NAB Classic Banking Account (with Platinum Visa Debit Card)

$10.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

NAB Classic Banking Account (with Platinum Visa Debit Card)

$10.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Mozo Review   NAB Classic Banking Account (with Platinum Visa Debit Card) Review

Last updated: 9 October 2018.

What's hot:
  • Customer perks, including extended warranty and travel insurance

  • NAB concierge services

  • No overseas purchases fees

What's not:
  • $10 monthly account fee

Mozo snapshot:

The NAB Classic Banking Account has an option for a Platinum Visa Debit Card, which has a bunch of fairly unique features for a debit card, including travel insurance, purchase protection and 1% cashback on cashless purchases (up to $10 a month). This is on top of the usual benefits of unlimited free transactions over the phone, online and in branch. However, there is a $10 monthly account fee.

Key features:

The Platinum Visa Debit Card is a different sort of debit card, in that is has some of the features you might expect to see on a credit card.

To kick it off it comes with 7 complimentary insurances, including overseas travel insurance, domestic burglary insurance, extended warranty insurance and purchase protection insurance.

You’ll also have access to the NAB Concierge Service, which can be used to help book hotels, tickets to events and make restaurants reservations.

Another one of the more distinctive features of the Platinum Visa Debit Card is it’s contactless purchases cashback offer. For purchases you make using Visa payWave, NAB Pay or Fitbit Pay you’ll get 1% back, up to $10 a month.

If you are travelling or ordering overseas products online, you won’t be charged any overseas fees, or foreign exchange commission, making traveling and online shopping all that much better.

While very small, the account will also earn 0.01% interest.

But all this value does come with a price tag - there’s a $10 monthly fee to take into account.

Who it's good for:

The NAB Classic Banking Account with Platinum Visa Debit Card is great for a spender who’s in the market for a debit card, but still keen to cash in on some premium perks usually reserved for credit cards.

Any catches?

The NAB Classic Banking Account with Platinum Visa Debit Card has a $10 monthly account fee. This can add up if you aren’t using any of the services and not getting any money back through its cashback program.

Details

Rates and fees information correct as at 13 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.01% p.a.

  • n/a

  • n/a

Fees
  • $10.00

  • n/a

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases

  • $0.00

  • NAB

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • 1% cashback on contactless payments up to $10/month. Range of complimentary insurances including travel, 90 day purchase protection, extended warranty and price protection

Atm card
  • $5.00

  • $0.00

  • 0%

Debit card
  • $5.00

  • $0.00

  • 0%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are NAB bank accounts rated by the Mozo community?

Overall customer rating
7.7/10

Based on 3658 NAB bank account reviews

Price
7.2/10
Features
6.7/10
Customer service
7.7/10
Convenience
7.9/10
Trust
7.7/10

Latest reviews of NAB Classic Banking Account (with Platinum Visa Debit Card)

  • Overall
    5/10
    Meets your basic needs.

    I have been banking with NAB most my life. They have met my needs but I think that there are...

    I have been banking with NAB most my life. They have met my needs but I think that there are added benefits that other banks offer that NAB don’t.

    Price
    5/10
    Features
    2/10
    Customer service
    3/10
    Convenience
    3/10
    Trust
    6/10

    Alisha | Queensland

    reviewed about 3 hours ago

  • Overall
    10/10
    Perfect.

    You can't beat the level of service and options NAB offers with their everyday accounts.

    You can't beat the level of service and options NAB offers with their everyday accounts.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Darcie | New South Wales

    reviewed about 4 hours ago

  • Overall
    8/10
    Excellent Service

    We have always had good service from the staff

    We have always had good service from the staff

    Price
    7/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    9/10

    Rob | Victoria

    reviewed 23 days ago

  • Overall
    6/10
    0

    50%

    50%

    Price
    5/10
    Features
    5/10
    Customer service
    6/10
    Convenience
    7/10
    Trust
    4/10

    Goergina | New South Wales

    reviewed about 1 month ago

  • Overall
    9/10
    Good customer service

    NAB has great customer service. As seniors we greatly appreciate the attention tellers give us...

    NAB has great customer service. As seniors we greatly appreciate the attention tellers give us when we bank and the tellers at NAB do just that. Tellers also stay at the branch for long periods of time so we can develop a relationship with them. I like how we get to know them and how they get to know us. Banking in branches makes me feel a lot more secure. My main complaint about NAB and other banking institutions in general is that safer banking options need to be more available. It is scary for seniors to use the normal ‘hole in the wall’ banking methods because it is so easy for thief's to knock us down and steal our withdrawn money.

    Price
    9/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10

    Margaret | Victoria

    reviewed 3 months ago

NAB

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

See NAB bank accounts

Promoted

NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

NAB

Visa Debit or
EFTPOS

Promoted

Suncorp

Suncorp

Everyday Options

$0.00Special offer of $0 monthly account keeping fees when you open a new account

Apple Pay, Google Pay, Samsung Pay

0.01% p.a.

Promoted

HSBC

HSBC

Everyday Global Account

$0.00

Apple Pay, Google Pay

0% p.a.

Promoted

MyState Bank

MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

Promoted

Citi

Citi

Global Currency Account

$0.00

Samsung Pay

0% p.a.

Promoted

NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Promoted

Suncorp

Suncorp

Everyday Basics

$0.00

Apple Pay, Google Pay, Samsung Pay

0% p.a.

Promoted

UBank

UBank

USaver Ultra Transaction Account

$0.00

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

0% p.a.

Promoted

CUA

CUA

Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Promoted

Suncorp

Suncorp

Everyday Options

$0.00

Suncorp, RediATM

Visa Debit

Promoted

HSBC

HSBC

Everyday Global Account

$0.00

HSBC

Visa Debit

Promoted

MyState Bank

MyState Bank

Glide Account

$0.00

MyState

Visa Debit

Promoted

Citi

Citi

Global Currency Account

$0.00

Citibank

Debit Mastercard

Promoted

NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

NAB

Visa Debit or
EFTPOS

Promoted

Suncorp

Suncorp

Everyday Basics

$0.00

Suncorp, RediATM

Visa Debit

Promoted

UBank

UBank

USaver Ultra Transaction Account

$0.00

NAB

Visa Debit

Promoted

CUA

CUA

Everyday Account

$0.00

CUA

Visa Debit or
EFTPOS