The continued rising cost of living means expenses are piling up, which makes sticking to a budget and finding the small wins all the more important. You may feel personally victimised by your skyrocketing supermarket bill, but there are some things you can do to help reduce your spending and build up those savings even if you are already on a tight budget.
%20(1)%20(1)%20(2)%20(1)%20(1).png?width=324)
The first quarter of the year has already flown by, and it's a good time to take stock of your financial progress. Did you manage to stick to your savings plan, or did unexpected expenses and financial challenges derail your goals?
%20(1)%20(1).png?width=324)
With the cash rate currently standing at 4.35%, some savings account providers have brought rates on offer up to and even over 5.00% p.a. This means that, while rates remain high, savers can see their cash earn them a fair amount if they get the highest rates possible.
NAB did some research on financial literacy last year and found that while many people were confident of their money know-how, one-quarter of Aussies didn’t have enough for an emergency.
The April school holidays are right around the corner which means your kids will be home for two whole weeks. If you’re out of ideas on how to keep them occupied during the holiday period, fear not! We have some creative, low budget (or free) activities that will keep the kids pumped with excitement and help you create some great memories along the way.
.png?width=324)
Most of the highest rate savings accounts are bonus rates, meaning that you must fulfil certain conditions to get the highest rate possible. One of the common requirements is to contribute a certain amount of cash monthly. While this amount isn’t the same across all accounts, there are some commonly offered monthly deposit conditions.
The power of the mind is an amazing thing, and whether you believe in manifestation or not, there is impressive power behind your thoughts. Have you ever stopped to think how your thoughts influence the way you feel and act? The reality is; the way we think about something has a massive impact on our emotions and actions.
%20(1).png?width=324)
Macquarie's introductory savings rate has been adjusted from 5.50% p.a. to 5.35% p.a. for the first four months.
.png?width=324)
Signing your kids up to a high interest savings account can be a great way of getting them started on their saving journey. Not only do they get a good idea about how to manage their money but they also discover the rewards from a high interest rate savings account.
Spending among Aussies has risen of late, led by spending on travel and gyms during the summer break, says CommBank.