low rates and fees, but can't complete international transactions.

Full review

Great low rates and fees, but can't complete international transactions.

    Price   8 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   -1 / 10

    Trust   5 / 10

Less

Andrew (WA), reviewed about 2 years ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   9 / 10

Excellent fixed rates

Fantastic fixed rate

Full review

Fantastic fixed rate

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Patricia (VIC), reviewed about 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   8 / 10

They are great

I am happy with them there are always there to answer any questions I have

Full review

I am happy with them there are always there to answer any questions I have

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Molly (NSW), reviewed over 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   7 / 10

More help with offers

Always very helpful staff, not sure we are getting the best deal.

Full review

Always very helpful staff, not sure we are getting the best deal.

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Christy (TAS), reviewed over 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   8 / 10

Great customer service, a very good online service

Best of a bad lot- have always been happy, need branches though

Full review

Best of a bad lot- have always been happy, need branches though

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Paul (VIC), reviewed over 2 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Totally brilliant

Awesome in every respect from service to getting things done

Full review

Awesome in every respect from service to getting things done

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Gary (SA), reviewed over 2 years ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   5 / 10

Great fixed rate term, great service

I like this bank. They keep unnecessary mail to a minimum.

Full review

I like this bank. They keep unnecessary mail to a minimum.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Casey (VIC), reviewed over 2 years ago

ME

ME Flexible Fixed Home Loan (Fixed, Owner Occupier, LVR<95%, Principal & Interest) (Member Package) home loan review

Overall rating   10 / 10

Wouldn't leave them

They are great.

Full review

They are great.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Garry (ACT), reviewed over 2 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   10 / 10

Awesome

Fantastic

Full review

Fantastic

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Fiona (VIC), reviewed over 2 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) home loan review

Overall rating   9 / 10

I love what they stand for.

Calls are answered straight away. Problems solved efficiently. Love the flexibility of my home loan and the low fixed rate.

Full review

Calls are answered straight away. Problems solved efficiently. Love the flexibility of my home loan and the low fixed rate.

    Price   10 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Angela (VIC), reviewed over 2 years ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   9 / 10

Easy

Easy to deal with. Good service

Full review

Easy to deal with. Good service

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Belinda (TAS), reviewed over 2 years ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) home loan review

Overall rating   10 / 10

Competitive rates, great service and support.

I feel I'm being looked after with good interest rates, service, no fees and great support when I need it. Perhaps the only CON is there is only one office in Brisbane City that I'm aware of. However, you can just as easily post documents if...

Full review

I feel I'm being looked after with good interest rates, service, no fees and great support when I need it. Perhaps the only CON is there is only one office in Brisbane City that I'm aware of. However, you can just as easily post documents if you can't get into the branch.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Joanna (QLD), reviewed over 2 years ago

ME

ME home loan review

Overall rating   10 / 10

No fees, helpful customer service.

Great, all round bank. Helpful customers service.

Full review

Great, all round bank. Helpful customers service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Penny (QLD), reviewed over 2 years ago

ME

ME home loan review

Overall rating   10 / 10

Great customer service

I have been this with bank for over 8 years. Excellent service and rates

Full review

I have been this with bank for over 8 years. Excellent service and rates

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Paramjit (VIC), reviewed over 2 years ago

ME

ME home loan review

Overall rating   10 / 10

Helpful and good knowledge of product.

House loan easy to apply for, and fees and charges competitive, prompt response.

Full review

House loan easy to apply for, and fees and charges competitive, prompt response.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Kerrie (ACT), reviewed over 2 years ago

ME

ME home loan review

Overall rating   10 / 10

A truely great individual bank

A bank truly for you, a bank that believes in you, a bank that grows with you, it's a truly great bank.

Full review

A bank truly for you, a bank that believes in you, a bank that grows with you, it's a truly great bank.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Jeffery (ACT), reviewed over 2 years ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest) home loan review

Overall rating   9 / 10

Excellent customer service, easy online website

Have been with ME for several years. NO complaints

Full review

Have been with ME for several years. NO complaints

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Bec (ACT), reviewed over 2 years ago

ME

ME Flexible Fixed Home Loan (Fixed, Owner Occupier, LVR<95%, Principal & Interest) (Member Package) home loan review

Overall rating   8 / 10

Great rates and great members package.

Great rates and member package. Came to us rather than us chasing them.

Full review

Great rates and member package. Came to us rather than us chasing them.

    Price   10 / 10

    Features   10 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Nigel (NSW), reviewed over 2 years ago

ME

ME Flexible Fixed Home Loan (Fixed, Owner Occupier, LVR<95%, Principal & Interest) (Member Package) home loan review

Overall rating   10 / 10

Exceptional

They were very helpful considering they didn't have a regular branch in SA. Ready to give advice at all times. I sold my house and bought one outright. They assisted me in finalising / payout of house loan.

Full review

They were very helpful considering they didn't have a regular branch in SA. Ready to give advice at all times. I sold my house and bought one outright. They assisted me in finalising / payout of house loan.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Rita (SA), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.73% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 864 NAB home loan reviews

    Need more information?
    Go to site

    More info

  • AMP Variable Rate Loan (Owner Occupier, Principal & Interest) (Professional Package)

    AMP Variable Rate Loan (Owner Occupier, Principal & Interest) (Professional Package)

    • Need a loan that responds to your borrowing needs and financial goals
    • Offers the flexibility to structure debt effectively
    • 3.69% Variable Rate

    interest rate

    3.64% p.a. variable

    comparison rate*

    4.02% p.a.

    upfront fees

    $295

    Go to site

    More info

    • Need a loan that responds to your borrowing needs and financial goals
    • Offers the flexibility to structure debt effectively
    • 3.69% Variable Rate
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 4.02% p.a.
    • Upfront fees: $295
    • Ongoing fees: $349.00 yearly
    • Discharge fee: $100.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $750,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.3

    Based on 51 AMP home loan reviews

    Need more information?
    Go to site

    More info

  • CUA Advance Variable Home Loan (Owner Occupier, Principal & Interest)

    CUA Advance Variable Home Loan (Owner Occupier, Principal & Interest)

    • Offset your interest to save
    • Free redraw facility for easy access to additional payments
    • No monthly or application fees

    interest rate

    3.65% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $195

    Go to site

    More info

    • Offset your interest to save
    • Free redraw facility for easy access to additional payments
    • No monthly or application fees
    • Interest rate: 3.65% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $195
    • Ongoing fees: $0.00
    • Discharge fee: $500.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes - up to $50,000 maximum
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Monthly
    Overall rating

    7.8

    Based on 89 CUA home loan reviews

    Need more information?
    Go to site

    More info

  • UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • Get $1,000 cash into a USaver account on any loan (new or refinance) over $200k. (T&Cs apply).
    • 20% minimum deposit required

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • Get $1,000 cash into a USaver account on any loan (new or refinance) over $200k. (T&Cs apply).
    • 20% minimum deposit required
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    4.8

    Based on 56 UBank home loan reviews

    Need more information?
    Go to site

    More info

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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