St.George logo

St.George Complete Freedom Account

Advertiser disclosure
Account fee
$5.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review St.George Complete Freedom Account

Last updated: 20 January 2021.

binocular icon
What's hot
  • Unlimited over the counter transactions
  • $50 limited time cashback offer
What's not
  • $5 monthly fee
  • $4 periodic payment charges
Mozo snapshot

If you want complete freedom with your everyday banking such as unlimited branch access, unlimited transactions and ATM withdrawals, then the St.George Complete Freedom account could be for you. Plus for a limited time, new customers will be able to take advantage of a $50 cashback offer, just keep in mind that the account does come with a $5 monthly fee.

key icon
Key features

The Complete Freedom bank account has unlimited free withdrawals from any St.George, Westpac or BankSA ATM and unlimited transactions with St.George telephone and internet bank services.

The difference with the Complete freedom package, compared with the St.George Express Freedom account, is that it also includes unlimited free over the counter transactions from any St.George branch. You can get the monthly account fee waived but you'll need to deposit a minimum $2000 a month or have a home loan with St.George. There is a Visa debit card option with the account (upon request) but the standard account only comes with a EFTPOS / ATM card.

If you need to access your money overseas you'll get charged $5 for overseas ATM withdrawals and 3% foreign exchange commission on any purchases made through the Visa Debit Card.

And for customers who open a new Complete Freedom account (either online or in a selected branch) before 31 March 2021 and deposit at least $500 within 30 days will be able to snag $50 cashback.

snapshot
Who is it good for

Anyone who already has a home loan with St.George or for anyone who needs regular branch access for their everyday banking. 

question icon
Any catches

If you need to set up regular payments from your account do it yourself via internet banking. St.George charge a $4 monthly periodic payment fee for each payment that they set up on your behalf.

Details

Rates and fees information correct as at 20 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month.

  • Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter deposits and withdrawals, phone and internet.

  • $0.00

  • St.George, Westpac, BankSA, Bank of Melbourne

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • Get $50 when you open a new Complete Freedom account by 31 March 2021 and deposit $500 within 30 days.

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are St.George bank accounts rated by the Mozo community?

Overall
7.6/10
Price
6.8/10
Features
6.3/10
Customer service
7.7/10
Convenience
7.7/10
Trust
7.7/10

Latest reviews of St.George Complete Freedom Account

  • Overall 9/10
    Exceptional, unbiased support

    We have struggled after COVID. St George has been wonderful in offering us reduced interest rates, consolidating our loans into our mortgage and providing us with exceptional, unbiased support.

    Read full review

    We have struggled after COVID. St George has been wonderful in offering us reduced interest rates, consolidating our loans into our mortgage and providing us with exceptional, unbiased support.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Laura, New South Wales reviewed about 17 hours ago
  • Overall 8/10
    I would recommend St George due to availability

    St George have always been consistent.

    Read full review

    St George have always been consistent.

    Price
    10/10
    Features
    10/10
    Customer service
    4/10
    Convenience
    10/10
    Trust
    7/10
    Less
    Bree, New South Wales reviewed 5 days ago
  • Overall 10/10
    St George bank is amazing!

    I love St George because they have awesome rates on everyday banking and even better bonuses on their savings accounts. I have been with them since I was 14, old enough to open my first bank, and I would never change.

    Read full review

    I love St George because they have awesome rates on everyday banking and even better bonuses on their savings accounts. I have been with them since I was 14, old enough to open my first bank, and I would never change.

    Price
    10/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Brittany, Queensland reviewed 9 days ago
  • Overall 10/10
    No account fees

    I like the no fee per month. I haven't found a con with my bank. Been a member for over 10 yrs now. Nice service. Happy people. No fees. I'm happy.

    Read full review

    I like the no fee per month. I haven't found a con with my bank. Been a member for over 10 yrs now. Nice service. Happy people. No fees. I'm happy.

    Price
    10/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Jody, New South Wales reviewed 12 days ago
  • Overall 2/10
    Bad, bad bad

    No real help in stolen money from m bank account, but more importantly they were blaming me for the money missing but wanted to charge me a couple of thousand dollars for a missing hundred dollars.

    Read full review

    No real help in stolen money from m bank account, but more importantly they were blaming me for the money missing but wanted to charge me a couple of thousand dollars for a missing hundred dollars.

    Price
    4/10
    Features
    2/10
    Customer service
    3/10
    Convenience
    6/10
    Trust
    1/10
    Less
    Richard, New South Wales reviewed 30 days ago
Thumbnail icon for St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George bank accounts

Thumbnail icon for MyState Bank

MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

Thumbnail icon for HSBC

HSBC

Everyday Global Account

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

Thumbnail icon for Suncorp

Suncorp

Everyday Options

$0.00

Apple Pay, Google Pay, PayID

0.01% p.a.

Thumbnail icon for CUA

CUA

Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Thumbnail icon for P&N Bank

P&N Bank

& Transaction Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Thumbnail icon for NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Thumbnail icon for Up

Up

Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Thumbnail icon for Citi

Citi

Global Currency Account

$0.00

PayID, Samsung Pay

0% p.a.

Thumbnail icon for MyState Bank

MyState Bank

Glide Account

$0.00

MyState

Visa Debit

Thumbnail icon for HSBC

HSBC

Everyday Global Account

$0.00

HSBC

Visa Debit

Thumbnail icon for Suncorp

Suncorp

Everyday Options

$0.00

Suncorp, RediATM

Visa Debit

Thumbnail icon for CUA

CUA

Everyday Account

$0.00

CUA

Visa Debit or
EFTPOS

Thumbnail icon for P&N Bank

P&N Bank

& Transaction Account

$0.00

None

Visa Debit or
EFTPOS

Thumbnail icon for NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

NAB

Visa Debit or
EFTPOS

Thumbnail icon for Up

Up

Everyday Account

$0.00

Bendigo Bank

Debit Mastercard

Thumbnail icon for Citi

Citi

Global Currency Account

$0.00

Citibank

Debit Mastercard