Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. In fact, the Platinum card's complimentary benefits impressed our judges so much that they named it a 2020 Mozo Experts Choice Award winner in the best Premium Card Benefits category.
Want to save on interest straight off the bat? The ANZ Platinum could be a good option as there's 0% interest offer for the first 17 months on purchases.
With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each statement period. There's also a 0% introductory purchase rate offer for 17 months, though just remember that once this period ends the rate reverts to the normal 20.24% purchase rate.
After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!
The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive international travel insurance, purchase protection insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events, exclusive merchandise packages and home entertainment products.
This one's a great credit card for travellers or entertainment seekers who want access to travel and special entertainment events. But to keep this card in your wallet, you'll need to be 18 or over, and be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.
The 0% purchase rate offer isn't available to existing ANZ credit card customers and reverts to the high purchase rate of 20.24% after 17 months. Plus, the annual fee of $87 kicks in too if you do not meet the spending criteria.
| 20.24% p.a. | |
| 0% p.a. for 17 months | |
| No current offer | |
| none | |
| 20.24% p.a. | |
| 55 |
| $87.00 | |
| $0 in the first year | |
| $20,000.00 | |
| $0.00 | |
| $20.00 | |
| 2% | |
| 3.00% | |
| $0.00 | |
| $0.00 | |
| $0.00 |
| $25.00 | |
| 2.0 | |
| 9 | |
| none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
Concierge,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing Scheme,
International Travel Insurance
If there is a problem they may advise you but they never follow up. Should I want an increase in my credit they tell me no and suggest I already have too much - even if I have never missed an interest payment.
Read full reviewIf there is a problem they may advise you but they never follow up. Should I want an increase in my credit they tell me no and suggest I already have too much - even if I have never missed an interest payment.
Great interest rates, easy app to follow spending, easy to get in contact with when needed.
Read full reviewGreat interest rates, easy app to follow spending, easy to get in contact with when needed.
Had to link a credit card to home loan in order to be able to take out the home loan. No longer have the home loan but still have the credit card.
Read full reviewHad to link a credit card to home loan in order to be able to take out the home loan. No longer have the home loan but still have the credit card.
ANZ have not offered any reductions during Covid 19 even though my husband and I have several accounts with them.
Read full reviewANZ have not offered any reductions during Covid 19 even though my husband and I have several accounts with them.
Consistently good products and service.
Read full reviewConsistently good products and service.
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