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Launched in 2018 and based in Melbourne, Up Bank is a fully digital mobile approach to banking that is run entirely through your phone. Formed via a collaboration between software company Ferocia and Bendigo Bank, Up aim to provide their customers with an innovative, tech-led banking experience rather than bank-led tech. In the world of new age banking, Up Bank give their users the financial freedom and opportunity to be creative with their bank accounts.

Up Bank operates through an app and issues their customers with a debit card linked to their bank account and they differentiate themselves through their ‘super-powered’ banking approach. Users are able to create several savings accounts called ‘Life Savers’, which have competitive interest rates, no fees and a wide array of budgeting tools including automatic roundups and spending notifications.

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