ANZ Platinum

20.24% p.a.

0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

ANZ Platinum

20.24% p.a.

0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

Mozo Review   ANZ Platinum Review

Last updated: 2 October 2019.

What's hot:
  • $0 annual fee in the first year

  • 0% balance transfer offer for 18 months (2% Balance Transfer fee)

  • Multiple Mozo Experts Choice Awards in 2018

What's not:
  • 20.24% cash advance rate

Mozo snapshot:

Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. It's also a good option if you currently have some debt that you would like to clear, as there's a 0% balance transfer offer for the first 18 months (with a 2% Balance Transfer fee). Awarded two Mozo Experts Choice Awards for Best Balance Transfer Platinum Credit Card and Best Premium Card Benefits, the $87 annual fee makes it one of the best value low fee platinum cards in the market.

Key features:

With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each month.

After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!

The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive international travel  insurance, purchase protection insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events (Fashion Week Australia), exclusive merchandise packages and home entertainment products.

Who it's good for:

This one's a great credit card for travellers or entertainment seekers who want access to travel and special entertainment events.

To keep this card in your wallet, you'll need to be 18 or over, and be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.


Any catches?

The balance transfer offer isn't available to existing ANZ credit card customers and it reverts to the high cash advance rate of 20.24% after the BT period comes to an end. 

Details

Rates and fees information correct as at 15 October 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 20.24% p.a.

  • none

  • 0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

  • yes

  • 20.24% p.a.

  • 55

Fees
  • $87.00

  • $0 in the first 1 year

  • 20000

  • $0.00

  • $20.00

  • 2%

  • 3.00%

  • $0.00

  • $0.00

  • $0.00

Features
  • $25.00

  • 2.0

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing Scheme,
International Travel Insurance

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall customer rating
6.7/10

Based on 6072 ANZ credit card reviews

Price
5.7/10
Features
5.9/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of ANZ Platinum

  • Overall
    7/10
    Customer service has improved.

    This bank is a little different from any other bank.

    This bank is a little different from any other bank.

    Price
    8/10
    Features
    4/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    7/10

    David | South Australia

    reviewed about 1 month ago

  • Overall
    6/10
    Convenient.

    They provide convenient service.

    They provide convenient service.

    Price
    4/10
    Features
    6/10
    Customer service
    4/10
    Convenience
    7/10
    Trust
    6/10

    Tui | Queensland

    reviewed over 1 year ago

  • Overall
    8/10
    Overall very good

    I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.

    I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.

    Price
    5/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    6/10

    Veronca | Northern Territory

    reviewed over 1 year ago

  • Overall
    9/10
    Okay

    I am very happy with this bank, I have been with ANZ since 1976.

    I am very happy with this bank, I have been with ANZ since 1976.

    Price
    10/10
    Features
    8/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    9/10

    Joanne | Queensland

    reviewed over 1 year ago

  • Overall
    9/10
    Excellent overall service

    Excellent overall service. Quick to respond to issues!

    Excellent overall service. Quick to respond to issues!

    Price
    7/10
    Features
    4/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    8/10

    Paul | Queensland

    reviewed almost 2 years ago

ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

See ANZ credit cards

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ANZ

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20.24% p.a.

0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

$30

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ANZ

ANZ

Low Rate

12.49% p.a.

0% p.a. for 15 months and then 20.24% p.a.

$58

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ANZ

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Frequent Flyer

20.24% p.a.

No current offer

$95

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Frequent Flyer Platinum

20.24% p.a.

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$295

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Rewards

20.24% p.a.

No current offer

$80

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Rewards Platinum

20.24% p.a.

No current offer

$95

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Rewards Black

20.24% p.a.

No current offer

$375

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Frequent Flyer Black

20.24% p.a.

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0% p.a. for 12 months and then 21.99% p.a.

19.99% p.a.

$49 $29 in the first year

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0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$450

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No current offer

20.24% p.a.

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Citi

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0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

21.49% p.a.

$199 $0 in the first year

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Qantas Premier Platinum

0% p.a. for 18 months and then 21.99% p.a.

19.99% p.a.

$299 $199 in the first year

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Virgin Money

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0% p.a. for 6 months and then 20.99% p.a.

0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

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No current offer

9.89% p.a.

$69

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NAB

NAB

Qantas Rewards Signature Card

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

19.99% p.a.

$395 $295 in the first year

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Qantas Premier Platinum

1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

$299 $199 in the first year

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American Express

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Qantas Ultimate Card

1.25 points per dollar on Amex, uncapped

20.74% p.a.

$450

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Virgin Money

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Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0.66 points per dollar on Visa, up to $1,500 per month, then
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20.74% p.a.

$129 $64 in the first year

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Frequent Flyer Black

1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped

20.24% p.a.

$425

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Qantas Money

Qantas Money

Qantas Premier Everyday

0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped

19.99% p.a.

$49 $29 in the first year

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Citi

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Rewards Platinum Credit Card (Bonus Points)

1 point per dollar on Visa, up to $10,000 per month

21.49% p.a.

$149 $49 in the first year

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HSBC

HSBC

Platinum Credit Card (Special Offer)

1 point per dollar on Visa, up to 10000 points per month

19.99% p.a.

$129 Refunded when you spend over $6,000 p.a

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NAB

NAB

Qantas Rewards Signature Card

1 point per dollar on Visa, up to $5,000 per month, then
0.5 points per dollar on Visa, up to $20,000 per month

19.99% p.a.

$395 $295 in the first year

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0% p.a. for 12 months and then 21.99% p.a.

$49 $29 in the first year

19.99% p.a.

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0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)

$395 $199 in the first year

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Virgin Money

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0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

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0% p.a. for 18 months and then 21.99% p.a.

$299 $199 in the first year

19.99% p.a.

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0% p.a. for 9 months and then 22.24% p.a.

$99 $0 in the first year

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0% p.a. for 12 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a

0% p.a. for 12 months then 19.99% p.a.

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Velocity Escape Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$0

20.74% p.a.

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Citi

Citi

Rewards Platinum Credit Card (Balance Transfer)

0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

$199 $0 in the first year

21.49% p.a.

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Clear Platinum Credit Card

0% p.a. for 9 months then 14.99% p.a.

$99 $0 in the first year

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Virgin Money

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Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

0% p.a. for 6 months and then 20.99% p.a.

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Low Rate

12.49% p.a.

$58

0% p.a. for 15 months and then 20.24% p.a.

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Bankwest

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Breeze Platinum Mastercard

9.90% p.a.

$99 $0 in the first year

0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)

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ME

ME

frank Credit Card

11.99% p.a.

$0

No current offer

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Latitude

Latitude

Low Rate Mastercard

9.89% p.a.

$69

No current offer

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Heritage Bank

Heritage Bank

Gold Low Rate

11.30% p.a.

$0

No current offer

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NAB

NAB

Low Fee Card

19.74% p.a.

$30

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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Qantas Money

Qantas Money

Qantas Premier Everyday

19.99% p.a.

0% p.a. for 12 months and then 21.99% p.a.

$49 $29 in the first year

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Qantas Premier Platinum

19.99% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$299 $199 in the first year

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Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

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Latitude

Latitude

Low Rate Mastercard

9.89% p.a.

No current offer

$69

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NAB

NAB

Qantas Rewards Signature Card

19.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$395 $295 in the first year

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Bankwest

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Breeze Platinum Mastercard

9.90% p.a.

0% p.a. for 6 months and then 9.90% p.a. (2.00% balance transfer fee)

$99 $0 in the first year

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Citi

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Clear Platinum Credit Card

0% p.a. for 9 months then 14.99% p.a.

0% p.a. for 9 months and then 22.24% p.a.

$99 $0 in the first year

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ME

ME

frank Credit Card

11.99% p.a.

No current offer

$0