The Day2Day Plus Account is an everyday transaction account by the Bank of Queensland that will cover all your day-to-day banking needs at no expense to your account balance. They have an array of free and unlimited withdrawal options to make your banking experience personalised to your needs.
The best part about the Bank of Queensland Day2Day Plus Account is that it will cost you absolutely nothing to own and maintain as there are no account keeping fees. There's also unlimited free transactions over the internet, phone or from the nearest Bank of Queensland branch.
On top of this, you'll also get free withdrawals from Bank of Queensland and Redi ATM networks, so you should never have to wander too far to withdraw cash. And with a Visa Debit Card connected to the account, you'll be able to pay by card for purchases anywhere that Visa is accepted.
Just remember that there is a $1,000 daily ATM withdrawal limit that could leave you with a challenge if you unexpectedly need to spend up big, but you can always visit a branch to withdraw extra cash if need be.
Speaking of going over the limit, the Bank of Queensland Day2Day Plus Account offers a personal overdraft facility should you ever find yourself in need of extra funds - but keep in mind that you'll need to assessed for eligibility to gain access to this feature.
You can use your BOQ ATM debit card overseas but you'll be charged a 3.00% foreign exchange commission. Not to mention, to use an ATM while you're overseas it'll cost you $5.
This account will suit most Aussies who are looking for a convenient everyday bank account to cover their day-to-day banking needs. As there are no over the counter withdrawal fees with this account it would also be highly suitable for anyone who likes to do their banking in-branch rather than online or via ATMs.
Like most everyday transaction accounts, you won't earn any interest on your money with the BOQ Day2Day Plus Account, so it's best to keep the majority of your cash in a high-interest savings account and use internet banking to transfer it across as you need.
There is a $3 fee for Bank@Post withdrawals from this account, so you'd be better off withdrawing cash from a BOQ or rediATM or when you are out doing your shopping.
| Balances from $0: 0.00% p.a. | |
| n/a | |
| n/a |
| $0.00 | |
| n/a | |
| Unlimited free transactions from network ATMs, EFTPOS, cheque, counter withdrawals, counter deposits, internet and Visa Debit | |
| $0.00 | |
| BoQ, rediATM | |
| $5.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $0.00 | |
| $5.00 | |
| 3.00% | |
| $0.00 monthly |
| $1.00 | |
| $0.00 |
| $1,000.00 | |
| no | |
| no | |
| yes | |
| yes | |
| yes | |
| yes | |
| no | |
| $3 fee applies for Bank@Post withdrawals. | |
| none |
|
| |
| none | |
| none | |
| none |
|
| |
| $5.00 | |
| $0.00 | |
| 3.00% |
Google Pay, Samsung Pay
Customer service was fantastic, very quick and happy to answer any questions I had. Not sure about problems but I never had any so I wouldn't know. Very Friendly and understanding Trustworthy and knowledgeable Flexible and efficient
Read full reviewCustomer service was fantastic, very quick and happy to answer any questions I had. Not sure about problems but I never had any so I wouldn't know. Very Friendly and understanding Trustworthy and knowledgeable Flexible and efficient
I have been with the B of Q for about 40 years and never had any problems with them
Read full reviewI have been with the B of Q for about 40 years and never had any problems with them
BOQ doesn't allow for NFC payments, and have no plans to ever do so. Fund transfers that are instantaneous with other institutions still take up to 2 days through BOQ. What a joke of a bank.
Read full reviewBOQ doesn't allow for NFC payments, and have no plans to ever do so. Fund transfers that are instantaneous with other institutions still take up to 2 days through BOQ. What a joke of a bank.
Like this bank also I wish they could keep up with new technology trends. It's impossible to pay PayID or use the Visa Debit cards for phone pay as cards are not available automatically for pay by phone. Times are changing and everything is evolving so options should be extended.
Read full reviewLike this bank also I wish they could keep up with new technology trends. It's impossible to pay PayID or use the Visa Debit cards for phone pay as cards are not available automatically for pay by phone. Times are changing and everything is evolving so options should be extended.
Great service.
Read full review
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
