ME term deposit reviews

ME
ME's overall rating for term deposits

(as rated by the Mozo community)

7.2 / 10

based on 18 reviews

Price

Features

Customer service

Convenience

Trust

Featured term deposit from ME

Recent ME term deposit reviews

ME

ME term deposit review

Overall rating   9 / 10

Great customer service, security with this bank

Their interest rates are very competitive. I've been banking with them for years. Highly recommended.

Their interest rates are very competitive. I've been banking with them for years. Highly recommended.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Kay (VIC), reviewed about 2 months ago

ME

ME term deposit review

Overall rating   6 / 10

No fuss budget banking

No account keeping fees and very competitive interest rates

No account keeping fees and very competitive interest rates

    Price   6 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   6 / 10

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Jeff (TAS), reviewed over 1 year ago

ME

ME term deposit review

Overall rating   9 / 10

Best term deposit rates and good customer service.

ME Bank is very good and has the best rates for term deposits. Very easy to set up and manage. Great customer service too.

ME Bank is very good and has the best rates for term deposits. Very easy to set up and manage. Great customer service too.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Barbs (NSW), reviewed over 1 year ago

ME

ME term deposit review

Overall rating   4 / 10

Terrible customer service, lack of respect

With no physical stores within my region and a complete abandonment on quality customer service this bank lacks density and service

With no physical stores within my region and a complete abandonment on quality customer service this bank lacks density and service

    Price   10 / 10

    Features   8 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   4 / 10

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Clara (QLD), reviewed over 1 year ago

ME

ME term deposit review

Overall rating   0 / 10

Terrible banking organisation

Hopeless bank, don't touch them! They make mistakes & take days to fix them & even then they're not right!

Hopeless bank, don't touch them! They make mistakes & take days to fix them & even then they're not right!

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

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Teresa (QLD), reviewed almost 2 years ago

ME

ME term deposit review

Overall rating   10 / 10

Best rate & great service

Highest rate for term deposit, so easy, customer support was fast, respectful and helpful.

Highest rate for term deposit, so easy, customer support was fast, respectful and helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Sally (SA), reviewed about 2 years ago

ME

ME term deposit review

Overall rating   7 / 10

Efficient and easy to deal with

Notifications of end of term are prompt and their personalised service is refreshing.

Notifications of end of term are prompt and their personalised service is refreshing.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   3 / 10

    Trust   7 / 10

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Lisa (QLD), reviewed over 2 years ago

ME

ME term deposit review

Overall rating   4 / 10

What used to be is now no longer

ME bank was the king of the crop including majors for the best deposit rates, and Customer Service. On line access and info available was OK at best. Then came the closure of branches so much that in the ACT you have to travel to the city centre...

ME bank was the king of the crop including majors for the best deposit rates, and Customer Service. On line access and info available was OK at best. Then came the closure of branches so much that in the ACT you have to travel to the city centre to access an only branch. But there was acceptable on-line facilities. Then in late 2014 came the IT system upgrade where basic information to manage accounts like interest rate and term expiry date is no longer provided. So my options for getting info on accounts is to drive 40 kms each way or long wait on call centres. Despite forms giving clear directions, re-investment errors are common and getting them fixed is a nightmare. I am seriously re-considering removing several hundred thousand dollars in family members accounts and going elsewhere. Worst they cannot even tell you when basic online info will be available. They also reported wrong interest info to Tax Dept last year.

    Price   8 / 10

    Features   8 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   4 / 10

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Claude (ACT), reviewed over 2 years ago

ME

ME term deposit review

Overall rating   10 / 10

Safest return

Offer the highest & safest return of any bank. People need to be aware that if they live outside a capital city they will have difficulty setting up an account.

Offer the highest & safest return of any bank. People need to be aware that if they live outside a capital city they will have difficulty setting up an account.

    Price   10 / 10

    Features   10 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   8 / 10

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Neil (VIC), reviewed over 2 years ago

ME

ME term deposit review

Overall rating   3 / 10

Good interest rates

ME Bank has lost its original concept. A bank for the battler, the worker. Now, it is run by greedy executives.

ME Bank has lost its original concept. A bank for the battler, the worker. Now, it is run by greedy executives.

    Price   3 / 10

    Features   1 / 10

    Customer service   1 / 10

    Convenience   3 / 10

    Trust   6 / 10

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Tod (VIC), reviewed over 2 years ago

ME

ME term deposit review

Overall rating   9 / 10

Great rates & friendly staff

I researched a few banks & found that ME Bank offered the best term interest rate compared to other banks, very happy with the package.

I researched a few banks & found that ME Bank offered the best term interest rate compared to other banks, very happy with the package.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Henry (VIC), reviewed almost 3 years ago

ME

ME term deposit review

Overall rating   9 / 10

Have enjoyed every dealing I have had with them

The staff are friendly, personalise, and treat you like a person, and not a stupid one if you are not very into banking, rather than a number. All staff have clear and concise communication skills which is a big plus in today's times.

The staff are friendly, personalise, and treat you like a person, and not a stupid one if you are not very into banking, rather than a number. All staff have clear and concise communication skills which is a big plus in today's times.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

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Janine , reviewed almost 3 years ago

ME

ME term deposit review

Overall rating   9 / 10

Great customer service

This establishment is the epitome of user friendly, professional conduct, would have no hesitation recommending them.

This establishment is the epitome of user friendly, professional conduct, would have no hesitation recommending them.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Les (QLD), reviewed almost 3 years ago

ME

ME term deposit review

Overall rating   5 / 10

Barely competitive rates, no customer service

When I joined ME Bank it had excellent customer service through its Branches. People need that one on one human contact to discuss their concerns and needs. Sadly ME Bank made the decision to close ALL of their Branches and now it is difficult to...

When I joined ME Bank it had excellent customer service through its Branches. People need that one on one human contact to discuss their concerns and needs. Sadly ME Bank made the decision to close ALL of their Branches and now it is difficult to find out anything to do with accounts. ME Bank no longer offers incredible Interest rates like they used to and the difference in Interest rates offered now is minuscule to other financial institutions. I personally would not recommend them.

    Price   5 / 10

    Features   0 / 10

    Customer service   1 / 10

    Convenience   0 / 10

    Trust   6 / 10

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Christine (ACT), reviewed about 3 years ago

ME

ME term deposit review

Overall rating   8 / 10

Best interest rates

Pro: Interest rates better than anyone else. Con: Few branches, Internet banking only.

Pro: Interest rates better than anyone else. Con: Few branches, Internet banking only.

    Price   8 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   7 / 10

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Zoe (ACT), reviewed about 3 years ago

ME

ME term deposit review

Overall rating   10 / 10

Customer service fantastic

They added an extra .5% for being a loyal customer.

They added an extra .5% for being a loyal customer.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Peter (QLD), reviewed over 3 years ago

ME

ME term deposit review

Overall rating   9 / 10

Terrific people and service

Great product, easy to roll over or add to at the end of each term. Great communication and service online, on the phone and mail.

Great product, easy to roll over or add to at the end of each term. Great communication and service online, on the phone and mail.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Philip (VIC), reviewed almost 4 years ago

ME

ME term deposit review

Overall rating   10 / 10

Excellent customer service and competitive rates

Phone calls get answered, you speak to English speaking people, they get back to you when they say they will, they simplify processes and they explain everything in simple terms that anyone can understand.

Phone calls get answered, you speak to English speaking people, they get back to you when they say they will, they simplify processes and they explain everything in simple terms that anyone can understand.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Cassandra (NT), reviewed almost 4 years ago

ME

ME Term Deposit term deposit review

Overall rating   10 / 10

Competitive features, great online service

Signed up online and received a text to advise that the term deposit had been created. The next day the new account appeared in my portfolio. Received additional interest by being in a listed industry super fund.

Signed up online and received a text to advise that the term deposit had been created. The next day the new account appeared in my portfolio. Received additional interest by being in a listed industry super fund.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Mozo reviewer (QLD), reviewed almost 4 years ago

ME

ME Term Deposit term deposit review

Overall rating   10 / 10

Friendly and fast customer service

After deciding to apply for my first term deposit, I finally got around to it. I was however, startled to see that between submitting my application and it being approved, the interest rates had dropped! Naturally, I got on the phone to find...

After deciding to apply for my first term deposit, I finally got around to it. I was however, startled to see that between submitting my application and it being approved, the interest rates had dropped! Naturally, I got on the phone to find out what had happened. After explaining the situation and spending a short time on hold, I was given my orignal, and higher interest rate. Very happy.

    Price   10 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Mozo reviewer (VIC), reviewed almost 4 years ago

ME

ME term deposit review

Overall rating   9 / 10

Great term deposit from a great bank

Good term deposit with great rates and fabulous service. I could easily make changes over the phone at my convenience. I appreciated the mailed reminders about the account.

Good term deposit with great rates and fabulous service. I could easily make changes over the phone at my convenience. I appreciated the mailed reminders about the account.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Mozo reviewer (ACT), reviewed almost 4 years ago

ME

ME Term Deposit term deposit review

Overall rating   9 / 10

Best term deposit rate and customer service!

Their customer service is awesome. If they say they will call you back they do. They follow up on any service requests and their customer service personnel are always helpful and polite.

Their customer service is awesome. If they say they will call you back they do. They follow up on any service requests and their customer service personnel are always helpful and polite.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Mozo reviewer (NSW), reviewed almost 4 years ago

ME

ME Term Deposit term deposit review

Overall rating   9 / 10

Great rates. Easy signup. Attentive staff. Ethics.

Great rates. Easy signup. Attentive staff. Ethical company. What is not to love about ME Bank?

Great rates. Easy signup. Attentive staff. Ethical company. What is not to love about ME Bank?

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Mozo reviewer (SA), reviewed almost 4 years ago

ME

ME term deposit review

Overall rating   7 / 10

Great rates

Great rates for industry super members. Online website is very basic.

Great rates for industry super members. Online website is very basic.

    Price   8 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   -1 / 10

    Trust   -1 / 10

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Mozo reviewer (NSW), reviewed almost 4 years ago

ME

ME term deposit review

Overall rating   9 / 10

Competent and on the ball

Product knowledge is essential when speaking with your banker. Also the ease & speed in having requests completed.

Product knowledge is essential when speaking with your banker. Also the ease & speed in having requests completed.

    Price   9 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Mozo reviewer (NSW), reviewed almost 4 years ago

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Term deposit comparisons on Mozo - rates updated daily

  • Citi Term Deposit

    Citi Term Deposit

    • Minimum investment $250,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds

    interest rate*

    3.00% p.a.
    6 months

    Go to site

    More info

    • Minimum investment $250,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds
    • Minimum deposit: $250,000
    • Maximum deposit: $2,000,000
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    9.0

    Based on 3 Citi term deposit reviews

    Need more information?
    Go to site

    More info

  • firstmac Term Deposit

    firstmac Term Deposit

    • Minimum investment $5,000 to lock in a fixed rate of return
    • Safe and secure with an Australian Government Guarantee
    • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 9 months, 12 months and 24 months

    interest rate*

    2.91% p.a.
    2 years

    Go to site

    More info

    • Minimum investment $5,000 to lock in a fixed rate of return
    • Safe and secure with an Australian Government Guarantee
    • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 9 months, 12 months and 24 months
    • Minimum deposit: $5,000
    • Maximum deposit: $5,000,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Need more information?
    Go to site

    More info

  • Citi Term Deposit

    Citi Term Deposit

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds

    interest rate*

    2.80% p.a.
    6 months

    Go to site

    More info

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds
    • Minimum deposit: $75,000
    • Maximum deposit: $249,999
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    9.0

    Based on 3 Citi term deposit reviews

    Need more information?
    Go to site

    More info

  • St.George Term Deposit

    St.George Term Deposit

    • Terms from 1 month up to 5 years
    • No set up or monthly service fees
    • Interest paid at maturity

    interest rate*

    2.55% p.a.
    1 year

    Go to site

    More info

    • Terms from 1 month up to 5 years
    • No set up or monthly service fees
    • Interest paid at maturity
    • Minimum deposit: $1,000
    • Maximum deposit: $250,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Overall rating

    7.3

    Based on 62 St.George term deposit reviews

    Need more information?
    Go to site

    More info

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