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Term deposits

  • If you're between investments and need somewhere safe to park your cash while you plan your next move, one month term deposits can be a great way to maximise interest on your hard earned nest egg.

  • What happens to my money after one month is up?

    After one month, your term deposit will have matured, meaning you can access your money. Some banks will allow you to roll over your balance, meaning that the high interest will continue until you transfer the money elsewhere.

  • How do I compare and find the best high interest term deposit?

    It's easy to find the best high interest term deposit in one easy step with Mozo's comprehensive high interest term deposit search tool. You can also try our term deposit calculator to help you compare interest rates and term deposit term to give you the best return.

  • How do I apply for a 1 month term deposit?

    Once you've chosen the right 1 month term deposit for your needs, you can apply online by clicking on the 'go to site' button for the term deposit bank of your choice.

Term deposit comparisons on Mozo Rates updated daily

  • Citibank Term Deposit

    Citibank Term Deposit

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Feel secure in your investment, with guaranteed returns at maturity.

    interest rate*

    2.15% p.a.
    1 month

    Go to site

    More info

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Feel secure in your investment, with guaranteed returns at maturity.
    • Minimum deposit: $75,000
    • Maximum deposit: $1,000,000
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    9.0

    Based on 3 Citibank term deposit reviews

    Need more information?
    Go to site

    More info

  • Westpac Term Deposit

    Westpac Term Deposit

    • No set up, monthly service or management fees
    • Pick the term from one week to 5 years
    • Choose to invest from $5,000 or more

    interest rate*

    1.50% p.a.
    1 month

    Go to site

    More info

    • No set up, monthly service or management fees
    • Pick the term from one week to 5 years
    • Choose to invest from $5,000 or more
    • Minimum deposit: $5,000
    • Maximum deposit: $10,000,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Overall rating

    7.3

    Based on 99 Westpac term deposit reviews

    Need more information?
    Go to site

    More info

  • St.George Term Deposit

    St.George Term Deposit

    • Terms from 1 month up to 5 years
    • No set up or monthly service fees
    • Interest paid at maturity

    interest rate*

    1.50% p.a.
    1 month

    Go to site

    More info

    • Terms from 1 month up to 5 years
    • No set up or monthly service fees
    • Interest paid at maturity
    • Minimum deposit: $1,000
    • Maximum deposit: $5,000,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Overall rating

    7.3

    Based on 62 St.George term deposit reviews

    Need more information?
    Go to site

    More info

Want more? Compare all 75 term deposits in the Mozo comparison engine.

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* Different interest rates apply to different amounts or different interest payment frequencies.

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