St.George Vertigo

13.74% p.a.

0% p.a. for 16 months and then 19.49% p.a.

$55

n/a

St.George Vertigo

13.74% p.a.

0% p.a. for 16 months and then 19.49% p.a.

$55

n/a

Mozo Review   St.George Vertigo Review

Last updated: 1 August 2018.

What's hot:
  • 0% p.a balance transfer rate for 16 months

  • $55 annual fee

  • Low 13.74% ongoing purchase rate

What's not:
  • 19.49% p.a cash advance rate

Mozo snapshot:

The St.George Vertigo credit card is a great low rate option featuring a generous interest free period for balances transferred. With a $55 annual fee, a relatively low 13.74% purchase rate and a competitive 0% balance transfer rate for 16 months, this could be the perfect low rate card for your own wallet.

Key features:
The St.George Vertigo card has one of the lower standard purchase rates on the market at 13.74% and a leisurely 55 day interest free period in which to make any repayments. Just make sure you do make those repayments on time, because there’s a $15 late payment fee. 

There's also a $55 annual fee to consider.

The card also has a 0% p.a balance transfer rate for 16 months which will help you save a heap on interest. However, keep in mind that if you still have some debt left on the card after the 16 months, the balance will revert to the cash advance rate of 19.49% so be sure to keep an eye on your repayments.

Finally, if you head overseas with your St.George Vertigo credit card just watch out for the 3.00% foreign exchange margin.
Who it's good for:

If you're looking for an interest free card with great features then the St.George Vertigo is for you.

Any catches?

Cardholders will want to avoid making cash withdrawals when they can because the card features a 19.49% p.a cash advance rate.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 13.74% p.a.

  • none

  • 0% p.a. for 16 months and then 19.49% p.a.

  • yes

  • 19.49% p.a.

  • 55

Fees
  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Samsung Pay

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Overall customer rating
7.0/10
Price
6.3/10
Features
6.0/10
Customer service
7.1/10
Convenience
7.4/10
Trust
7.1/10

Latest reviews of St.George Vertigo

  • Overall
    2/10
    Hard work.

    The process involved in applying for the credit card was incredibly lengthy & difficult. There...

    The process involved in applying for the credit card was incredibly lengthy & difficult. There are very few branches making it difficult for me to visit one and they are only available over the phone mon to fri and not at all evenings and weekends, making it very difficult to contact them outside of my working hours.

    Price
    6/10
    Features
    8/10
    Customer service
    1/10
    Convenience
    0/10
    Trust
    5/10

    Stuart | VIC

    11 Apr 2016

  • Overall
    0/10
    Terrible

    Can't get rid of debt with St George

    Can't get rid of debt with St George

    Price
    0/10
    Features
    0/10
    Customer service
    10/10
    Convenience
    3/10
    Trust
    0/10

    Shannon | NSW

    14 Mar 2016

  • Overall
    6/10
    Great deals for new customers, not so much for old

    We have been with this bank for a long time and don't feel as though they are treating us like...

    We have been with this bank for a long time and don't feel as though they are treating us like loyal customers. They are a great bank to start off with, but are too focused on giving deals to new customers and don't provide the same care to the old ones.

    Price
    7/10
    Features
    3/10
    Customer service
    5/10
    Convenience
    10/10
    Trust
    6/10

    Chelsea | QLD

    15 Dec 2015

  • Overall
    9/10
    Happy

    I have very happy with St George. I have been with them for 15 years and currently very happy...

    I have very happy with St George. I have been with them for 15 years and currently very happy with the service.

    Price
    5/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10

    Tammy | NSW

    30 Nov 2015

  • Overall
    5/10
    Competetive rate and good customer service.

    No rewards programme.

    No rewards programme.

    Price
    6/10
    Features
    4/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10

    Richard | NSW

    30 Nov 2015

St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George credit cards