ANZ Platinum

19.74% p.a.

0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

ANZ Platinum

19.74% p.a.

0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

Mozo Review   ANZ Platinum Review

Last updated: 19 December 2017.

What's hot:
  • $0 annual fee in the first year

  • 0% balance transfer offer for 18 months (2% Balance Transfer fee)

  • Mozo Experts Choice Award 2017

What's not:
  • 21.49% cash advance rate

Mozo snapshot:

Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. It's also a good option if you currently have some debt that you would like to clear, as there's a 0% balance transfer offer for the first 18 months (with a 2% Balance Transfer fee). Awarded a Mozo Experts Choice Award 2017 for best Premium Balance Transfer Credit Card, the $87 annual fee makes it one of the best value low fee platinum cards in the market.  

Key features:

With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each month.

After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!

The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive essential overseas travel and medical insurance, car rental cover, 90 days purchase security insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events (Fashion Week Australia), exclusive merchandise packages and home entertainment products.

Who it's good for:

You must earn a minimum of $50,000 and be an Australian citizen to apply for the ANZ Platinum card. It is a great credit card for travellers or entertainment seeks who want access to travel and special entertainment events.

Any catches?

The balance transfer offer isn't available to existing ANZ credit card customers and it reverts to the high cash advance rate of 21.49% after the BT period comes to an end. 

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 19.74% p.a.

  • none

  • 0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $87.00

  • $0 in the first 1 year

  • 20000

  • $0.00

  • $20.00

  • 2%

  • 3.00%

  • $0.00

  • $0.00

  • $0.00

Features
  • $25.00

  • 2.0

  • 9

  • none

Payment options

Apple Pay
Google Pay
Samsung Pay
Garmin
Fitbit

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Rental Car Excess Cover,
Guaranteed Pricing

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall customer rating
6.9/10

Based on 1932 ANZ credit card reviews

Price
5.9/10
Features
6.1/10
Customer service
7.0/10
Convenience
7.5/10
Trust
7.2/10

Latest reviews of ANZ Platinum

  • Overall
    6/10
    Convenient.

    They provide convenient service.

    They provide convenient service.

    Price
    4/10
    Features
    6/10
    Customer service
    4/10
    Convenience
    7/10
    Trust
    6/10

    Tui | QLD

    03 Apr 2018

  • Overall
    8/10
    Overall very good

    I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.

    I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.

    Price
    5/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    6/10

    Veronca | NT

    20 Mar 2018

  • Overall
    9/10
    Okay

    I am very happy with this bank, I have been with ANZ since 1976.

    I am very happy with this bank, I have been with ANZ since 1976.

    Price
    10/10
    Features
    8/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    9/10

    Joanne | QLD

    01 Mar 2018

  • Overall
    9/10
    Excellent overall service

    Excellent overall service. Quick to respond to issues!

    Excellent overall service. Quick to respond to issues!

    Price
    7/10
    Features
    4/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    8/10

    Paul | QLD

    03 Jan 2018

  • Overall
    2/10
    ANZ fail to reduce rates

    They also never inform you of a better deal even when you always pay on time.

    They also never inform you of a better deal even when you always pay on time.

    Price
    0/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Phil | QLD

    11 May 2017

ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

See ANZ credit cards