Platinum card image
Mini meca 2023
Purchase rate
20.99% p.a.
Balance transfer rate
No current offer
Annual fees
$87 $0 when you spend over $20,000 p.a
Interest free days on purchases
55

Mozo editorial review ANZ Platinum - last updated: 22 February 2024

binocular icon
What's hot
  • $0 annual fee in the first year ($87 after)
  • 20.99% p.a. purchase rate
  • 2023 Mozo Experts Choice Award-winner
What's not
  • 21.29% p.a. cash advance rate
Mozo snapshot

Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. In fact, the Platinum card's complimentary benefits impressed our judges so much that they named it a 2023 Mozo Experts Choice Award winner in the best Premium Card Benefits category. You can also now get $300 back on your new ANZ Platinum card when you spend $1,500 on eligible purchases in the first 3 months (T&Cs apply).

key icon
Key features

With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each statement period. This card comes with a 20.99% p.a. purchase rate. 

After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!

The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive international and domestic travel  insurance, purchase protection insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events, exclusive merchandise packages and home entertainment products.

snapshot
Who is it good for

This one's a great credit card for travellers or entertainment seekers who want access to travel and special entertainment events. But to keep this card in your wallet, you'll need to be 18 or over, and be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.


question icon
Any catches
This card comes with an annual fee of $87, however, this is waived in the first year (T&Cs apply). There's also a $20 late payment fee to watch out for.

Details

Rates and fees information correct as at 22 June 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

20.99% p.a.

none

No current offer

yes

21.99% p.a.

55

Fees

$87.00

none

$20,000.00

$0.00

$20.00

3.0%, Min $3.00

3.00%

$0.00

$0.00

$0.00

Features

$25.00

2.0

9

none

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Extended,
Warranty,
Purchase,
Protection,
International,
Travel,
Insurance,
Domestic,
Travel,
Insurance

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall
7.1/10
Price
5.7/10
Features
5.9/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10
Based on 6324 ANZ credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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