ANZ Platinum

19.74% p.a.

0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

ANZ Platinum

19.74% p.a.

0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

Mozo Review   ANZ Platinum Review

Last updated: 18 October 2018.

What's hot:
  • $0 annual fee in the first year

  • 0% balance transfer offer for 18 months (2% Balance Transfer fee)

  • Multiple Mozo Experts Choice Awards in 2018

What's not:
  • 21.49% cash advance rate

Mozo snapshot:

Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. It's also a good option if you currently have some debt that you would like to clear, as there's a 0% balance transfer offer for the first 18 months (with a 2% Balance Transfer fee). Awarded two Mozo Experts Choice Awards for Best Balance Transfer Platinum Credit Card and Best Premium Card Benefits, the $87 annual fee makes it one of the best value low fee platinum cards in the market.  

Key features:

With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each month.

After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!

The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive essential overseas travel and medical insurance, car rental cover, 90 days purchase security insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events (Fashion Week Australia), exclusive merchandise packages and home entertainment products.

Who it's good for:

You must earn a minimum of $50,000 and be an Australian citizen to apply for the ANZ Platinum card. It is a great credit card for travellers or entertainment seeks who want access to travel and special entertainment events.

Any catches?

The balance transfer offer isn't available to existing ANZ credit card customers and it reverts to the high cash advance rate of 21.49% after the BT period comes to an end. 

Details

Rates and fees information correct as at 22 October 2018.

Rates
  • 19.74% p.a.

  • none

  • 0% p.a. for 18 months and then 21.49% p.a. (2.00% balance transfer fee)

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $87.00

  • $0 in the first 1 year

  • 20000

  • $0.00

  • $20.00

  • 2%

  • 3.00%

  • $0.00

  • $0.00

  • $0.00

Features
  • $25.00

  • 2.0

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Rental Car Excess Cover,
Guaranteed Pricing

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall customer rating
6.7/10

Based on 6049 ANZ credit card reviews

Price
5.7/10
Features
5.9/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of ANZ Platinum

  • Overall
    6/10
    Convenient.

    They provide convenient service.

    They provide convenient service.

    Price
    4/10
    Features
    6/10
    Customer service
    4/10
    Convenience
    7/10
    Trust
    6/10

    Tui | Queensland

    reviewed 7 months ago

  • Overall
    8/10
    Overall very good

    I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.

    I have been with ANZ Bank for a few years now and they have taken very good care of me and my needs.

    Price
    5/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    6/10

    Veronca | Northern Territory

    reviewed 7 months ago

  • Overall
    9/10
    Okay

    I am very happy with this bank, I have been with ANZ since 1976.

    I am very happy with this bank, I have been with ANZ since 1976.

    Price
    10/10
    Features
    8/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    9/10

    Joanne | Queensland

    reviewed 8 months ago

  • Overall
    9/10
    Excellent overall service

    Excellent overall service. Quick to respond to issues!

    Excellent overall service. Quick to respond to issues!

    Price
    7/10
    Features
    4/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    8/10

    Paul | Queensland

    reviewed 10 months ago

  • Overall
    8/10
    Very helpful and good customer service

    It is good to keep some branches open for good customer service.

    It is good to keep some branches open for good customer service.

    Price
    6/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Pansy | Australian Capital Territory

    reviewed over 1 year ago

ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

See ANZ credit cards

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ANZ

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Low Rate

12.49% p.a.

0% p.a. for 15 months and then 21.74% p.a.

$58

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ANZ

ANZ

Frequent Flyer

19.99% p.a.

No current offer

$95

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ANZ

ANZ

Frequent Flyer Platinum

19.99% p.a.

No current offer

$295

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ANZ

ANZ

Rewards

18.79% p.a.

No current offer

$80

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ANZ

ANZ

Rewards Platinum

18.79% p.a.

No current offer

$95

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ANZ

ANZ

Rewards Black

18.79% p.a.

No current offer

$375

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ANZ

ANZ

Frequent Flyer Black

19.99% p.a.

No current offer

$425

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ANZ

ANZ

Rewards Travel Adventures Card

20.24% p.a.

No current offer

$225

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Woolworths

Woolworths

Everyday Platinum Credit Card

0% p.a. for 14 months and then 21.99% p.a.

19.99% p.a.

$49 $0 in the first year

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ME

ME

frank Credit Card

No current offer

11.99% p.a.

$0

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American Express

American Express

Qantas Ultimate Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$450

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ANZ

ANZ

Frequent Flyer Black

No current offer

19.99% p.a.

$425

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Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 6 months and then 20.99% p.a.

0% p.a. for 14 months then 20.74% p.a.

$129

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American Express

American Express

Explorer Credit Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$395

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Bankwest

Bankwest

Breeze Platinum Mastercard

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

0% p.a. for 13 months then 12.99% p.a.

$99

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Westpac

Westpac

Altitude Platinum with American Express

No current offer

20.24% p.a.

$199 $0 in the first year

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Woolworths

Woolworths

Everyday Platinum Credit Card

1 point per dollar on Visa, uncapped

19.99% p.a.

$49 $0 in the first year

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American Express

American Express

Explorer Credit Card

2 points per dollar on Amex, uncapped

20.74% p.a.

$395

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ANZ

ANZ

Rewards Platinum

1.5 points per dollar on Visa, up to $2,000 per month, then
0.5 points per dollar on Visa, uncapped

18.79% p.a.

$95

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American Express

American Express

Velocity Escape Card

1 point per dollar on Amex, uncapped

20.74% p.a.

$0

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Westpac

Westpac

Altitude Platinum with American Express

1 point per dollar on Amex, 0.5 points per dollar on Visa, uncapped

20.24% p.a.

$249 $50 in the first year

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Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped

20.74% p.a.

$129

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Bankwest

Bankwest

Qantas Platinum Mastercard

0.5 points per dollar on Mastercard, up to 200000 points per year

20.49% p.a.

$160

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ANZ

ANZ

Frequent Flyer Black

1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped

19.99% p.a.

$425

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Woolworths

Woolworths

Everyday Platinum Credit Card

0% p.a. for 14 months and then 21.99% p.a.

$49 $0 in the first year

19.99% p.a.

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American Express

American Express

Velocity Escape Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$0

20.74% p.a.

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Suncorp

Suncorp

Clear Options Platinum

0% p.a. for 18 months and then 21.99% p.a.

$178

20.74% p.a.

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Bankwest

Bankwest

Breeze Platinum Mastercard

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

$99

0% p.a. for 13 months then 12.99% p.a.

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American Express

American Express

Explorer Credit Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$395

20.74% p.a.

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28 Degrees

28 Degrees

Platinum Mastercard

4.99% p.a. for 6 months and then 21.99% p.a.

$0

21.99% p.a.

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NAB

NAB

Low Rate Platinum Card

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$100

0% p.a. for 9 months then 13.99% p.a.

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Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% p.a. for 18 months and then 20.99% p.a.

$129 $64 in the first year

20.74% p.a.

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ME

ME

frank Credit Card

11.99% p.a.

$0

No current offer

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Bankwest

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Breeze Platinum Mastercard

0% p.a. for 13 months then 12.99% p.a.

$99

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

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American Express

American Express

Essential Credit Card

14.99% p.a.

$0

0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)

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NAB

NAB

Low Rate Platinum Card

0% p.a. for 9 months then 13.99% p.a.

$100

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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ANZ

ANZ

Low Rate

12.49% p.a.

$58

0% p.a. for 15 months and then 21.74% p.a.

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Citi

Citi

Clear Platinum

12.99% p.a.

$99 $0 in the first year

0% p.a. for 14 months and then 21.74% p.a.

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Bankwest

Bankwest

Breeze Mastercard

0% p.a. for 13 months then 12.99% p.a.

$79

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

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St.George

St.George

Vertigo

13.74% p.a.

$55

0% p.a. for 16 months and then 19.49% p.a.

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ME

ME

frank Credit Card

11.99% p.a.

No current offer

$0

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Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 6 months and then 20.99% p.a.

$129

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Bankwest

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Breeze Platinum Mastercard

0% p.a. for 13 months then 12.99% p.a.

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

$99

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St.George

St.George

Amplify Signature

19.49% p.a.

No current offer

$279 $179 in the first year

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ANZ

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Rewards Platinum

18.79% p.a.

No current offer

$95

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Bendigo Bank

Bendigo Bank

Low Rate Platinum Mastercard

11.99% p.a.

No current offer

$89

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American Express

American Express

Essential Credit Card

14.99% p.a.

0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)

$0

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NAB

NAB

Low Rate Platinum Card

0% p.a. for 9 months then 13.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$100