Balances from $0: 0.01% p.a.
Balances from $100,000: 0.05% p.a.
n/a
n/a
$0.00
n/a
Unlimited free transactions from network ATMs, EFTPOS, phone, internet, direct credit and debit, BPAY, Bank@Post deposits and withdrawals and staff assisted transfers
$0.00
None
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
n/a
$5.00
3.00%
$0.00 monthly
$0.00
$0.00
$1,000.00
yes
no
yes
yes
yes
yes
yes
Must be a full-time student between 16 and 25. Must show valid student card at the beginning of each year to waive monthly fees.
none
$5.00
$0.00
3.00%
$5.00
$0.00
3.00%
Apple Pay, Google Pay, PayID, Samsung Pay
I enjoy the convenience of online banking, it's saved me from a few sticky situations. I have two accounts, a savings which is inaccessible through an ATM and a normal account, which is a brilliant idea for people trying to save. If I am going out I just transfer the money I need and head out, assured that I won't spend more than I need to. The only downside to being with this bank is that I have to use a Redi ATM to get money out and avoid the two dollar surcharge, and there aren't a lot of them around. Whenever I have had a query about the changes to my accounts the bank has always been helpful and eager to help me with my queries.
Read full reviewI enjoy the convenience of online banking, it's saved me from a few sticky situations. I have two accounts, a savings which is inaccessible through an ATM and a normal account, which is a brilliant idea for people trying to save. If I am going out I just transfer the money I need and head out, assured that I won't spend more than I need to. The only downside to being with this bank is that I have to use a Redi ATM to get money out and avoid the two dollar surcharge, and there aren't a lot of them around. Whenever I have had a query about the changes to my accounts the bank has always been helpful and eager to help me with my queries.
P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.
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