There are no specific atms for this bank, but can use others without too much concern of fees The only thing I’d say is the app is behind in the use of technology when compared to other banks We just got fast pay ... but still no access to PayID.
No interest, only for transaction. Yet it has the auto swept function to top up the balance to $100 mark. And it also auto swept for the transaction greater than $100.
Saving kept at $100 balance, but with the ability to auto sweep from the other account in the bank to top it back up if it’s being used.
They make it easy for me to save.
Excellent product. No account or international transaction fees. The sweep feature allows you to specify how much money you would like to keep in your transaction account, with whatever amount is over that automatically put into your savings account. It also calculates how much your daily spend should be, and automatically adjusts that if you spend over or under. The only downside is that there is not PayID yet.
uBank is a subsidiary of NAB and is an online only bank. They've consistently offered the best interest rates and are really great at communicating changes/eligibility requirements for bonus interest etc. Very happy with them!
The sweep feature is brilliant, never have to worry about moving money about. The card is not terrible looking like some other banks. No international fees is good. Never have to go to a branch. Good!
I like this no frills bank that charge no fees and extras of clients. It does not provide physical services (atm or branch and hence my rating of 7 for convenience) but in this day and age, that's slowly phasing out anyway and a lot more is required of credit cards and online payment. It does what I need it to do.
No branches is difficult for some tasks.
Easy to use with a great interest rate, who wouldn’t get this savings account.
Online bank, so only telephone or email contact. I haven't had any problems with them. No frills, easy to understand products, no hard sells, great interest rates, no fees.
Just a transaction account, not bearing any interests.
Very helpful, efficient and speedy in fixing the issue when my card was fraudly used
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