Qantas Business Credit Card card image

Bendigo Bank Qantas Business Credit Card

Advertiser disclosure
Purchase rate
19.99% p.a.
Balance transfer rate
No current offer
Annual fees
$89
Interest free days on purchases
55

Mozo editorial review Bendigo Bank Qantas Business Credit Card - last updated: 25 February 2021

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What's hot
  • Low $89 annual fee
  • Qantas Frequent Flyer program
  • Concierge service available and complimentary travel insurance
  • 2020 Mozo Experts Choice Award
What's not
  • 0.6 points per dollar on Mastercard
Mozo snapshot

If you’re a business owner looking to get a little more bang for your buck every time you use your plastic, then the Bendigo Bank Qantas Business Credit Card could be just the ticket. This business credit card features a 19.99% purchase rate, a reasonable $89 annual fee and it even took out a 2020 Mozo Experts Choice Award for best Qantas Frequent Flyer Business Credit Card


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Key features

Many business owners spend more time in the sky than they do on the ground, so why not take advantage of that with the Bendigo Bank Qantas Business Credit Card? Cardholders will enjoy a range of travel perks, including complimentary domestic travel insurance, commission-free travellers cheques and concierge service. You'll also be able to transfer points to your Qantas Frequent Flyer account to be put towards your next flight. 

Speaking of points, cardholders will earn 0.6 points per dollar spent on Mastercard (0.3 points per dollar on eligible government transactions). However, purchases on selected Qantas products and services will earn 1 point per dollar spent. 

The Bendigo Bank Qantas Business Credit Card also comes with a manageable $89 annual fee but a high 19.99% purchase rate, so this is not a card you want to carry a balance on. Any eligible purchase you make on the card comes with extended warranty and purchase protection, just in case something goes wrong. 

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Who is it good for

The Bendigo Bank Qantas Business Credit Card could be a good option for business owners who are more concerned with redeeming various travel perks, rather than points. 


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Any catches

If earning points are your game, then this card may not be for you, as you’ll only earn 0.6 points per dollar. The 19.99% purchase rate is also something to consider, as if you fail to pay your balance off in full every month, you could be left with a big interest bill. 



Rewards program details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

19,010 points

$100 Cash

-

Points earning

0.6 points per dollar on Mastercard, up to 30000 points per month

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

Value of rewards points

Spend $31,683 (Mastercard)

Spend $13,333 (Mastercard)

Spend $184,000 (Mastercard)

at 30,000 points monthly

Never

How do we calculate these points?
How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates

19.99% p.a.

none

No current offer

none

21.99% p.a.

55

Fees

$89.00

none

none

none

$15.00

0.50%, Min $3.25

3.00%

$5.00

$10.00

$89.00

Features

$10.00

3.0

yes

none

Payment options

Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Rewards privileges

Concierge,
Travel Insurance,
Commission-free Travellers Cheques,
Extended Warranty,
Purchase Protection

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About Bendigo Bank