Platinum Visa Credit Card card image

Bank of Queensland Platinum Visa Credit Card

Advertiser disclosure
Purchase rate
20.74% p.a.
Balance transfer rate
0% p.a. for 12 months and then 21.74% p.a. (1.00% balance transfer fee)
Annual fees
$129 $65 in the first year
Interest free days on purchases
55

Rewards program details

Rates and fees information correct as at 19 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

358,836 points

Fly Sydney to Melbourne one-way

23,402 points

$100 Giftcard

35,800 points

$100 Cash

50,000 points

Points earning

2 points per dollar on Visa, uncapped

Rewards scheme

Redeem your points for travel, gift cards, cashback and pay with points.

You can get flights via Virgin Australia vouchers, Flight Centre Vouchers or TakeFlight.

Special offers

Receive 100,000 points when you spend $4,500 in the first 3 months from card approval.

Value of rewards points

Spend $25,000 (Visa)

Spend $17,900 (Visa)

Spend $11,701 (Visa)

Spend $179,418 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

20.74% p.a.

none

0% p.a. for 12 months and then 21.74% p.a. (1.00% balance transfer fee)

yes

21.74% p.a.

55

Fees

$129.00

$65 in the first year

none

none

$30.00

3.5%, min $3.50

3.40%

$2.00

$7.00

$0.00

Features

$25.00

2.0

4

none

Payment options

Apple Pay, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are Bank of Queensland credit cards rated by the Mozo community?

Overall
7.7/10
Price
6.5/10
Features
6.5/10
Customer service
7.3/10
Convenience
7.6/10
Trust
7.5/10
Based on 358 Bank of Queensland credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Bank of Queensland Platinum Visa Credit Card

About Bank of Queensland

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13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

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Membership Rewards

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23.99% p.a.

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$195 $0 in the first year

Membership Rewards

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Explorer Credit Card - Exclusive Offer

23.99% p.a.

No current offer

$395

Membership Rewards

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Qantas Discovery Card

23.99% p.a.

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Qantas Frequent Flyer

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10.99% p.a.

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$0

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0% p.a. for 15 months then 21.49% p.a.

0% p.a. for 15 months and then 22.24% p.a.

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Qantas Ultimate Card

Qantas Frequent Flyer

$450

50,000

1.25 points up to 100,000 points/year, then
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Qantas Frequent Flyer

$299

30,000

1 point up to 20,000 points/month

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Qantas Rewards Premium Card

Qantas Frequent Flyer

$295 $195 in the first year

70,000

0.66 points up to $3,000/month, then
0.33 points up to $6,000/month

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Qantas Premium Card

Qantas Frequent Flyer

$249

20,000

1 point uncapped

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NAB

Rewards Signature Card

NAB Rewards

$295 $145 in the first year

180,000

1.25 points uncapped

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Qantas Discovery Card

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$0

No current offer

0.75 points uncapped

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Velocity Escape Card

Velocity Frequent Flyer

$0

No current offer

0.75 points uncapped

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NAB

Qantas Rewards Signature Card

Qantas Frequent Flyer

$420 $320 in the first year

120,000

1 point up to $5,000/month, then
0.5 points up to $20,000/month

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Low Rate Card

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

13.49% p.a.

$59 $0 in the first year

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Premier Credit Card

0% p.a. for 6 months and then 22.24% p.a.

21.49% p.a.

$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year

Citi Rewards Program

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Blue Visa Credit Card

0% p.a. for 9 months and then 21.74% p.a.

0% p.a. for 9 months then 20.74% p.a.

$60

Q Rewards

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0% p.a. for 24 months and then 20.99% p.a.

20.74% p.a.

$149 $0 in the first year

Velocity Frequent Flyer

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Bankwest

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0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)

19.99% p.a.

$100

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Low Rate Card

13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

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10.99% p.a.

No current offer

$0

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Low Rate Credit Card

12.99% p.a.

0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)

$99

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9.90% p.a.

No current offer

$59

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8.99% p.a.

0% p.a. for 6 months and then 8.99% p.a.

$59 $0 in the first year

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13.49% p.a.

0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

$59 $0 in the first year

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10.99% p.a.

No current offer

$0

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0% p.a. for 15 months then 21.49% p.a.

0% p.a. for 15 months and then 22.24% p.a.

$199

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Clear Credit Card - BT Offer

14.99% p.a.

0% p.a. for 24 months and then 22.24% p.a. (3.00% balance transfer fee)

$99 $49 in the first year

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12.99% p.a.

0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)

$99

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9.90% p.a.

No current offer

$59

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8.99% p.a.

0% p.a. for 6 months and then 8.99% p.a.

$59 $0 in the first year

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Blue Visa Credit Card

0% p.a. for 9 months then 20.74% p.a.

0% p.a. for 9 months and then 21.74% p.a.

$60

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