Regional Australia Bank home loan reviews

Regional Australia Bank
Regional Australia Bank's overall rating for home loans

(as rated by the Mozo community)

8.5 / 10

based on 10 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Regional Australia Bank

Recent Regional Australia Bank home loan reviews

Regional Australia Bank

Regional Australia Bank Fixed Home Loan (Owner Occupier, Principal & Interest) (Partnership Advantage) home loan review

Overall rating   9 / 10

Great

They are great.

Full review

They are great.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Melissa, New South Wales, reviewed 7 months ago

Regional Australia Bank

Regional Australia Bank Basic Home Loan Special (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

hey

Come

    Price   10 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Kurstin, New South Wales, reviewed almost 4 years ago

Regional Australia Bank

Regional Australia Bank Mortgage Offset Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Excellent service and products to offer

Personal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the home loan. Overall the service is so good. Every time I have rung for a question they have stayed on the line until the problem is fixed or they have...

Full review

Personal friendly staff always ready to assist. Has a visa card fixed to the interest rate of the home loan. Overall the service is so good. Every time I have rung for a question they have stayed on the line until the problem is fixed or they have answered my question. Excellent staff and products.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Elizabeth, New South Wales, reviewed almost 4 years ago

Regional Australia Bank

Regional Australia Bank home loan review

Overall rating   9 / 10

Brilliant - easy access, payment options etc.

Great and knowledgeable staff. Really helpful. Flexible payment options and easy internet access. Can't speak highly enough about the loan services offered by Community Mutual.

Full review

Great and knowledgeable staff. Really helpful. Flexible payment options and easy internet access. Can't speak highly enough about the loan services offered by Community Mutual.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Kate, New South Wales, reviewed almost 4 years ago

Regional Australia Bank

Regional Australia Bank Mortgage Offset Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

So far they are OK

Have just started with this bank and am unable to comment.

Full review

Have just started with this bank and am unable to comment.

    Price   7 / 10

    Features   6 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Rick, Queensland, reviewed about 5 years ago

Regional Australia Bank

Regional Australia Bank Mortgage Offset Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   6 / 10

Singleton Branch

Knowledgeable lending manager, do need to keep onto him to ensure that it is being completed, especially if you are not a hard ball case or a high lending profile.

Full review

Knowledgeable lending manager, do need to keep onto him to ensure that it is being completed, especially if you are not a hard ball case or a high lending profile.

    Price   5 / 10

    Features   6 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Name not supplied, New South Wales, reviewed over 5 years ago

Regional Australia Bank

Regional Australia Bank Mortgage Offset Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Wonderful customer service, great opening hours

The NECU is a bank that has branches in small towns with wonderful customer service and practical useful products, low fees and open Saturdays!

Full review

The NECU is a bank that has branches in small towns with wonderful customer service and practical useful products, low fees and open Saturdays!

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jeanette, New South Wales, reviewed about 6 years ago

Regional Australia Bank

Regional Australia Bank Mortgage Offset Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great overall!

Very competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.

Full review

Very competitive rates, friendly and knowledgable staff with a good network of branches and ATMS.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Amber, New South Wales, reviewed over 6 years ago

Regional Australia Bank

Regional Australia Bank Steady Rate Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Have many type of accounts to suit me.

I switched to this Bank because I can pay off my housing loan in ten years were I was not getting any where with Westpac when I had my loan with them. I like being with Community Mutual but hate being Westpac who had a lot of fees and other...

Full review

I switched to this Bank because I can pay off my housing loan in ten years were I was not getting any where with Westpac when I had my loan with them. I like being with Community Mutual but hate being Westpac who had a lot of fees and other deducion on they accounts.

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Name not supplied, New South Wales, reviewed over 6 years ago

Regional Australia Bank

Regional Australia Bank home loan review

Overall rating   10 / 10

Excelent cstomer service and excellent products!

When no one else would give me a chance this local credit union assessed my application on a case basis and now I have our beautiful family home! I would recommend this institution to everyone!

Full review

When no one else would give me a chance this local credit union assessed my application on a case basis and now I have our beautiful family home! I would recommend this institution to everyone!

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ellen, New South Wales, reviewed over 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $150
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $750,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 7 Virgin Money home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you

    interest rate

    3.89% p.a.
    fixed 2 years

    comparison rate*

    4.90% p.a.

    upfront fees

    $400

    Go to site

    More info

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you
    • Interest rate: 3.89% p.a.
      fixed 2 years
    • Comparison rate*: 4.90% p.a.
    • Upfront fees: $400
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free up to $30,000 during fixed rate period
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 901 ME home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.67% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.67% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 243 Heritage Bank home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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