ANZ Platinum

19.74% p.a.

0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

ANZ Platinum

19.74% p.a.

0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

Mozo Review   ANZ Platinum Review

Last updated: 18 October 2018.

What's hot:
  • $0 annual fee in the first year

  • 0% balance transfer offer for 18 months (2% Balance Transfer fee)

  • Multiple Mozo Experts Choice Awards in 2018

What's not:
  • 21.49% cash advance rate

Mozo snapshot:

Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. It's also a good option if you currently have some debt that you would like to clear, as there's a 0% balance transfer offer for the first 18 months (with a 2% Balance Transfer fee). Awarded two Mozo Experts Choice Awards for Best Balance Transfer Platinum Credit Card and Best Premium Card Benefits, the $87 annual fee makes it one of the best value low fee platinum cards in the market.  

Key features:

With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each month.

After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!

The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive essential overseas travel and medical insurance, car rental cover, 90 days purchase security insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events (Fashion Week Australia), exclusive merchandise packages and home entertainment products.

Who it's good for:

You must earn a minimum of $50,000 and be an Australian citizen to apply for the ANZ Platinum card. It is a great credit card for travellers or entertainment seeks who want access to travel and special entertainment events.

Any catches?

The balance transfer offer isn't available to existing ANZ credit card customers and it reverts to the high cash advance rate of 21.49% after the BT period comes to an end. 

Details

Rates and fees information correct as at 27 June 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 19.74% p.a.

  • none

  • 0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $87.00

  • $0 in the first 1 year

  • 20000

  • $0.00

  • $20.00

  • 2%

  • 3.00%

  • $0.00

  • $0.00

  • $0.00

Features
  • $25.00

  • 2.0

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Rental Car Excess Cover,
Guaranteed Pricing

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall customer rating
6.7/10

Based on 6069 ANZ credit card reviews

Price
5.7/10
Features
5.9/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of ANZ Platinum

  • Overall
    6/10
    Convenient.

    They provide convenient service.

    They provide convenient service.

    Price
    4/10
    Features
    6/10
    Customer service
    4/10
    Convenience
    7/10
    Trust
    6/10

    Tui | Queensland

    reviewed about 1 year ago

  • Overall
    8/10
    Overall very good

    I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.

    I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.

    Price
    5/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    6/10

    Veronca | Northern Territory

    reviewed over 1 year ago

  • Overall
    9/10
    Okay

    I am very happy with this bank, I have been with ANZ since 1976.

    I am very happy with this bank, I have been with ANZ since 1976.

    Price
    10/10
    Features
    8/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    9/10

    Joanne | Queensland

    reviewed over 1 year ago

  • Overall
    9/10
    Excellent overall service

    Excellent overall service. Quick to respond to issues!

    Excellent overall service. Quick to respond to issues!

    Price
    7/10
    Features
    4/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    8/10

    Paul | Queensland

    reviewed over 1 year ago

  • Overall
    8/10
    Very helpful and good customer service

    It is good to keep some branches open for good customer service.

    It is good to keep some branches open for good customer service.

    Price
    6/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Pansy | Australian Capital Territory

    reviewed almost 2 years ago

ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

See ANZ credit cards

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ANZ

ANZ

Low Rate

12.49% p.a.

0% p.a. for 15 months and then 21.74% p.a.

$58

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ANZ

ANZ

Frequent Flyer

19.99% p.a.

No current offer

$95

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ANZ

ANZ

Frequent Flyer Platinum

19.99% p.a.

No current offer

$295

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ANZ

ANZ

Rewards

18.79% p.a.

No current offer

$80

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ANZ

ANZ

Rewards Platinum

18.79% p.a.

No current offer

$95

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ANZ

ANZ

Rewards Black

18.79% p.a.

No current offer

$375

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ANZ

ANZ

Frequent Flyer Black

19.99% p.a.

No current offer

$425

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Qantas Money

Qantas Money

Qantas Premier Platinum

0% p.a. for 18 months and then 21.99% p.a.

19.99% p.a.

$299 $199 in the first year

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Woolworths

Woolworths

Everyday Platinum Credit Card

0% p.a. for 14 months and then 21.99% p.a.

19.99% p.a.

$49 $0 in the first year

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ANZ

ANZ

Low Rate

0% p.a. for 15 months and then 21.74% p.a.

12.49% p.a.

$58

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CUA

CUA

Low Rate Credit Card

0% p.a. for 13 months and then 21.74% p.a.

11.99% p.a.

$49 $0 in the first year

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American Express

American Express

Velocity Platinum Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$375

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Qantas Money

Qantas Money

Qantas Premier Everyday

0% p.a. for 12 months and then 21.99% p.a.

19.99% p.a.

$49 $29 in the first year

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Suncorp

Suncorp

Clear Options Platinum

0% p.a. for 14 months and then 21.99% p.a.

0% p.a. for 14 months then 20.74% p.a.

$129 $49 in the first year

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Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 6 months and then 20.99% p.a.

0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

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Qantas Money

Qantas Money

Qantas Premier Platinum

1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

$299 $199 in the first year

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Woolworths

Woolworths

Everyday Platinum Credit Card

1 point per dollar on Visa, uncapped

19.99% p.a.

$49 $0 in the first year

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CUA

CUA

Platinum Credit Card

1 point per dollar on Mastercard, up to 100000 points per year

19.99% p.a.

$149 $0 in the first year

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Citi

Citi

Platinum (Purchase Rate Offer)

1 point per dollar on Visa, up to $10,000 per month

20.99% p.a.

$149 $49 in the first year

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American Express

American Express

Velocity Platinum Card

1.25 points per dollar on Amex, uncapped

20.74% p.a.

$375

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Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped

20.74% p.a.

$129 $64 in the first year

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Qantas Money

Qantas Money

Qantas Premier Everyday

0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped

19.99% p.a.

$49 $29 in the first year

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Citi

Citi

Prestige

1 point per dollar on Visa, uncapped

20.99% p.a.

$700

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Qantas Money

Qantas Money

Qantas Premier Platinum

0% p.a. for 18 months and then 21.99% p.a.

$299 $199 in the first year

19.99% p.a.

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Woolworths

Woolworths

Everyday Platinum Credit Card

0% p.a. for 14 months and then 21.99% p.a.

$49 $0 in the first year

19.99% p.a.

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ANZ

ANZ

Low Rate

0% p.a. for 15 months and then 21.74% p.a.

$58

12.49% p.a.

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

0% p.a. for 14 months then 20.74% p.a.

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HSBC

HSBC

Platinum Credit Card

0% p.a. for 12 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a

0% p.a. for 12 months then 19.99% p.a.

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Citi

Citi

Clear Platinum

0% p.a. for 14 months and then 21.74% p.a.

$99 $0 in the first year

12.99% p.a.

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NAB

NAB

Qantas Rewards Signature Card

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$395 $295 in the first year

19.99% p.a.

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Citi

Citi

Signature

0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)

$395 $199 in the first year

20.99% p.a.

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CUA

CUA

Low Rate Credit Card

11.99% p.a.

$49 $0 in the first year

0% p.a. for 13 months and then 21.74% p.a.

Promoted

ANZ

ANZ

Low Rate

12.49% p.a.

$58

0% p.a. for 15 months and then 21.74% p.a.

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Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

0% p.a. for 6 months and then 20.99% p.a.

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Latitude

Latitude

Low Rate Mastercard

11.99% p.a.

$69

No current offer

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NAB

NAB

Low Rate Card

0% p.a. for 6 months then 13.99% p.a.

$59

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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NAB

NAB

Low Rate Platinum Card

0% p.a. for 15 months then 13.99% p.a.

$100

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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Citi

Citi

Clear Platinum

12.99% p.a.

$99 $0 in the first year

0% p.a. for 14 months and then 21.74% p.a.

Promoted

ANZ

ANZ

Low Rate

12.49% p.a.

0% p.a. for 15 months and then 21.74% p.a.

$58

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CUA

CUA

Low Rate Credit Card

11.99% p.a.

0% p.a. for 13 months and then 21.74% p.a.

$49 $0 in the first year

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Suncorp

Suncorp

Clear Options Platinum

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 14 months and then 21.99% p.a.

$129 $49 in the first year

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Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

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ME

ME

frank Credit Card

11.99% p.a.

No current offer

$0

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HSBC

HSBC

Platinum Credit Card

0% p.a. for 12 months then 19.99% p.a.

0% p.a. for 12 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a

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Latitude

Latitude

Low Rate Mastercard

11.99% p.a.

No current offer

$69

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NAB

NAB

Low Rate Card

0% p.a. for 6 months then 13.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$59