Vertigo Platinum (withdrawn from 20 August 2021) card image

St.George Vertigo Platinum

Advertiser disclosure
Purchase rate
12.99% p.a.
Balance transfer rate
6.99% p.a. for 12 months and then 21.49% p.a.
Annual fees
Interest free days on purchases

Mozo editorial review St.George Vertigo Platinum - last updated: 21 July 2021

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What's hot
  • Low 12.99% p.a. purchase rate
  • 2020 Mozo Experts Choice Award winner
What's not
  • 21.49% cash advance rate
Mozo snapshot

The St. George Vertigo Platinum credit card is a great value platinum card which offers a super low ongoing purchase rate of just 12.99% p.a. Need more convincing? Well the Vertigo Platinum was a 2020 Mozo Experts Choice Credit Card Award winner, taking out an award in the best Low Rate Platinum Credit Card category.

NOTE: From 20 August 2021, St George will no longer be offering the Vertigo Platinum credit card. If you wish to apply for the card, you will have to do so by that date and activate it by 4 October 2021.

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Key features

In the premium credit card category, the St. George Vertigo Platinum ranks as a great card for everyday spending. It has a low ongoing purchase rate of 12.99% p.a. and a generous 55 interest free days.

With the Vertigo Platinum you can make purchases wherever Visa is accepted around the world, plus you’ll be protected against fraudulent activity thanks to Visa’s zero liability policy. Just be mindful there is a 3.00% foreign exchange fee for overseas purchases and when you shop online from international stores.

While it has a $99 annual fee after the first year, you can more than make up for this with a great range of complimentary features, including overseas travel insurance cover, extended warranty on purchases and VISA Platinum Concierge Service as well as price guarantee cover. 

There are a few other fees to be aware of, including the $15 late fee if you don’t pay your bill on time and a $15 card replacement fee (courier costs may apply). 

Who is it good for

The St George Vertigo Platinum card could be great for anyone looking tap into some interest-free spending and enjoy a low annual fee. Plus, its low ongoing purchase rate of 12.99% p.a. means it’s still a good option as your everyday credit card.

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Any catches

Steer clear of ATMs with this one, because like most credit cards, cash withdrawals will immediately be charged interest at the 21.49% p.a. cash advance rate.


Rates and fees information correct as at 27 July 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

12.99% p.a.


6.99% p.a. for 12 months and then 21.49% p.a.


21.49% p.a.








2%, Min $2.50









Vertigo Platinum will be withdrawn from 20th August 2021.

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

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Customer service

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About St.George