Purchase rate
0% p.a. for 17 months then 20.24% p.a.
Balance transfer rate
No current offer
Annual fees
$87 $0 when you spend over $20,000 p.a, $0 in the first year
Interest free days on purchases
55

Mozo editorial review ANZ Platinum

Last updated: 5 November 2020.

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What's hot
  • $0 annual fee in the first year ($87 after)
  • 0% purchase rate for first 17 months (20.24% after)
  • Mozo Experts Choice Award in 2020
What's not
  • 20.24% cash advance rate
Mozo snapshot

Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. In fact, the Platinum card's complimentary benefits impressed our judges so much that they named it a 2020 Mozo Experts Choice Award winner in the best Premium Card Benefits category.   

Want to save on interest straight off the bat? The ANZ Platinum could be a good option as there's 0% interest offer for the first 17 months on purchases.

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Key features

With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each statement period. There's also a 0% introductory purchase rate offer for 17 months, though just remember that once this period ends the rate reverts to the normal 20.24% purchase rate. 

After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!

The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive international travel  insurance, purchase protection insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events, exclusive merchandise packages and home entertainment products.

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Who is it good for

This one's a great credit card for travellers or entertainment seekers who want access to travel and special entertainment events. But to keep this card in your wallet, you'll need to be 18 or over, and be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.


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Any catches

The 0% purchase rate offer isn't available to existing ANZ credit card customers and reverts to the high purchase rate of 20.24% after 17 months. Plus, the annual fee of $87 kicks in too if you do not meet the spending criteria. 

Details

Rates and fees information correct as at 7 May 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 20.24% p.a.

  • 0% p.a. for 17 months

  • No current offer

  • none

  • 20.24% p.a.

  • 55

Fees
  • $87.00

  • $0 in the first year

  • $20,000.00

  • $0.00

  • $20.00

  • 2%

  • 3.00%

  • $0.00

  • $0.00

  • $0.00

Features
  • $25.00

  • 2.0

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing Scheme,
International Travel Insurance

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall
6.7/10

Based on 6242 ANZ credit card reviews

Price
5.7/10
Features
5.9/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of ANZ Platinum

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About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

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