Winter holidays are right around the corner and if you’ve got big plans to escape the chill you need to get your travel money sorted. But every traveller has different spending needs, so how do you know you’re getting the right travel card for your circumstance?
Luckily, we’ve announced the winners of this year's Mozo Experts Choice Travel Money awards, highlighting the best travel money cards for every type of Aussie globetrotter down below.
Best travel debit cards
ING Orange Everyday
$75 cash bonus on offer to new customers
No withdrawal fees at any ATMs in Australia or internationally
The ING Orange Everyday debit card is big on value, not fees. If you deposit $1000 a month into your Orange Everyday account and make at least 5 card purchases, you can say goodbye to ATM and account fees forever, regardless of whether you’re at home or travelling abroad. You'll have access to over 3.5 million ATMs around the world plus a handy 24/7 customer service team to help out if something goes wrong.
If you’re a traveller who wants to see it all, then the HSBC Everyday Global Account debit card may be the plastic for you. This nifty card allows you to link up to 10 currencies, like USD, EUR, GBP and NZD and offers no ATM or transaction fees anywhere in the world. There are no account fees and the Visa debit card links to both Apple Pay and Google Pay.
The Bankwest Zero Platinum card is a slam dunk for savvy travellers. You’ll get loads of platinum perks while paying no annual fee and no foreign exchange fees on international purchases. The card comes with up to 55 interest free days and perks include complimentary overseas travel insurance, extended warranty, price protection and a complimentary concierge service.
28 Degrees Platinum Mastercard
Multi-award winning travel credit card
No foreign transaction fees
$0 annual fee
The multi-award winning 28 Degrees Platinum Mastercard offers loads of travel value with no annual fee, no foreign exchange fees and up to 55 interest free days. And while you won’t get a rewards program, you will get access to free premium global wi-fi at more than 1 million hotspots worldwide, plus a 24/7 worldwide concierge service.
Best prepaid travel cards
ANZ Travel Card
Load up to 10 currencies and lock in your exchange rate
No card purchase, reload or closure fees
Covered by the ANZ Fraud Money Back Guarantee
If you'd rather avoid the temptation of maxing out a credit card while abroad, then the ANZ prepaid Travel Card could be your plastic match. This prepaid card has a great selection of Asian currencies, like the Thai Baht and the Japanese Yen, in addition to USD, Euros and other major currencies. And since you’ll be locking in your exchange rate before you jet off, you'll know exactly how much you have to spend.
Check out the full list of Experts Choice winners here and if you’d like to compare more travel money card options, check out our travel money hub!