Qantas Business Signature Card card image
Mini meca 2023

NAB Qantas Business Signature Card

Advertiser disclosure
Purchase rate
18.50% p.a.
Balance transfer rate
No current offer
Annual fees
$295
Interest free days on purchases
44

Mozo editorial review NAB Qantas Business Signature Card - last updated: 4 December 2023

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What's hot
  • 150,000 Qantas Points bonus offer
  • 1 Qantas Point for every $1.50 spent on business purchases
  • 44 days interest free
  • 2023 Mozo Experts Choice Award winner
What's not
  • $295 annual fee
Mozo snapshot

Looking for a way to maximise your Qantas Points stash through your business spending? Well the NAB Qantas Business Signature Card could be just the ticket, especially with its bumper points offer and rewarding ongoing earn rate. Businesses will also be able to take advantage of 44 interest free days and a number of exclusive Visa travel and retail perks.

This card is also the winner of two 2023 Mozo Experts Choice Awards for best Rewards Business Credit Card and best Qantas Frequent Flyer Business Credit Card. 

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Key features

The NAB Qantas Business Signature Card features a 18.50% p.a.variable purchase rate, a $295 annual card fee and a minimum credit facility of $5,000. It also gives cardholders up to 44 days interest free on their business purchases when they pay off their balance in full by the due date each statement period. 

But that’s not all! Points lovers will be happy to hear that the Qantas Business Signature Card offers two opportunities for business owners to boost their Qantas Points balances: 

  • An earn rate of 1 Qantas Point for every $1.50 spent on business purchases (up to $50,000 per statement period). 

  • A limited limited bonus offer of 150,000 Qantas Points for new cardholders who spend over $4,000 on everyday business purchases within the first 60 days of the account opening.

NAB also gives businesses the option of having multiple cards for their employees with individual credit limits - all of which can be used with alternative payment options such as Apple Pay, Google Pay and Samsung Pay.

Cardholders will also have a range of Visa benefits at their fingertips including exclusive travel and retail offers and access to a 24/7 concierge service and Visa’s customer assistance network in case you’re travelling for business overseas.

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Who is it good for

The NAB Qantas Business Signature Card could be a great option for business owners who are looking for, and can take full advantage of, a credit card with a generous suite of perks - especially by earning Qantas Points or through the Visa benefits.

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Any catches

Like all business credit cards, there are a few minimum requirements that you’ll need to meet to be eligible for the card. These include having a valid ABN or ACN number, having a minimum turnover of over $75,000 and being able to provide 12 months of business financial data.

Rewards program details

Rates and fees information correct as at 15 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.66 points per dollar on Visa, up to $50,000 per month

Rewards scheme

Points are automatically credited to the Qantas Business Rewards program.

All rewards are redeemed through either Qantas Business Rewards or Qantas Frequent Flyer.

Bonus points on selected Qantas products and services, including eligible Qantas flights.

Special offers

Receive 150,000 Bonus Points when you spend $4,000 on everyday business purchases with 60 days of account opening.

Value of rewards points

Spend $30,318 (Visa)

Spend $12,121 (Visa)

Spend $167,273 (Visa)

at $50,000 monthly

Never

How do we calculate these points?

Rate and fee details

Rates

18.50% p.a.

none

No current offer

none

21.74% p.a.

44

Fees

$295.00

none

none

none

$15.00

3%, Min $3

3.00%

$0.00

$0.00

$295.00

Features

$10.00

2.5

1

none

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit

Customer Reviews

This product does not currently have any community reviews. Be the first to write one.

About NAB

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160,000

1.25 points uncapped

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0.75 points uncapped

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120,000

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13.49% p.a.

$59 $0 in the first year

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0% p.a. for 6 months and then 22.24% p.a.

21.49% p.a.

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Citi Rewards Program

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$100

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13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

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