Amplify Rewards Platinum (Rewards) card image
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St.George Amplify Rewards Platinum

Advertiser disclosure
The details shown below are for a card with Rewards
The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

Name Rewards program
Amplify Rewards Platinum (Rewards) Rewards
Amplify Qantas Platinum (Qantas Frequent Flyer) Qantas Frequent Flyer
  • Amplify Rewards Platinum (Rewards)
    Rewards: Rewards
  • Amplify Qantas Platinum (Qantas Frequent Flyer)
    Rewards: Qantas Frequent Flyer
Purchase rate
20.99% p.a.
Balance transfer rate
No current offer
Annual fees
$124 $49 in the first year
Interest free days on purchases
55
Purchase rate
20.99% p.a.
Balance transfer rate
No current offer
Annual fees
$199 $99 in the first year
Interest free days on purchases
55

Mozo editorial review St.George Amplify Rewards Platinum - last updated: 4 July 2024

binocular icon
What's hot
  • 100,000 Amplify Rewards bonus points (conditions apply)
  • 1 Amplify Rewards point for every $1 spent
  • 0% p.a. interest on balance transfers for 24 months (1% balance transfer fee)
  • 2023 Mozo Experts Choice Award winner
What's not
  • 3% foreign exchange margin
  • $99 annual fee
Mozo snapshot

If you’re a big spender who uses plastic all the time, then why not get a card that rewards you for it? The St. George Amplify Platinum Credit Card gives you the chance to earn 1 Amplify Point per $1 spent on Visa (uncapped) when you opt for the Amplify Rewards option, or 0.5 points per dollar spent on Visa when you go with the Qantas Frequent Flyer option. 

Plus, for a limited time, new customers can bag 70,000 bonus Amplify Rewards points if you apply and are approved by 31st July 2024.

To top it all off, it won a 2023 Mozo Experts Choice Award for best Balance Transfer Platinum Credit Card. 

key icon
Key features

One of the most important things about the St.George Amplify Platinum credit card is that you'll get to choose between two rewards program offers: the Amplify Platinum Amplify rewards program or the Amplify Platinum Qantas rewards program. 

The Amplify Platinum Qantas option gets you 0.5 points per $1 spent on Visa* and lets you link your rewards earning to your Qantas Frequent Flyer program, allowing for more streamlined points earning if you know you’ll be putting all your points towards travel. There's also a massive 60,000 bonus Qantas Points offer available with this rewards program. To earn these extra points you will have to spend a minimum of $3,000 on eligible purchases, within the first 90 days of being approved for the card, with an additional 10,000 points after the first purchase in the second year. The offer ends on 31st July 2024.

With the Amplify Platinum Amplify option, you'll earn 1 Amplify Point per $1 spent on Visa (uncapped), which helps you earn rewards faster and lets you claim rewards through St. George rewards program. These points can be used to redeem a wide range of rewards from wallets, to headphones, to suitcases and much more. Plus if you opt for this rewards program, there's also a limited time opportunity to bag extra points, 70,000 to be precise. To be eligible for this you will have to apply for the card by 31st July 2024 and spend at least $3,000 within the first 90 days of approval.

There's an annual fee of $99. If you do not pay off new purchases within the first 55 interest fee days, they will accrue interest at a rate of 20.99% p.a.

Beyond the rewards, the card comes with some other premium perks, such as complimentary travel insurance, extended warranty on products and extra purchase protection.

If you’re someone that uses Samsung Pay to pay bills or make purchases, you’ll be glad to know you can link the card to your account.

To finish off, if you want to share the card with someone like a significant other, you’ll be able to add a free additional cardholder on the account.

*From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.

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Who is it good for

Spenders who want that little bit extra from their card purchases may find the St. George Amplify Platinum could be just the ticket, with rewards points and premium perks on offer.

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Any catches

One thing to bear in mind is that this offer isn't available if you’ve held a St.George, Bank of Melbourne or BankSA rewards credit card in the last 12 months.

Rewards program details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

212,000 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

22,200 points

$100 Cash

-

Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.

Special offers

Receive 100,000 bonus Amplify Points when you spend $3,000 in the first 90 days.

Value of rewards points

Spend $22,200 (Visa)

Spend $15,600 (Visa)

Spend $212,000 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

No current offer

yes

21.99% p.a.

55

Fees

$124.00

$49 in the first year

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

Offer not available if youve held a St.George, Bank of Melbourne or BankSA credit card in the last 12 months.

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Rewards program details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.5 points per dollar on Visa, up to $100,000 per year

Rewards scheme

From 1 January 2022, earn 0.5 Qantas points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Special offers

Receive up to 70,000 bonus Qantas Points when you spend $3,000 in the first 90 days in year 1 and an extra 10,000 points after your first eligible purchase in year 2.

Value of rewards points

Spend $40,020 (Visa)

Spend $16,000 (Visa)

Spend $220,800 (Visa)

at $100,000 yearly

Never

How do we calculate these points?

Rate and fee details

Rates

20.99% p.a.

none

No current offer

yes

21.99% p.a.

55

Fees

$124.00

$99 in the first year

none

$75.00

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Overall
7.4/10
Price
6.2/10
Features
5.3/10
Customer service
6.9/10
Convenience
7.4/10
Trust
7.1/10
Based on 1225 St.George credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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