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St.George Term Deposit

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The details shown below are for the Term Deposit - Special Offer
The details shown below are for the Term Deposit

Choose the version of this product that suits you best

Name
Term Deposit - Special Offer
Term Deposit
  • Term Deposit - Special Offer
  • Term Deposit
Best rate (up to 1 year)
4.80% p.a.1 year ($1,000 to $5,000,000)
Minimum Deposit
$1,000.00
Interest paid to another bank?
yes
Best rate (up to 1 year)
4.30% p.a.1 year ($1,000 to $2,000,000)
Minimum Deposit
$1,000.00
Interest paid to another bank?
yes

Mozo editorial review St.George Term Deposit - last updated: 3 May 2024

binocular icon
What's hot
  • 4.80% p.a. special interest rate for 12-23 months
  • Broad variety of term options, from 1 month to 5 years
  • Interest can be paid to another bank
What's not
  • 31 days notice for early withdrawal
Mozo snapshot

If you’re looking for a way to lock away some money the St.George Term Deposit could be just the place. It's flexible, as it offers a wide range of term options. Plus, it lets you have your interest paid into an account at another bank if you want, and at the end of the term you can choose between automatically rolling over or exiting with your newly earned interest.

For a limited time, St.George personal and business customers looking to stash away between $1,000 and $5,000,000 can access a 4.80% p.a. rate on 12 to 23 month terms, with the option to have interest paid monthly or at maturity with an additional 0.10% p.a. when opened or renewed online (T&Cs apply).

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Key features

Since your savings will be locked away for a fixed period of time when you opt for a term deposit, the first thing you have to ask yourself is, ‘how long do I want to put this money away for?’The St George Term Deposit offers a range of terms from one month up to five years. Fixed rates start from 1.25% p.a. for one month and go up to 4.05% p.a. on 9 month terms, but customers will be able to access a stellar 4.80% p.a. interest rate on 12-23 month terms for a limited time only (T&Cs apply).

With the St.George Term Deposit, you’re able to automatically rollover into a new term once the agreed period is over, or you can close the account at the end of the term. And you’ll be able to have all that interest paid into your St.George bank account or an account at another bank if you want, either as direct credit or cheque.

snapshot
Who is it good for

The St.George Term Deposit suits savers looking to earn interest on balances between $1,000 and $2,000,000. It's also good for those who want flexibility with the interest they earn.

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Any catches

As with any term deposit, if you decide you want to withdraw your money before the maturity date, then the amount of interest you’ll earn will decrease significantly. You'll also need to give St. George 31 days notice before any early withdrawals.

Another thing to remember is that if you allow your original deposit to automatically rollover into a new term, you may not get the same interest rate you had before - so be sure to check what deal you’re getting and make arrangements for when your term comes to an end.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.80% p.a. ($1,000 to $5,000,000)

4.80% p.a. ($1,000 to $5,000,000)

4.80% p.a. ($1,000 to $5,000,000)

Other financial bits

$1,000.00

$5,000,000.00

Features

yes

yes

31 days notice required if customers want to withdraw their funds before the maturity date.

Existing customers receive an additional 0.10% p.a. online bonus rate when you open or renew (within 14 calendar days) online.

Different interest rates apply to different amounts or different interest payment frequencies.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

1.25% p.a. ($1,000 to $2,000,000)

1.45% p.a. ($1,000 to $2,000,000)

3.55% p.a. ($1,000 to $2,000,000)

3.60% p.a. ($1,000 to $2,000,000)

3.70% p.a. ($1,000 to $2,000,000)

3.80% p.a. ($1,000 to $2,000,000)

3.85% p.a. ($1,000 to $2,000,000)

3.90% p.a. ($1,000 to $2,000,000)

4.05% p.a. ($1,000 to $2,000,000)

4.05% p.a. ($1,000 to $2,000,000)

4.05% p.a. ($1,000 to $2,000,000)

4.30% p.a. ($1,000 to $2,000,000)

4.30% p.a. ($1,000 to $2,000,000)

4.30% p.a. ($1,000 to $2,000,000)

4.05% p.a. ($1,000 to $2,000,000)

4.05% p.a. ($1,000 to $2,000,000)

4.05% p.a. ($1,000 to $2,000,000)

4.05% p.a. ($1,000 to $2,000,000)

Other financial bits

$1,000.00

$2,000,000.00

Features

yes

yes

31 days notice required if customers want to withdraw their funds before the maturity date.

Existing customers receive an additional 0.10% p.a. online bonus rate when you open or renew (within 14 calendar days) online.

Different interest rates apply to different amounts or different interest payment frequencies.

Customer Reviews

How are St.George term deposits rated by the Mozo community?

Overall
7.4/10
Price
7.3/10
Features
6.6/10
Customer service
7.9/10
Convenience
8.1/10
Trust
8.0/10
Based on 215 St.George term deposit reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of St.George Term Deposit

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Yes up to $250,000

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Term Deposit

5.00% p.a.

$5,000.00

Yes up to $250,000

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Judo Bank

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5.25% p.a.

$1,000.00

Yes up to $250,000

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ING

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5.10% p.a.

$10,000.00

Yes up to $250,000

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Judo Bank

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5.25% p.a.

$1,000.00

Yes up to $250,000

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MyState Bank

Term Deposit

5.00% p.a.

$5,000.00

Yes up to $250,000

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Judo Bank

Term Deposit for SMSF

5.25% p.a.

$1,000.00

Yes up to $250,000

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ING

Term Deposit

5.10% p.a.

$10,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit

5.25% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Term Deposit

5.00% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit for SMSF

5.25% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for ING
ING

Term Deposit

5.10% p.a.

$10,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit

5.25% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Term Deposit

5.00% p.a.

$5,000.00

Yes up to $250,000

Thumbnail icon for Judo Bank
Judo Bank

Term Deposit for SMSF

5.25% p.a.

$1,000.00

Yes up to $250,000

Thumbnail icon for ING
ING

Term Deposit

5.10% p.a.

$10,000.00

Yes up to $250,000

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