St.George No Annual Fee
20.74% p.a.
0% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$0
n/a
St.George No Annual Fee
20.74% p.a.
0% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$0
n/a
St.George No Annual Fee
20.74% p.a.
0% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$0
n/a
Mozo Review St.George No Annual Fee Review
Last updated: 9 April 2019.
What's hot:
$0 annual fee
0% balance transfer rate for first 12 months (1% balance transfer fee)
What's not:
21.49% purchase rate
Mozo snapshot:
If you’re the type of person who always pays their credit card bill on time and doesn’t want to blow their budget on annual fees, then the St.George No Annual Fee credit card could be the card for you. It comes with a 0% balance transfer rate for the first 12 months (1% balance transfer fee) and up to 55 interest free days. However, there is a 20.74% purchase rate to consider.
Key features:
The feature that stands out about the St.George No Annual fee credit card, is obviously the lack of annual fee. This means that as long as you pay off your balance in full and on time every month, your credit card is basically free.
But make sure you keep up the habit because if you wind up carrying a balance, you’ll be hit with a relatively high purchase rate. You’ll have up to 55 interest free days to ensure that you are able to stay in the clear and avoid the 20.74% purchase rate.
Not only does it not have an annual fee, but if you want to transfer debts over to this card, there’s a 0% balance transfer offer for the first 12 months, although remember there is a 1.00% balance transfer fee.
If you want to share this account with a couple of family members, you’ll be able to have 3 additional cardholders for free.
Who it's good for:
If you’re someone who pays off their balance each and every month no problem, then the St. George No Annual Fee credit card might be the card for you, as you’ll able to enjoy the lack of ongoing fees, without needing to worry about the high purchase rate.
Any catches?
The obvious catch here is the high 20.74% purchase rate. If you aren’t able to pay off your balance, you’ll quickly find those payments stacking up, so be careful to not get stung.
Details
Rates and fees information correct as at 16 October 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
20.74% p.a.
-
none
-
0% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
-
yes
-
21.49% p.a.
-
55
Fees
-
$0.00
-
none
-
none
-
none
-
$15.00
-
2%, Min $2.50
-
3.00%
-
$2.00
-
$10.50
-
$0.00
Features
-
$10.00
-
2.0
-
3
-
none
Payment options
Google Pay, Samsung Pay
Customer Reviews
How are St.George credit cards rated by the Mozo community?
Latest reviews of St.George No Annual Fee
- Overall9/10
No annual fee and accepted everywhere
There are no annual fees which is an amazing feature. Visa card is accepted everywhere so it is...
Read full review
There are no annual fees which is an amazing feature. Visa card is accepted everywhere so it is great for travel. The customer service staff is always helpful and friendly.
Price5/10Features2/10Customer service9/10Convenience9/10Trust9/10Less
Elizabeth | New South Wales
reviewed 11 months ago
- Overall10/10
Amazing!
Banking with St. George has been a pleasure.
Read full review
Banking with St. George has been a pleasure.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Yilmaz | Northern Territory
reviewed 11 months ago
- Overall10/10
Love my bank
Best bank with easy to use online app.
Read full review
Best bank with easy to use online app.
Price10/10Features9/10Customer service10/10Convenience10/10Trust10/10Less
Prakash | New South Wales
reviewed over 1 year ago
- Overall1/10
Bad eftpos fees and overseas transactions fees
I detest their eftpos fees and overseas transactions fees
Read full review
I detest their eftpos fees and overseas transactions fees
Price1/10Features-Customer service-Convenience-Trust-Less
Wayne | Queensland
reviewed over 2 years ago
- Overall10/10
Excellent provider
Great bank. I've been with St.George for over 10 years.
Read full review
Great bank. I've been with St.George for over 10 years.
Price-1/10Features-Customer service-Convenience-Trust-Less
Natalie | New South Wales
reviewed over 2 years ago
About St.George
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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