Mozo staff money saving hacks: How to save on your grocery bill
At Mozo, we love finding new ways to save money, and groceries are one of the easiest places to start. We asked our team for their best money-saving tips for grocery shopping, and they delivered some fantastic hacks.
Here’s how our staff make their dollars go further and in an effort to keep their grocery bills in check.
Robyn’s savvy shopping strategies
"I always check unit prices and buy in bulk when items are on special. Buying fruit and vegetables in season saves money too—no blueberries for me in winter! I also buy imperfect produce and opt for cheaper cuts of meat to slow cook."
Max’s minimalist approach
"I can't be sure if it actually saves money, but I save waste (so, that’s a positive) by only buying what I need on any given day. I never do a weekly shop or anything like that. This way, I’m more mindful of what I purchase and I avoid buying things that I might not end up using. It also means that my produce is always fresh, and I’m less likely to throw away spoiled food. It’s a bit unconventional, but it works for me and my lifestyle."
Andrias' cashback trick
"I pre purchase Woolworths gift cards through cashback sites to get a 4% cashback. Every little cent matters! I find this method super effective because I’m essentially getting a discount on my groceries every time I shop. It might not seem like much initially, but those savings add up over time. Plus, using gift cards helps me stick to my budget since I’m limited to the amount on the card."
Emily’s meal planning
"I plan my whole week of meals by first checking what I have left in the pantry, fridge, and freezer. Then, I make a meal plan that uses similar ingredients across the week so I never have too much of anything. Another thing I do is, if I need to factor in dinner for six nights, I only buy enough for four because there's a good chance I’ll either go out or feel like skipping cooking. That way, I never have leftover food."
Shreya’s price comparisons
"I compare prices from Woolworths, Coles, and Aldi. This helps me find the best deals and save money. By spending a little extra time looking at the weekly specials and discounts each store offers, I can often find big savings. I also use price-matching apps and websites to quickly see where I can get the best deals for the items on my shopping list. This helps me maximise my savings and get the most value for my money without compromising on quality or quantity.
Did you know?
According to 9 NEWS, a supermarket shop costs 33% more now than it did 3 years ago View
Whether it's buying in bulk, planning meals, or comparing prices, every little effort helps in making your grocery shopping more budget-friendly.
To compare savings and bank accounts to help you save even more, see the table below.
Savings account comparisons on Mozo
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Mozo experts choice awards won:
- Kick Start Savings - 2024
High Interest Savings Account
5.60% p.a. (for $0 to $250,001)
4.35% p.a.(for $0 to $250,001)
Yes up to $250,000
Bonus rate for the first 4 months from account opening
Reward yourself with a higher rate for your good savings habits with the Rabobank High Interest Savings Account. No Account keeping fees. No minimum balance. Support Aussie farmers with every dollar you save.
CompareCompareHigh Interest Savings Account
Reward yourself with a higher rate for your good savings habits with the Rabobank High Interest Savings Account. No Account keeping fees. No minimum balance. Support Aussie farmers with every dollar you save.
- Maximum rate
- 5.60% p.a. (for $0 to $250,001)
- standard interest rate
- 4.35% p.a.(for $0 to $250,001)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $0.00
- Maximum rate conditions
- Bonus rate for the first 4 months from account opening, reverting to standard variable rate. Rate shown is for Personal customers and is subject to change. Different rates apply to Business/SMSF customers.
- Access
- Internet banking
- Minimum balance
- $0.00
- Other restrictions
- Must link to a transaction account
Read reviews and learn more about Rabobank savings accounts
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Savings Accelerator
3.55% p.a. (for $0 to $50,000)
2.85% p.a.(for $0 to $50,000)
Yes up to $250,000
New customers receive an introductory bonus 0.70% p.a. variable kick starter rate for the first 4 months on balances up to $500,000.
Enjoy the flexibility to access your funds with no monthly deposit requirements or lock-in terms. No ING fees to pay. Mozo Experts Choice Awards Everyday & Savings Bank of the Year winner for 2024.^
CompareCompareSavings Accelerator
Enjoy the flexibility to access your funds with no monthly deposit requirements or lock-in terms. No ING fees to pay. Mozo Experts Choice Awards Everyday & Savings Bank of the Year winner for 2024.^
- Maximum rate
- 3.55% p.a. (for $0 to $50,000)
- standard interest rate
- 2.85% p.a.(for $0 to $50,000)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $0.00
- Maximum rate conditions
- New ING personal savings customers receive an introductory bonus 0.70% p.a. variable kick starter rate for the first 4 months on balances up to $500,000. Reverts to variable ongoing rate.
- Access
- Phone banking, Internet banking
- Minimum balance
- $0.00
- Other restrictions
- Must link to a transaction account
Read reviews and learn more about ING savings accounts
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Smart Saver Account
4.50% p.a. (for $0 and over)
0.05% p.a.(for $0 and over)
Yes up to $250,000
Increase account balance by any amount and make no more than two withdrawals
Work towards your savings goals with this account. Earn bonus interest when you grow your balance and make no more than 2 withdrawals each month. Earn a guaranteed standard rate of interest each month on your savings. No monthly account keeping fees to pay. Use the app or internet banking to manage your account 24/7.
CompareCompareSmart Saver Account
Work towards your savings goals with this account. Earn bonus interest when you grow your balance and make no more than 2 withdrawals each month. Earn a guaranteed standard rate of interest each month on your savings. No monthly account keeping fees to pay. Use the app or internet banking to manage your account 24/7.
- Maximum rate
- 4.50% p.a. (for $0 and over)
- standard interest rate
- 0.05% p.a.(for $0 and over)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $0.00
- Maximum rate conditions
- Increase account balance by any amount (excluding interest) and make no more than two withdrawals in the month
- Access
- BPay, Branch access, Internet banking
- Minimum balance
- $0.00
- Other restrictions
- -
Read reviews and learn more about Newcastle Permanent savings accounts
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MoneyMAX Account
No Current Offer
4.70% p.a.(for $1 and over)
Yes up to $250,000
Unlimited access 24/7 via Banking App, Phone & Internet Banking. Interest is calculated daily and paid monthly. No transaction fees or monthly service fees. No minimum balance or withdrawal restrictions. Online access only.
CompareCompareMoneyMAX Account
Unlimited access 24/7 via Banking App, Phone & Internet Banking. Interest is calculated daily and paid monthly. No transaction fees or monthly service fees. No minimum balance or withdrawal restrictions. Online access only.
- Maximum rate
- No Current Offer
- standard interest rate
- 4.70% p.a.(for $1 and over)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $0.00
- Maximum rate conditions
- n/a
- Access
- BPay, Internet banking
- Minimum balance
- $0.00
- Other restrictions
- Branch access for deposits only.
Read reviews and learn more about Unity Bank savings accounts
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Savings+Bonus
5.00% p.a. (for $1 to $250,000)
2.00% p.a.(for $1 to $250,000)
Yes up to $250,000
Minimum $100 monthly deposit and no withdrawals to earn bonus interest each month.
Enjoy bonus interest when you deposit $100 or more per month and make no withdrawals. Access your money at any time via internet banking or our mobile app. Maximum balance $250,000 to receive bonus interest.
CompareCompareSavings+Bonus
Enjoy bonus interest when you deposit $100 or more per month and make no withdrawals. Access your money at any time via internet banking or our mobile app. Maximum balance $250,000 to receive bonus interest.
- Maximum rate
- 5.00% p.a. (for $1 to $250,000)
- standard interest rate
- 2.00% p.a.(for $1 to $250,000)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $5.00
- Maximum rate conditions
- Minimum $100 monthly deposit and no withdrawals to earn bonus interest each month.
- Access
- -
- Minimum balance
- $1.00
- Other restrictions
- Must become a First Option Bank member to open an account.
Read reviews and learn more about First Option Bank savings accounts
Your selected savings accounts
Your selected savings accounts
Your selected savings accounts
Your selected savings accounts
Your selected savings accounts
^See information about the Mozo Experts Choice Savings Account Awards
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