ANZ Platinum

20.24% p.a.

0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

ANZ Platinum

20.24% p.a.

0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

n/a

Mozo Review   ANZ Platinum Review

Last updated: 21 October 2019.

What's hot:
  • $0 annual fee in the first year

  • 0% balance transfer offer for 18 months (2% Balance Transfer fee)

  • Mozo Experts Choice Award in 2019

What's not:
  • 20.24% cash advance rate

Mozo snapshot:

Although the ANZ Platinum doesn't come with rewards points, the credit card makes up for it with travel benefits, complimentary insurances, platinum concierge and other services such as eDine, ANZ wine club and Visa entertainment. In fact, the Platinum card's complimentary benefits impressed our judges so much that they named it a 2019 Mozo Experts Choice Award winner in the best Premium Card Benefits category.   

The ANZ Platinum could also be a good option if you currently have some debt that you would like to clear, as there's a 0% balance transfer offer for the first 18 months (with a 2% Balance Transfer fee).

Key features:

With the ANZ Platinum credit card you'll get a generous 55 interest free day period on new purchases as long as you pay the balance in full each month.

After the first year there is an annual fee of $87 but you can get this waived if you make at least $20,000 worth of eligible purchases in the previous year. This might seem like a lot to have to spend to save on an annual fee but you can get up to nine additional card holders free on the card to help out with the spending!

The complimentary insurances included with the ANZ Platinum card are truly high end. You'll receive international travel  insurance, purchase protection insurance, extended warranty and interstate flight inconvenience insurance. And the Visa entertainment feature will introduce you to the exciting world of special events (Fashion Week Australia), exclusive merchandise packages and home entertainment products.

Who it's good for:

This one's a great credit card for travellers or entertainment seekers who want access to travel and special entertainment events.

To keep this card in your wallet, you'll need to be 18 or over, and be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.


Any catches?

The balance transfer offer isn't available to existing ANZ credit card customers and it reverts to the high cash advance rate of 20.24% after the BT period comes to an end. 

Details

Rates and fees information correct as at 23 January 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 20.24% p.a.

  • none

  • 0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

  • yes

  • 20.24% p.a.

  • 55

Fees
  • $87.00

  • $0 in the first 1 year

  • 20000

  • $0.00

  • $20.00

  • 2%

  • 3.00%

  • $0.00

  • $0.00

  • $0.00

Features
  • $25.00

  • 2.0

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Rewards privileges

Concierge,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing Scheme,
International Travel Insurance

Customer Reviews

How are ANZ credit cards rated by the Mozo community?

Overall customer rating
6.7/10

Based on 6123 ANZ credit card reviews

Price
5.7/10
Features
5.9/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of ANZ Platinum

  • Overall 2/10
    Stay away or do serious research.

    High fee credit card, poor customer service.

    Read full review

    High fee credit card, poor customer service.

    Price
    0/10
    Features
    1/10
    Customer service
    0/10
    Convenience
    6/10
    Trust
    2/10
    Less
    Gareth, Queensland reviewed about 2 months ago
  • Overall 8/10
    Good product.

    I think that it is a good credit card, but I think more features and better communication about products would be good.

    Read full review

    I think that it is a good credit card, but I think more features and better communication about products would be good.

    Price
    7/10
    Features
    3/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Samantha, Tasmania reviewed 2 months ago
  • Overall 7/10
    Happy to recommend to family and friends

    Good and convenient. It's easy to use and online customer service is good. They need more ATM's.

    Read full review

    Good and convenient. It's easy to use and online customer service is good. They need more ATM's.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    4/10
    Trust
    7/10
    Less
    Julie, New South Wales reviewed 2 months ago
  • Overall 7/10
    Very reliable.

    Very hard to contact the local branch by phone. Otherwise great service.

    Read full review

    Very hard to contact the local branch by phone. Otherwise great service.

    Price
    6/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Bruce, New South Wales reviewed 2 months ago
  • Overall 7/10
    Good if you fly as much as a pilot

    Great if you fly very frequently, not so if you don't. Really expensive annual fee. No real benefits other than flying.

    Read full review

    Great if you fly very frequently, not so if you don't. Really expensive annual fee. No real benefits other than flying.

    Price
    2/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Nathan, Queensland reviewed 3 months ago
ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

See ANZ credit cards

Promoted

American Express

American Express

Velocity Escape Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$0

Promoted

Bankwest

Bankwest

Breeze Platinum Mastercard

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

12.99% p.a.

$99 $49 in the first year

Promoted

American Express

American Express

Qantas Discovery Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$0

Promoted

NAB

NAB

Low Rate Card

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

0% p.a. for 6 months then 13.99% p.a.

$59

Promoted

American Express

American Express

Qantas Ultimate Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$450

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% p.a. for 22 months and then 20.99% p.a.

20.74% p.a.

$129

Promoted

Bankwest

Bankwest

Zero Platinum Mastercard

2.99% p.a. for 9 months and then 17.99% p.a.

17.99% p.a.

$0

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 6 months and then 20.99% p.a.

0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

Promoted

American Express

American Express

Qantas Discovery Card

0.75 points per dollar on Amex, uncapped

20.74% p.a.

$0

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped

20.74% p.a.

$129 $64 in the first year

Promoted

American Express

American Express

Velocity Escape Card

0.75 points per dollar on Amex, uncapped

20.74% p.a.

$0

Promoted

NAB

NAB

Qantas Rewards Signature Card

1 point per dollar on Visa, up to $5,000 per month, then
0.5 points per dollar on Visa, up to $20,000 per month

19.99% p.a.

$395 $295 in the first year

Promoted

David Jones

David Jones

American Express Platinum Card

1 point per dollar on Amex, uncapped

20.74% p.a.

$295

Promoted

Heritage Bank

Heritage Bank

Platinum

0.002 points per dollar on Visa, uncapped

17.49% p.a.

$125 $0 when you spend over $35,000 p.a

Promoted

American Express

American Express

Velocity Platinum Card

1.25 points per dollar on Amex, uncapped

20.74% p.a.

$375

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped

20.74% p.a.

$129

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% p.a. for 22 months and then 20.99% p.a.

$129

20.74% p.a.

Promoted

American Express

American Express

Velocity Escape Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$0

20.74% p.a.

Promoted

Bankwest

Bankwest

Breeze Platinum Mastercard

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

$99 $49 in the first year

12.99% p.a.

Promoted

American Express

American Express

Qantas Discovery Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$0

20.74% p.a.

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

0% p.a. for 14 months then 20.74% p.a.

Promoted

Bankwest

Bankwest

Zero Platinum Mastercard

2.99% p.a. for 9 months and then 17.99% p.a.

$0

17.99% p.a.

Promoted

NAB

NAB

Low Rate Card

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$59

0% p.a. for 6 months then 13.99% p.a.

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

0% p.a. for 6 months and then 20.99% p.a.

Promoted

NAB

NAB

Low Rate Card

0% p.a. for 6 months then 13.99% p.a.

$59

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

Promoted

Heritage Bank

Heritage Bank

Gold Low Rate

11.30% p.a.

$0

No current offer

Promoted

Bankwest

Bankwest

Breeze Mastercard

12.99% p.a.

$79 $39 in the first year

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

Promoted

NAB

NAB

Low Rate Platinum Card

0% p.a. for 15 months then 13.99% p.a.

$100

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

Promoted

Bankwest

Bankwest

Breeze Platinum Mastercard

12.99% p.a.

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

$99 $49 in the first year

Promoted

NAB

NAB

Low Rate Card

0% p.a. for 6 months then 13.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$59

Promoted

Bankwest

Bankwest

Zero Platinum Mastercard

17.99% p.a.

2.99% p.a. for 9 months and then 17.99% p.a.

$0

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

Promoted

Heritage Bank

Heritage Bank

Gold Low Rate

11.30% p.a.

No current offer

$0

Promoted

Bankwest

Bankwest

Breeze Mastercard

12.99% p.a.

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

$79 $39 in the first year

Promoted

NAB

NAB

Low Rate Platinum Card

0% p.a. for 15 months then 13.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$100

Promoted

Bankwest

Bankwest

Zero Mastercard

17.99% p.a.

2.99% p.a. for 9 months and then 17.99% p.a.

$0