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St.George Complete Freedom Student and Under 21s Account

Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review St.George Complete Freedom Student and Under 21s Account

Last updated: 2 July 2020.

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What's hot
  • No account fees
  • Limited time $50 cashback deal
What's not
  • 3% foreign exchange commission
Mozo snapshot

Signing up for a student account is an excellent way to save yourself on fees, and in the case of St.George Complete Freedom Student and Under 21s Account even get yourself some bonus cash. You’ll also have flexible usage options including BPAY and overseas access, although if you do decide to use your card internationally they’ll be an $5 ATM fee and 3% foreign exchange commission charge. 

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Key features

The first thing to note about this account is that it’s only available to full time students, people doing an apprenticeship and anyone under 21 years old. One of the big advantages of the account is its lack of ongoing fees.

With this account you’ll also have access to a range of banking methods ranging from in-branch, through Australian Post and online. Also, you’ll be able to link the card up with BPAY, which can make some payments a lot easier and more streamlined.

Doing a big withdrawal at an ATM? Well this is possible as long as you don’t consider a big withdrawal more $2,000, as that’s the daily ATM withdrawal limit.

Not quite convinced? Well for a limited time, eligible customers will be able to get $50 back when they open a new Complete Freedom account (either online or in branch) by 6 October, 2020 and deposit at least $500 within 30 days. 

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Who is it good for

Not to state the obvious, but students, apprentices and anyone under 21 are going to benefit most from this account, since they’re the only ones eligible for it.

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Any catches

If you do decide to use your card overseas, then be aware of the $5 ATM fee and 3% foreign exchange commission that you’ll be hit with.

Details

Rates and fees information correct as at 19 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from network ATMs, EFTPOS, BPAY, cheque, counter deposits and withdrawals, phone and internet

  • $0.00

  • St.George, Westpac, BankSA, Bank of Melbourne

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,000.00

  • yes

  • no

  • yes

  • yes

  • no

  • yes

  • yes

  • Must be either under 21 years old or a full time student or apprentice.

  • Get $50 when you open a new Complete Freedom account online or in branch by 6 October 2020 and deposit $500 within 30 days.

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are St.George bank accounts rated by the Mozo community?

Overall
7.6/10
Price
6.7/10
Features
6.3/10
Customer service
7.7/10
Convenience
7.7/10
Trust
7.7/10

Latest reviews of St.George Complete Freedom Student and Under 21s Account

  • Overall 6/10
    Value for tertiary students but lacks rewards.

    Good in terms of no fees with the account. However, a lot of branches already offer it.

    Read full review

    Good in terms of no fees with the account. However, a lot of branches already offer it.

    Price
    7/10
    Features
    5/10
    Customer service
    6/10
    Convenience
    7/10
    Trust
    7/10
    Less
    Phillip, New South Wales reviewed 3 months ago
  • Overall 8/10
    Not bad.

    Been using for nearly two years, haven't had too many issues with St. George.

    Read full review

    Been using for nearly two years, haven't had too many issues with St. George.

    Price
    6/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Oshwald, New South Wales reviewed 4 months ago
  • Overall 10/10
    Good customer service

    Easy to problem solve and call them.

    Read full review

    Easy to problem solve and call them.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Karina, New South Wales reviewed 5 months ago
  • Overall 10/10
    Always ready to help you.

    Have been with them for over 20 years with no complaints whatsoever. When you visit the Bbank they always greet you with a smile.

    Read full review

    Have been with them for over 20 years with no complaints whatsoever. When you visit the Bbank they always greet you with a smile.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    G, New South Wales reviewed 10 months ago
  • Overall 8/10
    Good

    I'm enjoying being with this bank.

    Read full review

    I'm enjoying being with this bank.

    Price
    7/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Natasha, New South Wales reviewed over 2 years ago
St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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