St.George Vertigo

13.99% p.a.

0% p.a. for 18 months and then 21.49% p.a.

$55

n/a

St.George Vertigo

13.99% p.a.

0% p.a. for 18 months and then 21.49% p.a.

$55

n/a

Mozo Review   St.George Vertigo Review

Last updated: 4 October 2019.

What's hot:
  • 0% p.a balance transfer rate for 18 months

  • $55 annual fee

  • 13.99% ongoing purchase rate

What's not:
  • 21.49% p.a cash advance rate

Mozo snapshot:

The St.George Vertigo credit card is a great low rate option featuring a generous interest free period for balances transferred. With a $55 annual fee, a relatively low 13.99% purchase rate and a competitive 0% balance transfer rate for 18 months, this could be the perfect low rate card for your own wallet.

Key features:
The St.George Vertigo card has one of the lower standard purchase rates on the market at 13.99% and a leisurely 55 day interest free period in which to make any repayments. Just make sure you do make those repayments on time, because there’s a $15 late payment fee. 

There's also a $55 annual fee to consider.

The card also has a 0% p.a balance transfer rate for 18 months which will help you save a heap on interest. However, keep in mind that if you still have some debt left on the card after the 16 months, the balance will revert to the cash advance rate of 21.49% so be sure to keep an eye on your repayments.

Finally, if you head overseas with your St.George Vertigo credit card just watch out for the 3.00% foreign exchange margin.
Who it's good for:

If you're looking for an interest free card with great features then the St.George Vertigo is for you.

Any catches?

Cardholders will want to avoid making cash withdrawals when they can because the card features a 21.49% p.a cash advance rate.

Details

Rates and fees information correct as at 5 April 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 13.99% p.a.

  • none

  • 0% p.a. for 18 months and then 21.49% p.a.

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Overall customer rating
6.8/10
Price
6.2/10
Features
5.3/10
Customer service
6.9/10
Convenience
7.4/10
Trust
7.1/10

Latest reviews of St.George Vertigo

  • Overall 4/10
    Only use them if you are desperate.

    I wouldn’t use this service unless you have no other choice.

    Read full review

    I wouldn’t use this service unless you have no other choice.

    Price
    1/10
    Features
    1/10
    Customer service
    5/10
    Convenience
    7/10
    Trust
    3/10
    Less
    Paul, New South Wales reviewed 4 months ago
  • Overall 6/10
    Affordable and User Friendly.

    The bank itself is fine but the St George online banking app is below par.

    Read full review

    The bank itself is fine but the St George online banking app is below par.

    Price
    5/10
    Features
    5/10
    Customer service
    1/10
    Convenience
    5/10
    Trust
    9/10
    Less
    Scott, New South Wales reviewed 5 months ago
  • Overall 10/10
    Excellent customer service, friendly staff

    Friendly and helpful staff. Speedy process of loan.

    Read full review

    Friendly and helpful staff. Speedy process of loan.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -
    Less
    Haslina, Queensland reviewed almost 3 years ago
  • Overall 2/10
    Hard work.

    The process involved in applying for the credit card was incredibly lengthy & difficult. There are very few branches making it difficult for me to visit one and they are only available over the phone mon to fri and not at all evenings and weekends, making it very difficult to contact them outside of my working hours.

    Read full review

    The process involved in applying for the credit card was incredibly lengthy & difficult. There are very few branches making it difficult for me to visit one and they are only available over the phone mon to fri and not at all evenings and weekends, making it very difficult to contact them outside of my working hours.

    Price
    6/10
    Features
    8/10
    Customer service
    1/10
    Convenience
    0/10
    Trust
    5/10
    Less
    Stuart, Victoria reviewed almost 4 years ago
  • Overall 0/10
    Terrible

    Can't get rid of debt with St George

    Read full review

    Can't get rid of debt with St George

    Price
    0/10
    Features
    0/10
    Customer service
    10/10
    Convenience
    3/10
    Trust
    0/10
    Less
    Shannon, New South Wales reviewed about 4 years ago
St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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