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NAB Classic Banking Account (with Platinum Visa Debit Card)

Advertiser disclosure
Account fee
$10.00
Payment options
Apple Pay, Google Wallet, PayID, Samsung Pay
Interest rate
0.01% p.a.

Mozo editorial review NAB Classic Banking Account (with Platinum Visa Debit Card) - last updated: 19 January 2023

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What's hot
  • No minimum deposits or account fees
  • NAB concierge services
What's not
  • $10 monthly card fee
Mozo snapshot

The NAB Classic Banking Account has an option for a Platinum Visa Debit Card, which has a bunch of fairly unique features for a debit card, including travel insurance, purchase protection and 1% cashback on cashless purchases (up to $10 a month). This is on top of the usual benefits of unlimited free transactions over the phone, online and in branch. However, there is a $10 monthly account fee.

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Key features

The Platinum Visa Debit Card is a different sort of debit card, in that is has some of the features you might expect to see on a credit card.

For starters, it comes with a range of complimentary insurances, including overseas travel insurance, rental vehicle excess insurance, extended warranty insurance and purchase protection insurance.

You’ll also have access to the NAB Concierge Service, which can be used to help book hotels, tickets to events and make restaurants reservations.

Another one of the more distinctive features of the Platinum Visa Debit Card is its contactless purchases cashback offer. For purchases you make using Visa payWave or Fitbit Pay you’ll get 1% back, up to $10 a month.

If you are travelling or ordering overseas products online, you won’t be charged any international transaction fees, making traveling and online shopping all that much better.

But all this value does come with a price tag – there’s a $10 monthly fee to take into account when using the Platinum Visa Debit Card with this NAB bank account.

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Who is it good for

The NAB Classic Banking Account with Platinum Visa Debit Card is great for a spender who’s in the market for a debit card, but still keen to cash in on some premium perks usually reserved for credit cards. Anyone 14 years old or older can apply to this card too!

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Any catches

The NAB Classic Banking Account with Platinum Visa Debit Card has a $10 monthly card fee. This can add up if you aren’t using any of the services and not getting any money back through its cashback program.

Details

Rates and fees information correct as at 23 June 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Balances from $0: 0.01% p.a.

n/a

n/a

Fees

$10.00

n/a

Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases

$0.00

NAB

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$5.00

0%

$10.00 monthly

Other financial bits

$1.00

$0.00

Features

$2,000.00

yes

no

yes

yes

yes

yes

yes

Customers must be aged 14 or over.

1% cashback on contactless payments up to $10/month. Range of complimentary insurances including travel, 90 day purchase protection, and extended warranty insurance

Atm card

$5.00

$0.00

0%

Debit card

$5.00

$0.00

0%

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Customer Reviews

How are NAB bank accounts rated by the Mozo community?

Overall
7.5/10
Price
7.3/10
Features
6.8/10
Customer service
7.7/10
Convenience
7.9/10
Trust
7.7/10
Based on 4206 NAB bank account reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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