St.George No Annual Fee
20.74% p.a.
0% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$0
n/a
St.George No Annual Fee
20.74% p.a.
0% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$0
n/a
St.George No Annual Fee
20.74% p.a.
0% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$0
n/a
Mozo Review St.George No Annual Fee Review
Last updated: 9 April 2019.
What's hot:
$0 annual fee
0% balance transfer rate for first 12 months (1% balance transfer fee)
What's not:
21.49% purchase rate
Mozo snapshot:
If you’re the type of person who always pays their credit card bill on time and doesn’t want to blow their budget on annual fees, then the St.George No Annual Fee credit card could be the card for you. It comes with a 0% balance transfer rate for the first 12 months (1% balance transfer fee) and up to 55 interest free days. However, there is a 20.74% purchase rate to consider.
Key features:
The feature that stands out about the St.George No Annual fee credit card, is obviously the lack of annual fee. This means that as long as you pay off your balance in full and on time every month, your credit card is basically free.
But make sure you keep up the habit because if you wind up carrying a balance, you’ll be hit with a relatively high purchase rate. You’ll have up to 55 interest free days to ensure that you are able to stay in the clear and avoid the 20.74% purchase rate.
Not only does it not have an annual fee, but if you want to transfer debts over to this card, there’s a 0% balance transfer offer for the first 12 months, although remember there is a 1.00% balance transfer fee.
If you want to share this account with a couple of family members, you’ll be able to have 3 additional cardholders for free.
Who it's good for:
If you’re someone who pays off their balance each and every month no problem, then the St. George No Annual Fee credit card might be the card for you, as you’ll able to enjoy the lack of ongoing fees, without needing to worry about the high purchase rate.
Any catches?
The obvious catch here is the high 20.74% purchase rate. If you aren’t able to pay off your balance, you’ll quickly find those payments stacking up, so be careful to not get stung.
Details
Rates and fees information correct as at 24 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
20.74% p.a.
-
none
-
0% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
-
yes
-
21.49% p.a.
-
55
Fees
-
$0.00
-
none
-
none
-
none
-
$15.00
-
2%, Min $2.50
-
3.00%
-
$2.00
-
$10.50
-
$0.00
Features
-
$10.00
-
2.0
-
3
-
none
Payment options
Google Pay, Samsung Pay
Customer Reviews
How are St.George credit cards rated by the Mozo community?
Latest reviews of St.George No Annual Fee
- Overall9/10
No annual fee and accepted everywhere
There are no annual fees which is an amazing feature. Visa card is accepted everywhere so it is...
Read full review
There are no annual fees which is an amazing feature. Visa card is accepted everywhere so it is great for travel. The customer service staff is always helpful and friendly.
Price5/10Features2/10Customer service9/10Convenience9/10Trust9/10Less
Elizabeth | New South Wales
reviewed 7 months ago
- Overall10/10
Amazing!
Banking with St. George has been a pleasure.
Read full review
Banking with St. George has been a pleasure.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Yilmaz | Northern Territory
reviewed 8 months ago
- Overall10/10
Love my bank
Best bank with easy to use online app.
Read full review
Best bank with easy to use online app.
Price10/10Features9/10Customer service10/10Convenience10/10Trust10/10Less
Prakash | New South Wales
reviewed about 1 year ago
- Overall1/10
Bad eftpos fees and overseas transactions fees
I detest their eftpos fees and overseas transactions fees
Read full review
I detest their eftpos fees and overseas transactions fees
Price1/10Features-Customer service-Convenience-Trust-Less
Wayne | Queensland
reviewed about 2 years ago
- Overall10/10
Excellent provider
Great bank. I've been with St.George for over 10 years.
Read full review
Great bank. I've been with St.George for over 10 years.
Price-1/10Features-Customer service-Convenience-Trust-Less
Natalie | New South Wales
reviewed over 2 years ago
About St.George
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
19.99% p.a.
$299 $199 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
19.99% p.a.
$49 $0 in the first year
Promoted
American Express
Velocity Platinum Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$375
Promoted
Citi
Platinum (Bonus Points Offer)
0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)
20.99% p.a.
$149 $49 in the first year
Promoted
CUA
Low Rate Credit Card
0% p.a. for 13 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
Promoted
Qantas Money
Qantas Premier Everyday
0% p.a. for 12 months and then 21.99% p.a.
19.99% p.a.
$49 $29 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped
19.99% p.a.
$299 $199 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
1 point per dollar on Visa, uncapped
19.99% p.a.
$49 $0 in the first year
Promoted
CUA
Platinum Credit Card
1 point per dollar on Mastercard, up to 100000 points per year
19.99% p.a.
$149 $0 in the first year
Promoted
Citi
Platinum (Purchase Rate Offer)
1 point per dollar on Visa, up to $10,000 per month
20.99% p.a.
$149 $49 in the first year
Promoted
American Express
Velocity Platinum Card
1.25 points per dollar on Amex, uncapped
20.74% p.a.
$375
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
20.74% p.a.
$129 $64 in the first year
Promoted
Qantas Money
Qantas Premier Everyday
0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped
19.99% p.a.
$49 $29 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
$299 $199 in the first year
19.99% p.a.
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
$49 $0 in the first year
19.99% p.a.
Promoted
Citi
Platinum (Balance Transfer Offer)
0% p.a. for 26 months and then 21.74% p.a. (1.50% balance transfer fee)
$199 $0 in the first year
20.99% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
0% p.a. for 14 months then 20.74% p.a.
Promoted
HSBC
Platinum Credit Card
0% p.a. for 12 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
0% p.a. for 12 months then 19.99% p.a.
Promoted
Citi
Clear Platinum
0% p.a. for 14 months and then 21.74% p.a.
$99 $0 in the first year
12.99% p.a.
Promoted
Coles
Low Rate Mastercard
0% p.a. for 15 months and then 19.99% p.a.
$58
12.99% p.a.
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
$49 $0 in the first year
0% p.a. for 13 months and then 21.74% p.a.
Promoted
Citi
Clear Platinum
12.99% p.a.
$99 $0 in the first year
0% p.a. for 14 months and then 21.74% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
0% p.a. for 6 months and then 20.99% p.a.
Promoted
NAB
Low Rate Card
0% p.a. for 6 months then 13.99% p.a.
$59
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
Coles
Low Rate Mastercard
12.99% p.a.
$58
0% p.a. for 15 months and then 19.99% p.a.
Promoted
NAB
Low Rate Platinum Card
0% p.a. for 15 months then 13.99% p.a.
$100
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
Qantas Money
Qantas Premier Platinum
19.99% p.a.
0% p.a. for 18 months and then 21.99% p.a.
$299 $199 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
19.99% p.a.
0% p.a. for 14 months and then 21.99% p.a.
$49 $0 in the first year
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
Promoted
Qantas Money
Qantas Premier Everyday
19.99% p.a.
0% p.a. for 12 months and then 21.99% p.a.
$49 $29 in the first year
Promoted
Citi
Clear Platinum
12.99% p.a.
0% p.a. for 14 months and then 21.74% p.a.
$99 $0 in the first year
Promoted
CUA
Platinum Credit Card
19.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
$149 $0 in the first year
