NAB logo

NAB Classic Banking Account (with Platinum Visa Debit Card)

Advertiser disclosure
Account fee
$10.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0.01% p.a.

Mozo editorial review NAB Classic Banking Account (with Platinum Visa Debit Card)

Last updated: 3 March 2021.

binocular icon
What's hot
  • No minimum deposits or account fees
  • NAB concierge services
What's not
  • $10 monthly card fee
Mozo snapshot

The NAB Classic Banking Account has an option for a Platinum Visa Debit Card, which has a bunch of fairly unique features for a debit card, including travel insurance, purchase protection and 1% cashback on cashless purchases (up to $10 a month). This is on top of the usual benefits of unlimited free transactions over the phone, online and in branch. However, there is a $10 monthly account fee.

key icon
Key features

The Platinum Visa Debit Card is a different sort of debit card, in that is has some of the features you might expect to see on a credit card.

For starters, it comes with 7 complimentary insurances, including overseas travel insurance, domestic hotel burglary insurance, extended warranty insurance and purchase protection insurance.

You’ll also have access to the NAB Concierge Service, which can be used to help book hotels, tickets to events and make restaurants reservations.

Another one of the more distinctive features of the Platinum Visa Debit Card is its contactless purchases cashback offer. For purchases you make using Visa payWave, NAB Pay or Fitbit Pay you’ll get 1% back, up to $10 a month.

If you are travelling or ordering overseas products online, you won’t be charged any overseas fees, or foreign exchange commission, making traveling and online shopping all that much better.

But all this value does come with a price tag – there’s a $10 monthly fee to take into account when using the Platinum Visa Debit Card with this NAB bank account.

snapshot
Who is it good for

The NAB Classic Banking Account with Platinum Visa Debit Card is great for a spender who’s in the market for a debit card, but still keen to cash in on some premium perks usually reserved for credit cards.

question icon
Any catches

The NAB Classic Banking Account with Platinum Visa Debit Card has a $10 monthly card fee. This can add up if you aren’t using any of the services and not getting any money back through its cashback program.

Details

Rates and fees information correct as at 11 April 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.01% p.a.

  • n/a

  • n/a

Fees
  • $10.00

  • n/a

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases

  • $0.00

  • NAB

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 0%

  • $10.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • 1% cashback on contactless payments up to $10/month. Range of complimentary insurances including travel, 90 day purchase protection, extended warranty and price protection

Atm card
  • $5.00

  • $0.00

  • 0%

Debit card
  • $5.00

  • $0.00

  • 0%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are NAB bank accounts rated by the Mozo community?

Overall
7.7/10

Based on 3987 NAB bank account reviews

Price
7.3/10
Features
6.7/10
Customer service
7.7/10
Convenience
7.9/10
Trust
7.7/10

Latest reviews of NAB Classic Banking Account (with Platinum Visa Debit Card)

Thumbnail icon for NAB

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

See NAB bank accounts

Thumbnail icon for NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

NAB

Visa Debit or
EFTPOS

Thumbnail icon for MyState Bank

MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

Thumbnail icon for HSBC

HSBC

Everyday Global Account

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

Thumbnail icon for P&N Bank

P&N Bank

& Transaction Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Thumbnail icon for Suncorp

Suncorp

Everyday Options

$0.00

Apple Pay, Google Pay, PayID

0.01% p.a.

Thumbnail icon for NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Thumbnail icon for Citi

Citi

Global Currency Account

$0.00

PayID, Samsung Pay

0% p.a.

Thumbnail icon for CUA

CUA

Everyday Youth Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Thumbnail icon for MyState Bank

MyState Bank

Glide Account

$0.00

MyState

Visa Debit

Thumbnail icon for HSBC

HSBC

Everyday Global Account

$0.00

HSBC

Visa Debit

Thumbnail icon for P&N Bank

P&N Bank

& Transaction Account

$0.00

None

Visa Debit or
EFTPOS

Thumbnail icon for Suncorp

Suncorp

Everyday Options

$0.00

Suncorp, RediATM

Visa Debit

Thumbnail icon for NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

NAB

Visa Debit or
EFTPOS

Thumbnail icon for Citi

Citi

Global Currency Account

$0.00

Citibank

Debit Mastercard

Thumbnail icon for CUA

CUA

Everyday Youth Account

$0.00

Visa Debit or
EFTPOS