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St.George Vertigo Platinum

Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Balance transfer rate
6.99% p.a. for 12 months and then 21.49% p.a.
Annual fees
$99 $49 in the first year
Interest free days on purchases
55
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Mozo editorial review St.George Vertigo Platinum

Last updated: 13 August 2020.

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What's hot
  • 0% interest on purchases for 15 months
  • Low 12.99% purchase rate
  • 2019 Mozo Experts Choice Award winner
What's not
  • 21.49% cash advance rate
Mozo snapshot

The St. George Vertigo Platinum credit card is a great value platinum card, offering 15 months interest free to kick off, plus a super low ongoing purchase rate of just 12.99%. Need more convincing? Well the Vertigo Platinum was a 2019 Mozo Experts Choice Credit Card Award winner, taking out an award in the best Low Rate Platinum Credit Card category.

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Key features

In the premium credit card category, the St. George Vertigo Platinum ranks as a great card for everyday spending. It has a low ongoing purchase rate of 12.99%, 15 months interest free for new purchases (offer ends 30 September 2020) and a generous 55 interest free days.

With the Vertigo Platinum you can make purchases wherever Visa is accepted around the world and will be protected against fraudulent activity thanks to Visa’s zero liability policy. Just be mindful there is a 3% foreign exchange fee for overseas purchases and when you shop online from international stores.

While it has a $99 annual fee ($49 in the first year), you can more than make up for this with a great range of complimentary features, including overseas travel insurance cover, extended warranty on purchases and VISA Platinum Concierge Service as well as price guarantee cover. 

You also have the option to add another three cardholders to the card or clear your debt with the card's 6.99% balance transfer offer for 12 months (offer ends 30 September 2020). 

There’s a few other fees to be aware of including the $15 late fee if you don’t pay your bill on time and a $15 card replacement fee.

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Who is it good for

The St George Vertigo Platinum card is great for anyone looking tap into some interest-free spending and enjoy a low annual fee. Plus, its low ongoing purchase rate of 12.99% means it’s still a good option as your everyday credit card.

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Any catches

Steer clear of ATMs with this one, because like most credit cards, cash withdrawals will immediately be charged interest at the 21.49% cash advance rate. And remember when you take out the card, there will be a $49 introductory fee in the first year.

Details

Rates and fees information correct as at 22 September 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 12.99% p.a.

  • 0% p.a. for 15 months

  • 6.99% p.a. for 12 months and then 21.49% p.a.

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $99.00

  • $49 in the first 1 year

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 3

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Overall
6.8/10
Price
6.2/10
Features
5.3/10
Customer service
6.9/10
Convenience
7.4/10
Trust
7.1/10

Latest reviews of St.George Vertigo Platinum

  • Overall 10/10
    OK

    They're ok but too much interest

    Read full review

    They're ok but too much interest

    Price
    10/10
    Features
    1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Lute, New South Wales reviewed almost 3 years ago
  • Overall 10/10
    Attractive visa/master cards

    To be honest I choose banks by their logos, their brand colours and what their cards look like (visa/master). I like the logo and the look of these cards.

    Read full review

    To be honest I choose banks by their logos, their brand colours and what their cards look like (visa/master). I like the logo and the look of these cards.

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Tess, New South Wales reviewed about 3 years ago
  • Overall 7/10
    Competitive products

    There are too many products which can be very confusing for consumers. Too many forms to complete and timeline is not met on time, otherwise this is not a bad bank.

    Read full review

    There are too many products which can be very confusing for consumers. Too many forms to complete and timeline is not met on time, otherwise this is not a bad bank.

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Maria, New South Wales reviewed about 3 years ago
  • Overall 5/10
    Service is like most banks, nothing outstanding

    Outlets are few and far between and I have to go out of my way to get to one.

    Read full review

    Outlets are few and far between and I have to go out of my way to get to one.

    Price
    5/10
    Features
    3/10
    Customer service
    4/10
    Convenience
    2/10
    Trust
    6/10
    Less
    Don, Queensland reviewed almost 5 years ago
  • Overall 2/10
    No loyalty to customers

    Just not happy with the service after being a client of st george for 15 + years, there is no loyalty.

    Read full review

    Just not happy with the service after being a client of st george for 15 + years, there is no loyalty.

    Price
    2/10
    Features
    2/10
    Customer service
    2/10
    Convenience
    2/10
    Trust
    2/10
    Less
    Debra, New South Wales reviewed over 5 years ago
St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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