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ME home loan reviews

ME
ME's overall rating for home loans

(as rated by the Mozo community)

8.7 / 10

based on 909 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from ME

Recent ME home loan reviews

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) Flexible Home Loan (Member Package) review

Overall rating   7 / 10

Good bank.

Great online bank, with mobile officers to assist as well. Convenient and competitively priced.

Full review

Great online bank, with mobile officers to assist as well. Convenient and competitively priced.

    Price   8 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Sue, Queensland, reviewed 9 days ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) Flexible Home Loan review

Overall rating   9 / 10

Great customer service.

Industry funds it, online easy to use.

Full review

Industry funds it, online easy to use.

    Price   7 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Scott, Western Australia, reviewed 11 days ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) Flexible Home Loan (Member Package) review

Overall rating   1 / 10

Wolf in sheep's clothing.

ME get you in a lower fixed rate, then are very inflexible to dropping rates once you go to variable. They offer far better rates to new customers rather than looking after existing. They pretend to be a small bank but behave like a big one.

Full review

ME get you in a lower fixed rate, then are very inflexible to dropping rates once you go to variable. They offer far better rates to new customers rather than looking after existing. They pretend to be a small bank but behave like a big one.

    Price   3 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   2 / 10

    Trust   4 / 10

Less

Chris, Western Australia, reviewed 15 days ago

ME

ME Home Loan review

Overall rating   4 / 10

Helpful staff, good for straightforward loans.

This bank was far better before the removal of an exit fee, introduced by the government. The mortgage department loans people got greedy and tried boosting our interest rates twice while the outlook was for them to fall. An archaic assessment...

Full review

This bank was far better before the removal of an exit fee, introduced by the government. The mortgage department loans people got greedy and tried boosting our interest rates twice while the outlook was for them to fall. An archaic assessment process meant they weren't good on multiple properties. The loans may have changed now with the new laws but I'd recommend you do check. Ringing up and challenging their increases led to success in dropping interest rates so don't be shy. The phone in contact process works well and the staff have always been as helpful as they can be, so top marks there. For a forward thinking bank for investment loans go to Commonwealth.

    Price   3 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   4 / 10

Less

Bernie, Western Australia, reviewed 18 days ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package) Flexible Home Loan (Fixed, Member Package) review

Overall rating   7 / 10

Would definitely recommend to a new home buyer

Me bank are quite good, they passed on most of the rate decrease. Their major downfall is no physical bank locations.

Full review

Me bank are quite good, they passed on most of the rate decrease. Their major downfall is no physical bank locations.

    Price   7 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   1 / 10

    Trust   6 / 10

Less

Ben, New South Wales, reviewed 18 days ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) Flexible Home Loan (Member Package) review

Overall rating   8 / 10

Good rates and good service

I have been with ME for 2 years now and I find the product very competitive, I had always good experience with the customer support and would recommend it.

Full review

I have been with ME for 2 years now and I find the product very competitive, I had always good experience with the customer support and would recommend it.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Sabrina, Western Australia, reviewed 18 days ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) Flexible Home Loan review

Overall rating   8 / 10

Rate a little high.

The interest rate offered is a little high.

Full review

The interest rate offered is a little high.

    Price   5 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Jane, Australian Capital Territory, reviewed 19 days ago

ME

ME Basic Home Loan (Owner Occupier, LVR<80%, Principal and Interest) Basic Home Loan review

Overall rating   10 / 10

Would use them again

Never had a problem with ME. They are a good bank.

Full review

Never had a problem with ME. They are a good bank.

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Daniel, Tasmania, reviewed 3 months ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) Flexible Home Loan (Member Package) review

Overall rating   10 / 10

Their customer service is beyond excellent

Their customer service is beyond excellent and the call centre is very helpful.

Full review

Their customer service is beyond excellent and the call centre is very helpful.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Denise, Victoria, reviewed 9 months ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package) Flexible Home Loan (Fixed, Member Package) review

Overall rating   1 / 10

Poorly trained and disinterested staff

Gave me conflicting and incorrect information consistently.

Full review

Gave me conflicting and incorrect information consistently.

    Price   3 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   4 / 10

    Trust   1 / 10

Less

Catherine, Western Australia, reviewed about 1 year ago

ME

ME Flexible Home Loan (Fixed, Owner Occupier, LVR less than 80%, Principal & Interest) (Member Package) Flexible Home Loan (Fixed, Member Package) review

Overall rating   6 / 10

I’m looking around

Probably not the best rate.

Full review

Probably not the best rate.

    Price   6 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Dario, Queensland, reviewed about 1 year ago

ME

ME Home Loan review

Overall rating   10 / 10

Amazing customer service!

Superb service extremely helpful.

Full review

Superb service extremely helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Terry, Queensland, reviewed about 1 year ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package) Flexible Home Loan (Member Package) review

Overall rating   10 / 10

Committed to looking after working people

Rates are good. Great people to deal with and they visit your home or workplace.

Full review

Rates are good. Great people to deal with and they visit your home or workplace.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Helen, South Australia, reviewed over 1 year ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) Flexible Home Loan review

Overall rating   10 / 10

Have found ME Bank very helpful with right answers

Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

Full review

Pro - I like dealing with Australian call centres. Con - not a 24/7 Bank

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sharon, Queensland, reviewed over 1 year ago

ME

ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) Flexible Home Loan review

Overall rating   10 / 10

Awesome

Excellent service and cheap interest rates

Full review

Excellent service and cheap interest rates

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Peter, New South Wales, reviewed almost 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    2.88% p.a. variable

    comparison rate*

    2.90% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 2.88% p.a. variable
    • Comparison rate*: 2.90% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 638 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    2.84% p.a. variable

    comparison rate*

    2.84% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 2.84% p.a. variable
    • Comparison rate*: 2.84% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.4

    Based on 5 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request

    interest rate

    3.24% p.a. variable

    comparison rate*

    3.28% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request
    • Interest rate: 3.24% p.a. variable
    • Comparison rate*: 3.28% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $160.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers: Refinance by 31 January 2020 to receive up to $3,500 cash back depending on the loan amount with an ANZ linked transaction account.
    Overall rating

    6.9

    Based on 3876 ANZ home loan reviews

    Need more information?
    Go to site

    More info

  • Suncorp Fixed Home Loan Special Offer (Owner Occupier, Principal & Interest) (Home Package Plus)

    Suncorp Fixed Home Loan Special Offer (Owner Occupier, Principal & Interest) (Home Package Plus)

    • No monthly account keeping fee.
    • No loan establishment fee.
    • Option to lock in a rate at the time of the application.

    interest rate

    2.89% p.a.
    fixed 3 years

    comparison rate*

    3.70% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No monthly account keeping fee.
    • No loan establishment fee.
    • Option to lock in a rate at the time of the application.
    • Interest rate: 2.89% p.a.
      fixed 3 years
    • Comparison rate*: 3.70% p.a.
    • Upfront fees: $0
    • Ongoing fees: $375.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free up to $500 per month
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers: Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 13 December 2019 and settle by 5 March 2020.
    Overall rating

    7.3

    Based on 867 Suncorp home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    Newcastle Permanent Special Real Deal Home Loan (Owner Occupier, Principal & Interest)

    Newcastle Permanent Special Real Deal Home Loan (Owner Occupier, Principal & Interest)

    • Free extra repayments.
    • No application or service fees.
    • Only 10% deposit needed. Winner of a Mozo Experts Choice Award 2019 for the First Home Buyer Loan and Investor Home Loan categories.^

    interest rate

    3.19% p.a. variable

    comparison rate*

    3.23% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Free extra repayments.
    • No application or service fees.
    • Only 10% deposit needed. Winner of a Mozo Experts Choice Award 2019 for the First Home Buyer Loan and Investor Home Loan categories.^
    • Interest rate: 3.19% p.a. variable
    • Comparison rate*: 3.23% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: yes - partial only
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.6

    Based on 213 Newcastle Permanent home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 532 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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