Purchase rate
0% p.a. for 17 months then 20.24% p.a.
Balance transfer rate
No current offer
Annual fees
$87 $0 when you spend over $20,000 p.a, $0 in the first year
Interest free days on purchases
55
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Mozo editorial review ANZ Platinum

Last updated: 5 November 2020.

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What's hot
  • $0 annual fee in the first year ($87 after)
  • 0% purchase rate for first 17 months (20.24% after)
  • Mozo Experts Choice Award in 2020
What's not
  • 20.24% cash advance rate
Mozo snapshot

Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. In fact, the Platinum card's complimentary benefits impressed our judges so much that they named it a 2020 Mozo Experts Choice Award winner in the best Premium Card Benefits category.   

Want to save on interest straight off the bat? The ANZ Platinum could be a good option as there's 0% interest offer for the first 17 months on purchases.

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Key features

With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each statement period. There's also a 0% introductory purchase rate offer for 17 months, though just remember that once this period ends the rate reverts to the normal 20.24% purchase rate. 

After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!

The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive international travel  insurance, purchase protection insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events, exclusive merchandise packages and home entertainment products.

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Who is it good for

This one's a great credit card for travellers or entertainment seekers who want access to travel and special entertainment events. But to keep this card in your wallet, you'll need to be 18 or over, and be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.


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Any catches

The 0% purchase rate offer isn't available to existing ANZ credit card customers and reverts to the high purchase rate of 20.24% after 17 months. Plus, the annual fee of $87 kicks in too if you do not meet the spending criteria. 

Details

Rates and fees information correct as at 20 January 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 20.24% p.a.

  • 0% p.a. for 17 months

  • No current offer

  • none

  • 20.24% p.a.

  • 55

Fees
  • $87.00

  • $0 in the first year

  • $20,000.00

  • $0.00

  • $20.00

  • 2%

  • 3.00%

  • $0.00

  • $0.00

  • $0.00

Features
  • $25.00

  • 2.0

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing Scheme,
International Travel Insurance

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall
6.7/10

Based on 6230 ANZ credit card reviews

Price
5.7/10
Features
5.9/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of ANZ Platinum

  • Overall 8/10
    Solid bank

    Great interest rates, easy app to follow spending, easy to get in contact with when needed.

    Read full review

    Great interest rates, easy app to follow spending, easy to get in contact with when needed.

    Price
    8/10
    Features
    7/10
    Customer service
    6/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Jess, Victoria reviewed 9 days ago
  • Overall 2/10
    Never wanted a credit card in the first place.

    Had to link a credit card to home loan in order to be able to take out the home loan. No longer have the home loan but still have the credit card.

    Read full review

    Had to link a credit card to home loan in order to be able to take out the home loan. No longer have the home loan but still have the credit card.

    Price
    5/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    -1/10
    Less
    Leanne, Victoria reviewed about 1 month ago
  • Overall 4/10
    No support during pandemic

    ANZ have not offered any reductions during Covid 19 even though my husband and I have several accounts with them.

    Read full review

    ANZ have not offered any reductions during Covid 19 even though my husband and I have several accounts with them.

    Price
    4/10
    Features
    4/10
    Customer service
    4/10
    Convenience
    6/10
    Trust
    4/10
    Less
    Marie, Queensland reviewed 6 months ago
  • Overall 10/10
    Trustworthy

    Consistently good products and service.

    Read full review

    Consistently good products and service.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Stana, Western Australia reviewed 6 months ago
  • Overall 2/10
    Moving to P&N bank.

    Interest rates are incredibly high and no option for existing customers to make use of low rate card - offered to new customers only. Fees are charged for everything!

    Read full review

    Interest rates are incredibly high and no option for existing customers to make use of low rate card - offered to new customers only. Fees are charged for everything!

    Price
    2/10
    Features
    2/10
    Customer service
    2/10
    Convenience
    5/10
    Trust
    2/10
    Less
    Karen, Western Australia reviewed 6 months ago
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About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

See ANZ credit cards

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ANZ

First

20.24% p.a.

0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

$30

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ANZ

Low Rate

12.49% p.a.

0% p.a. for 25 months and then 20.24% p.a. (1.50% balance transfer fee)

$58 $0 in the first year

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0% p.a. for 15 months then 11.99% p.a.

No current offer

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10.99% p.a.

0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

$49 $0 in the first year

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Westpac

Low Rate

13.74% p.a.

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

$59

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ME

frank Credit Card

11.99% p.a.

No current offer

$0

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St.George

Vertigo

13.99% p.a.

0% p.a. for 24 months and then 21.49% p.a.

$55 $0 in the first year

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CUA

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11.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$49 $0 in the first year

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3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

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Qantas Money

Qantas Premier Platinum

19.99% p.a.

0% p.a. for 18 months and then 21.99% p.a. (1.00% balance transfer fee)

$299 $199 in the first year

Qantas Frequent Flyer

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American Express

Qantas Ultimate Card

Qantas Frequent Flyer

$450

100,000

1.25 points uncapped

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St.George

Amplify Signature

Amplify Rewards

$279 $139 in the first year

200,000

1.5 points uncapped

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Suncorp

Clear Options Platinum

Suncorp Rewards

$129

100,000

1.25 points uncapped

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American Express

Qantas Premium Card

Qantas Frequent Flyer

$249

80,000

1 point uncapped

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Qantas Money

Qantas Premier Platinum

Qantas Frequent Flyer

$299 $199 in the first year

100,000

1 point up to $10,000/month, then
0.5 points uncapped

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Bankwest

Qantas Platinum Mastercard

Qantas Frequent Flyer

$160

30,000

0.75 points up to $2,500/month, then
0.3 points uncapped

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BankSA

Amplify Signature

Amplify Rewards

$279 $139 in the first year

200,000

1.5 points uncapped

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American Express

Qantas Discovery Card

Qantas Frequent Flyer

$0

No current offer

0.75 points uncapped

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Bankwest

Breeze Mastercard

0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

10.99% p.a.

$49 $0 in the first year

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Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% p.a. for 26 months and then 20.99% p.a.

20.74% p.a.

$129 $64 in the first year

Velocity Frequent Flyer

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St.George

Vertigo

0% p.a. for 24 months and then 21.49% p.a.

13.99% p.a.

$55 $0 in the first year

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Westpac

Low Rate

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

13.74% p.a.

$59

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St.George

Amplify Platinum

0% p.a. for 22 months and then 21.49% p.a. (1.50% balance transfer fee)

0% p.a. for 7 months then 19.74% p.a.

$99 $0 in the first year

Amplify Rewards

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CUA

Low Rate Credit Card

0% p.a. for 20 months and then 21.74% p.a.

11.99% p.a.

$49 $0 in the first year

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Bank of Melbourne

Amplify Platinum

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

$99

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ANZ

Low Rate

0% p.a. for 25 months and then 20.24% p.a. (1.50% balance transfer fee)

12.49% p.a.

$58 $0 in the first year

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Bendigo Bank

Low Rate Credit Card

0% p.a. for 15 months then 11.99% p.a.

No current offer

$45

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Bankwest

Breeze Mastercard

10.99% p.a.

0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

$49 $0 in the first year

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Defence Bank

Foundation Credit Card

3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

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ME

frank Credit Card

11.99% p.a.

No current offer

$0

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St.George

Vertigo

13.99% p.a.

0% p.a. for 24 months and then 21.49% p.a.

$55 $0 in the first year

Thumbnail icon for CUA

CUA

Low Rate Credit Card

11.99% p.a.

0% p.a. for 20 months and then 21.74% p.a.

$49 $0 in the first year

Thumbnail icon for Westpac

Westpac

Low Rate

13.74% p.a.

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

$59

Thumbnail icon for Bank of Melbourne

Bank of Melbourne

Vertigo

13.99% p.a.

0% p.a. for 24 months and then 21.49% p.a.

$55 $0 in the first year