Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
|
|
Low Rate - Balance Transfer Offer | n/a |
|
|
Low Rate - Cashback offer | n/a |
|
13.74% p.a. |
|
|
none |
|
|
0% p.a. for 28 months and then 21.99% p.a. (3.00% balance transfer fee) |
|
|
yes |
|
|
21.99% p.a. |
|
|
55 |
|
$58.00 |
|
|
$0 in the first year |
|
|
none |
|
|
$0.00 |
|
|
$20.00 |
|
|
3.0%, Min $3.00 |
|
|
3.00% |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$25.00 |
|
|
2.0 |
|
|
3 |
|
|
none |
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
|
13.74% p.a. |
|
|
none |
|
|
No current offer |
|
|
yes |
|
|
21.99% p.a. |
|
|
55 |
|
$58.00 |
|
|
none |
|
|
none |
|
|
$0.00 |
|
|
$20.00 |
|
|
3.0%, Min $3.00 |
|
|
3.00% |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$25.00 |
|
|
2.0 |
|
|
3 |
|
|
none |
Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit
No annual fee when you sign up but then they give an annual fee the following year - I haven't even used the card once, it's only for emergencies so chose a low rate card.
Read full reviewNo annual fee when you sign up but then they give an annual fee the following year - I haven't even used the card once, it's only for emergencies so chose a low rate card.
The interest rate is reasonably low and ANZ frequently runs good value balance transfer promotions.
Read full reviewThe interest rate is reasonably low and ANZ frequently runs good value balance transfer promotions.
Rates still too high and have to pay for credit card annually
Read full reviewRates still too high and have to pay for credit card annually
Well it’s not a bad bank honestly I don’t have an a opinion
Read full reviewWell it’s not a bad bank honestly I don’t have an a opinion
I don’t recommend them for credit cards, I struggled with being financially abused as well as all other abuse imaginable by my ex husband, and finally got free of him and really suffered trying to afford my credit card bill that my ex had run up, unfortunately the credit card was in my name and I rang the bank to enquire about recieving a cut in my repayments per month as I was desperately struggling to survive and make the repayments each month. They were very uncaring and told me they could do nothing to help me. To this day I’m still struggling with the debt.
Read full reviewI don’t recommend them for credit cards, I struggled with being financially abused as well as all other abuse imaginable by my ex husband, and finally got free of him and really suffered trying to afford my credit card bill that my ex had run up, unfortunately the credit card was in my name and I rang the bank to enquire about recieving a cut in my repayments per month as I was desperately struggling to survive and make the repayments each month. They were very uncaring and told me they could do nothing to help me. To this day I’m still struggling with the debt.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Essential® Rewards Credit Card
23.99% p.a.
No current offer
$108
Membership Rewards
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
50,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
30,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
180,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
