St.George Term Deposit

1.30% p.a.3 months

yes

St.George Term Deposit

1.30% p.a.3 months

yes

Mozo Review   St.George Term Deposit Review

Last updated: 27 September 2019.

What's hot:
  • Interest can be paid to another bank

What's not:
  • 31 days notice for early withdrawal

Mozo snapshot:

If you’re looking for a way to lock away some money the St.George Term Deposit could be just the place. It's flexible as it  lets you have your interest paid into an account at another bank if you want, and at the end of the term you can choose between having the account renewed, automatically rollover or exit with your newly earned interest.

Key features:

Since your savings will be locked away for a fixed period of time when you opt for a term deposit, the first thing you have to ask yourself is, ‘how long do I want to put this money away for?’ With the St George Term Deposit offers a range of terms from as little as 1 month to 5 years. 

With the St.George Term Deposit, you’re able to automatically rollover into a new term once the agreed period is over, or you can close the account at the end of the term. And you’ll be able to have all that interest paid into your St.George bank account or an account at another bank if you want.

The minimum amount of money you’ll need to open a St.George Term Deposit is $1000, and the maximum amount is $250,000.

Who it's good for:

While most term deposits are most effective the longer you stash your cash, the St.George Term Deposit also has a few great shorter term deals. So if you’re not sold on a long-haul commitment, it might be a good choice for you. 

Any catches?

As with any term deposit, if you decide you want to withdraw your money before the maturity date, then the amount of interest you’ll earn will decrease significantly.

Another thing to remember is that if you allow your original deposit to automatically rollover into a new term, you may not get the same interest rate you had before - so be sure to check what deal you’re getting and make arrangements for when your term comes to an end.

Details

Rates and fees information correct as at 7 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 0.55% p.a. ($1,000 to $250,000)

  • 0.70% p.a. ($1,000 to $250,000)

  • 1.30% p.a. ($1,000 to $250,000)

  • 1.20% p.a. ($1,000 to $5,000,000)

  • 1.20% p.a. ($1,000 to $250,000)

  • 1.20% p.a. ($1,000 to $250,000)

  • 1.15% p.a. ($1,000 to $250,000)

  • 1.15% p.a. ($1,000 to $250,000)

  • 1.15% p.a. ($1,000 to $250,000)

  • 1.15% p.a. ($1,000 to $250,000)

  • 1.15% p.a. ($1,000 to $250,000)

  • 1.30% p.a. ($1,000 to $250,000)

  • 1.30% p.a. ($1,000 to $250,000)

  • 1.30% p.a. ($1,000 to $250,000)

  • 1.30% p.a. ($1,000 to $250,000)

  • 1.30% p.a. ($1,000 to $250,000)

Other financial bits
  • $1,000.00

  • $5,000,000.00

Features
  • direct credit, cheque

  • yes

  • yes

  • 31 days notice required if customers want to withdraw their funds before the maturity date.

  • none

*Different interest rates apply to different amounts or different interest payment frequencies.

Customer Reviews

This product is not currently reviewed.

St.George

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