Bank of Queensland Day2Day Plus Account

$0.00

Samsung Pay

0% p.a.

Bank of Queensland Day2Day Plus Account

$0.00

Samsung Pay

0% p.a.

Mozo Review   Bank of Queensland Day2Day Plus Account Review

Last updated: 11 March 2020.

What's hot:
  • Unlimited free transactions

  • No ongoing account fees

  • Samsung Pay

What's not:
  • $5 overseas ATM fee

Mozo snapshot:

The Day2Day Plus Account is an everyday transaction account by the Bank of Queensland that will cover all your day-to-day banking needs at no expense to your account balance. They have an array of free and unlimited withdrawal options to make your banking experience personalised to your needs.

Key features:

The best part about the Bank of Queensland Day2Day Plus Account is that it will cost you absolutely nothing to own and maintain as there are no account keeping fees. There's also unlimited free transactions over the internet, phone or from the nearest Bank of Queensland branch.

On top of this, you'll also get free withdrawals from Bank of Queensland and Redi ATM networks, so you should never have to wander far to withdraw cash. And with a Visa Debit Card connected to the account, you'll be able to pay by card for purchases anywhere that Visa is accepted.

Just remember that there is a $1000 daily ATM withdrawal limit that could leave you with a challenge if you unexpectedly need to spend up big, but you can always visit a branch to withdraw extra cash if need be.

Speaking of going over the limit, the Bank of Queensland Day2Day Plus Account offers a personal overdraft facility should you ever find yourself in need of extra funds - but keep in mind that you'll need to assessed for eligibility to gain access to this feature.

You can use your BoQ ATM debit card overseas but you'll be charged a 3.00% foreign exchange commission. Not to mention, to use an ATM while you're overseas it'll cost you $5.

Who it's good for:

This account will suit most Aussies who are looking for a convenient everyday bank account to cover their day-to-day banking needs. As there are no over the counter withdrawal fees with this account it would also be highly suitable for anyone who likes to do their banking in-branch rather than online or via ATMs.

Any catches?

Like most everyday transaction accounts, you won't earn any interest on your money with the BOQ Day2Day Plus Account, so it's best to keep the majority of your cash in a high-interest savings account and use internet banking to transfer it across as you need. 

There is a $3 fee for Bank@Post withdrawals from this account, so you'd be better off withdrawing cash from a BOQ or rediATM or when you are out doing your shopping.

Details

Rates and fees information correct as at 4 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from network ATMs, EFTPOS, cheque, counter withdrawals, counter deposits, internet and Visa Debit

  • $0.00

  • BoQ, rediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • $3 fee applies for Bank@Post withdrawals.

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Samsung Pay

Customer Reviews

How are Bank of Queensland bank accounts rated by the Mozo community?

Overall customer rating
8.0/10
Price
7.3/10
Features
6.9/10
Customer service
8.2/10
Convenience
7.9/10
Trust
8.1/10

Latest reviews of Bank of Queensland Day2Day Plus Account

  • Overall 7/10
    Good bank and no dramas.

    Have had an account with BOQ for nearly 15 years. Never had a problem. Always been helpful with any inquiry.

    Read full review

    Have had an account with BOQ for nearly 15 years. Never had a problem. Always been helpful with any inquiry.

    Price
    8/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    5/10
    Trust
    8/10
    Less
    Yudith, Queensland reviewed 25 days ago
  • Overall 0/10
    Avoid at all costs.

    I banked with BOQ for just over two years as a personal customer. Transfers are slow, the internet banking facility belongs in the 90s, and staff are uninterested in providing decent customer service. Getting hold of someone in the contact centre means well over twenty minutes on the phone waiting. Take your money elsewhere or you'll regret it.

    Read full review

    I banked with BOQ for just over two years as a personal customer. Transfers are slow, the internet banking facility belongs in the 90s, and staff are uninterested in providing decent customer service. Getting hold of someone in the contact centre means well over twenty minutes on the phone waiting. Take your money elsewhere or you'll regret it.

    Price
    0/10
    Features
    1/10
    Customer service
    1/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Jake, Queensland reviewed 26 days ago
  • Overall 10/10
    Redi ATMs are a huge plus. Quick money transfer.

    Good bank, lots of Redi ATMs is a big plus!!

    Read full review

    Good bank, lots of Redi ATMs is a big plus!!

    Price
    10/10
    Features
    0/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Laurence, Queensland reviewed about 2 months ago
  • Overall 9/10
    Great customer service.

    Straightforward banking products and easy to understand. Could perhaps have better interest rates.

    Read full review

    Straightforward banking products and easy to understand. Could perhaps have better interest rates.

    Price
    7/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10
    Less
    Rowan, Queensland reviewed about 2 months ago
  • Overall 10/10
    Love BOQ.

    I've been with BOQ for years and love them. Never had any issues

    Read full review

    I've been with BOQ for years and love them. Never had any issues

    Price
    10/10
    Features
    3/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Andrew, Western Australia reviewed about 2 months ago
Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

See Bank of Queensland bank accounts

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