If you’re ready to kickstart your savings with a bang, why not check out the Bank of Queensland Smart Saver Account.
With an ongoing 2.00% p.a. bonus interest rate up for grabs on balances up to $250,000 (if $1,000 or more is credited to the linked Everyday Account in the previous month and 5 eligible transactions are made by the linked account), you have the chance to be rewarded for your hard earnings savings while paying no account fees.
The Bank of Queensland Smart Saver Account features an ongoing bonus rate of 2.00% p.a., on balances starting from $1 right up to $250,000, so long as you meet the minimum requirement of depositing $1,000 or more into your linked Everyday Account during the previous month. You also won’t have to worry about any fees, as this account comes with no account maintenance fees.
Additionally, this account offers unlimited free transactions from branch withdrawal, branch deposit and via the internet, so you'll have the freedom to make as many deposits and withdrawals as you like.
If you’re between the ages of 14-35, you could be eligible to apply for the Future Saver Account, which features a whopping bonus rate of 3.00% p.a. (conditions may apply).
The Bank of Queensland Smart Saver Account could be a great choice for Aussies who have a tendency to dip into their savings frequently and who'll be able to meet the bonus rate requirements each month.
If you ever need to withdraw cash from your account, keep in mind that the Smart Saver Account doesn’t offer ATM withdrawals.
Balances from $0: 0.05% p.a. |
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Balances from $0: 2.00% p.a. |
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Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Everyday Account and 5 eligible transactions are made by the linked account. |
$0.00 |
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n/a |
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Unlimited free transactions from branch withdrawal, branch deposit, internet. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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n/a |
$1.00 |
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$1.00 |
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Monthly |
no |
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none |
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no |
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no |
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no |
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yes |
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no |
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no |
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no |
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yes |
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no |
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none |
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none |
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none |
I find everything quite effortless & smooth & serviceful.
Read full reviewI find everything quite effortless & smooth & serviceful.
Corporate Account
Read full reviewHad a great interest rate right when we needed to save for a house.
Read full reviewHad a great interest rate right when we needed to save for a house.
Very good account, competitive interest rate. Online banking not very user friendly and efficient.
Read full reviewVery good account, competitive interest rate. Online banking not very user friendly and efficient.
Bank of Queensland offered me a competitive interesting savings rate compared with the traditional big 4 banks which I have been a customer of for many years. However the app and internet banking userface needs to be updated to compete with those of the bigger banks which are very quick and easy to use.
Read full reviewBank of Queensland offered me a competitive interesting savings rate compared with the traditional big 4 banks which I have been a customer of for many years. However the app and internet banking userface needs to be updated to compete with those of the bigger banks which are very quick and easy to use.
Bank of Queensland
Future Saver Account
0.05% p.a.(for $0 and over)
3.00% p.a. (for $0 to $50,001)
Yes up to $250,000
Bank of Queensland
Future Saver Account
3.00% p.a. (for $0 to $50,001)
0.05% p.a.(for $0 and over)
Yes up to $250,000
AMP Bank
AMP Saver Account
1.35% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Rabobank
High Interest Savings Account
2.10% p.a. (for $0 to $250,001)
1.00% p.a.(for $0 to $250,001)
Yes up to $250,000
MyState Bank
Bonus Saver Account
1.60% p.a. (for $0 to $250,000)
0.05% p.a.(for $0 and over)
Yes up to $250,000
Bank of Queensland
Smart Saver Account
2.00% p.a. (for $0 to $250,001)
0.05% p.a.(for $0 and over)
Yes up to $250,000
Great Southern Bank
Youth eSaver
No Current Offer
3.25% p.a.(for $0 to $5,001)
Yes up to $250,000
Bank of Queensland
Future Saver Account
3.00% p.a. (for $0 to $50,001)
0.05% p.a.(for $0 and over)
Yes up to $250,000
AMP Bank
AMP Saver Account
1.35% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Rabobank
High Interest Savings Account
2.10% p.a. (for $0 to $250,001)
1.00% p.a.(for $0 to $250,001)
Yes up to $250,000
Great Southern Bank
Youth eSaver
No Current Offer
3.25% p.a.(for $0 to $5,001)
Yes up to $250,000
Bank of Queensland
Smart Saver Account
2.00% p.a. (for $0 to $250,001)
0.05% p.a.(for $0 and over)
Yes up to $250,000
MyState Bank
Bonus Saver Account
1.60% p.a. (for $0 to $250,000)
0.05% p.a.(for $0 and over)
Yes up to $250,000
Auswide Bank
Ziggy Kids Saver
0.01% p.a.(for $0 and over)
1.26% p.a. (for $0 and over)
Yes up to $250,000
ANZ
Progress Saver
0.01% p.a.(for $0 and over)
0.40% p.a. (for $0 and over)
Yes up to $250,000