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NAB Qantas Business Signature Card

Purchase rate
18.50% p.a.
Balance transfer rate
No current offer
Annual fees
$295
Interest free days on purchases
44
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Mozo editorial review NAB Qantas Business Signature Card

Last updated: 16 August 2019.

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What's hot
  • 100,000 Qantas Points bonus offer
  • 1 Qantas Point for every $1.50 spent on business purchases
  • 44 days interest free
What's not
  • $295 annual fee
Mozo snapshot

Looking for a way to maximise your Qantas Points stash through your business spending? Well the NAB Qantas Business Signature Card could be just the ticket, especially with its bumper points offer and rewarding ongoing earn rate. Businesses will also be able to take advantage of 44 interest free days and a number of exclusive Visa travel and retail perks.

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Key features

The NAB Qantas Business Signature Card features a 18.50% purchase rate, a $295 annual card fee and a minimum credit facility of $5,000. It also gives cardholders up to 44 days interest free on their business purchases when they pay off their balance in full by the due date each statement period. 

But that’s not all! Points lovers will be happy to hear that the Qantas Business Signature Card offers two opportunities for business owners to boost their Qantas Points balances: 

  • An earn rate of 1 Qantas Point for every $1.50 spent on business purchases (up to $50,000 per statement period). 

  • A limited limited bonus offer of 100,000 Qantas Points for new cardholders who spend over $4,000 on everyday business purchases within the first 60 days of the account opening.

NAB also gives businesses the option of having multiple cards for their employees with individual credit limits - all of which can be used with alternative payment options such as NAB Pay, Apple Pay, Google Pay and Samsung Pay.

Cardholders will also have a range of Visa benefits at their fingertips including exclusive travel and retail offers and access to a 24/7 concierge service and Visa’s customer assistance network in case you’re travelling for business overseas.

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Who is it good for

The NAB Qantas Business Signature Card could be a great option for business owners who are looking for, and can take full advantage of, a credit card with a generous suite of perks - especially by earning Qantas Points or through the Visa benefits.

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Any catches

Like all business credit cards, there are a few minimum requirements that you’ll need to meet to be eligible for the card. These include having a valid ABN or ACN number, having a minimum turnover of over $75,000 and being able to provide 12 months of business financial data.

Rewards program details

Rates and fees information correct as at 15 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

18,010 points

$100 Cash

-

Points earning

0.66 points per dollar on Visa, up to $50,000 per month

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Bonus points on selected Qantas products and services, including eligible Qantas flights.

Special offers

Receive 100,000 Bonus Points when you spend $4,000 on everyday business purchases with 60 days of account opening.

Value of rewards points

Spend $27,288 (Visa)

Spend $12,121 (Visa)

Spend $167,273 (Visa)

at $50,000 monthly

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

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Rate and fee details

Rates
  • 18.50% p.a.

  • none

  • No current offer

  • none

  • 21.74% p.a.

  • 44

Fees
  • $295.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $0.00

  • $0.00

  • $295.00

Features
  • $10.00

  • 2.5

  • 1

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Customer Reviews

This product is not currently reviewed.

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