St.George Vertigo Platinum

12.74% p.a.

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

$99

St.George Vertigo Platinum Review

Rates and fees information correct as at 18 December 2017.

Review published: 19 May 2015

What's hot:

  • $0 annual fee in the first year ($99 after)

  • 0% balance transfer offer for 24 months (1% BT fee)

  • Low 12.74% purchase rate

  • 2017 Mozo Experts Choice Winner

What's not:

  • 21.49% cash advance rate

Mozo snapshot:

The St. George Vertigo Platinum credit card is a great value platinum card, taking out a 2017 Mozo Experts Choice Award in the Best Low Rate Platinum Credit Card category. It has a balance transfer offer of 24 months, giving you plenty of time to kick that debt to the curb. It also comes with a super low ongoing purchase rate of just 12.74%, and for a limited time, you can pick it up with no annual fee in the first year.


Key features:

In the premium credit card category, the St. George Vertigo Platinum ranks as a great card for everyday spending. It has a low ongoing purchase rate of 12.74% and a generous 55 interest free days.

With the Vertigo Platinum you can make purchases wherever Visa is accepted around the world and will be protected against fraudulent activity thanks to Visa’s zero liability policy. Just be mindful there is a 3% foreign exchange fee for overseas purchases and when you shop online from international stores.

While it has a $99 annual fee, at the moment you can snag a special offer on no annual fee in the first year. You will have to pay the annual fee after that, but you will more than make up for this with a great range of complimentary features, including overseas travel insurance cover, extended warranty on purchases and VISA Platinum Concierge Service as well as price guarantee cover. Plus, you have the option to add another three cardholders to the card.

There’s a few other fees to be aware of including the $15 late fee if you don’t pay your bill on time and a $15 card replacement fee.

Who it's good for:

The St George Vertigo Platinum card is great for anyone looking to get on top of their existing credit card debt thanks to its 24 month balance transfer offer. Plus, its low ongoing purchase rate of 12.74% means it’s still a good option as your everyday credit card.

Any catches?

Make sure you pay off the card before the BT period comes to an end, as the balance transfer rate will revert to the 21.49% cash advance rate.

How are St.George credit cards rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.0

Based on 330
St.George credit cards reviews

6.3 6.0 7.0 7.4 7.1

Read St.George credit card reviews by the Mozo community

Latest reviews of St.George Vertigo Platinum

St.George

St.George Vertigo Platinum credit card review

Overall rating   10 / 10

Attractive visa/master cards

To be honest I choose banks by their logos, their brand colours and what their cards look like (visa/master). I like the logo and the look of these cards.

Full review

To be honest I choose banks by their logos, their brand colours and what their cards look like (visa/master). I like the logo and the look of these cards.

    Price   7 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Tess (NSW), reviewed 6 months ago

St.George

St.George Vertigo Platinum credit card review

Overall rating   7 / 10

Competitive products

There are too many products which can be very confusing for consumers. Too many forms to complete and timeline is not met on time, otherwise this is not a bad bank.

Full review

There are too many products which can be very confusing for consumers. Too many forms to complete and timeline is not met on time, otherwise this is not a bad bank.

    Price   7 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Maria (NSW), reviewed 6 months ago

St.George

St.George Vertigo Platinum credit card review

Overall rating   5 / 10

Service is like most banks, nothing outstanding

Outlets are few and far between and I have to go out of my way to get to one.

Full review

Outlets are few and far between and I have to go out of my way to get to one.

    Price   5 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   6 / 10

Less

Don (QLD), reviewed about 2 years ago

St.George

St.George Vertigo Platinum credit card review

Overall rating   2 / 10

No loyalty to customers

Just not happy with the service after being a client of st george for 15 + years, there is no loyalty.

Full review

Just not happy with the service after being a client of st george for 15 + years, there is no loyalty.

    Price   2 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   2 / 10

Less

Debra (NSW), reviewed over 2 years ago

St.George

St.George Vertigo Platinum credit card review

Overall rating   9 / 10

Long term customer, looked after well

Have negogiated with Bank on one previous occasion when another bank offerred 0% for 16 months if I transferred over. Bank came to arrangement. I have recently contacted them re similar deal & currently in talks again.... Could not fault St...

Full review

Have negogiated with Bank on one previous occasion when another bank offerred 0% for 16 months if I transferred over. Bank came to arrangement. I have recently contacted them re similar deal & currently in talks again.... Could not fault St George!!!

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Sharon (NSW), reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • 12.74% p.a.

  • none

  • 0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

  • yes

  • 21.49% p.a.

  • 55

Fees

  • $99.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $7.50

  • $10.50

  • $0.00

Other financial bits

  • $10.00

  • 2.0

Features

  • 3

  • none

  • none

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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