ANZ Platinum
19.74% p.a.
0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)
$87 $0 when you spend over $20,000 p.a, $0 in the first year
n/a
ANZ Platinum
19.74% p.a.
0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)
$87 $0 when you spend over $20,000 p.a, $0 in the first year
n/a
19.74% p.a.
0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)
$87 $0 when you spend over $20,000 p.a, $0 in the first year
n/a
Mozo Review ANZ Platinum Review
Last updated: 18 October 2018.
What's hot:
$0 annual fee in the first year
0% balance transfer offer for 18 months (2% Balance Transfer fee)
Multiple Mozo Experts Choice Awards in 2018
What's not:
21.49% cash advance rate
Mozo snapshot:
Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. It's also a good option if you currently have some debt that you would like to clear, as there's a 0% balance transfer offer for the first 18 months (with a 2% Balance Transfer fee). Awarded two Mozo Experts Choice Awards for Best Balance Transfer Platinum Credit Card and Best Premium Card Benefits, the $87 annual fee makes it one of the best value low fee platinum cards in the market.
Key features:
With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each month.
After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!
The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive essential overseas travel and medical insurance, car rental cover, 90 days purchase security insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events (Fashion Week Australia), exclusive merchandise packages and home entertainment products.
Who it's good for:
You must earn a minimum of $50,000 and be an Australian citizen to apply for the ANZ Platinum card. It is a great credit card for travellers or entertainment seeks who want access to travel and special entertainment events.
Any catches?
The balance transfer offer isn't available to existing ANZ credit card customers and it reverts to the high cash advance rate of 21.49% after the BT period comes to an end.
Details
Rates and fees information correct as at 22 October 2018.
Rates
-
19.74% p.a.
-
none
-
0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)
-
yes
-
21.49% p.a.
-
55
Fees
-
$87.00
-
$0 in the first 1 year
-
20000
-
$0.00
-
$20.00
-
2%
-
3.00%
-
$0.00
-
$0.00
-
$0.00
Features
-
$25.00
-
2.0
-
9
-
none
Payment options
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
Rewards privileges
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Rental Car Excess Cover,
Guaranteed Pricing
Customer Reviews
How are ANZ credit cards rated by the Mozo community?
Latest reviews of ANZ Platinum
- Overall6/10
Convenient.
They provide convenient service.
Read full review
They provide convenient service.
Price4/10Features6/10Customer service4/10Convenience7/10Trust6/10Less
Tui | Queensland
reviewed 7 months ago
- Overall8/10
Overall very good
I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.
Read full review
I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.
Price5/10Features6/10Customer service8/10Convenience8/10Trust6/10Less
Veronca | Northern Territory
reviewed 7 months ago
- Overall9/10
Okay
I am very happy with this bank, I have been with ANZ since 1976.
Read full review
I am very happy with this bank, I have been with ANZ since 1976.
Price10/10Features8/10Customer service6/10Convenience5/10Trust9/10Less
Joanne | Queensland
reviewed 8 months ago
- Overall9/10
Excellent overall service
Excellent overall service. Quick to respond to issues!
Read full review
Excellent overall service. Quick to respond to issues!
Price7/10Features4/10Customer service10/10Convenience7/10Trust8/10Less
Paul | Queensland
reviewed 10 months ago
- Overall8/10
Very helpful and good customer service
It is good to keep some branches open for good customer service.
Read full review
It is good to keep some branches open for good customer service.
Price6/10Features-Customer service-Convenience-Trust-Less
Pansy | Australian Capital Territory
reviewed over 1 year ago
About ANZ
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
See ANZ credit cards
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