St.George Vertigo

13.99% p.a.

0% p.a. for 16 months and then 21.49% p.a.

$55

n/a

St.George Vertigo

13.99% p.a.

0% p.a. for 16 months and then 21.49% p.a.

$55

n/a

Mozo Review   St.George Vertigo Review

Last updated: 9 April 2019.

What's hot:
  • 0% p.a balance transfer rate for 16 months

  • $55 annual fee

  • 13.99% ongoing purchase rate

What's not:
  • 21.49% p.a cash advance rate

Mozo snapshot:

The St.George Vertigo credit card is a great low rate option featuring a generous interest free period for balances transferred. With a $55 annual fee, a relatively low 13.99% purchase rate and a competitive 0% balance transfer rate for 16 months, this could be the perfect low rate card for your own wallet.

Key features:
The St.George Vertigo card has one of the lower standard purchase rates on the market at 13.99% and a leisurely 55 day interest free period in which to make any repayments. Just make sure you do make those repayments on time, because there’s a $15 late payment fee. 

There's also a $55 annual fee to consider.

The card also has a 0% p.a balance transfer rate for 16 months which will help you save a heap on interest. However, keep in mind that if you still have some debt left on the card after the 16 months, the balance will revert to the cash advance rate of 21.49% so be sure to keep an eye on your repayments.

Finally, if you head overseas with your St.George Vertigo credit card just watch out for the 3.00% foreign exchange margin.
Who it's good for:

If you're looking for an interest free card with great features then the St.George Vertigo is for you.

Any catches?

Cardholders will want to avoid making cash withdrawals when they can because the card features a 21.49% p.a cash advance rate.

Details

Rates and fees information correct as at 18 September 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 13.99% p.a.

  • none

  • 0% p.a. for 16 months and then 21.49% p.a.

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $55.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Google Pay, Samsung Pay

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Overall customer rating
6.8/10
Price
6.2/10
Features
5.3/10
Customer service
6.9/10
Convenience
7.4/10
Trust
7.1/10

Latest reviews of St.George Vertigo

  • Overall
    10/10
    Excellent customer service, friendly staff

    Friendly and helpful staff. Speedy process of loan.

    Friendly and helpful staff. Speedy process of loan.

    Price
    8/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Haslina | Queensland

    reviewed about 2 years ago

  • Overall
    2/10
    Hard work.

    The process involved in applying for the credit card was incredibly lengthy & difficult. There...

    The process involved in applying for the credit card was incredibly lengthy & difficult. There are very few branches making it difficult for me to visit one and they are only available over the phone mon to fri and not at all evenings and weekends, making it very difficult to contact them outside of my working hours.

    Price
    6/10
    Features
    8/10
    Customer service
    1/10
    Convenience
    0/10
    Trust
    5/10

    Stuart | Victoria

    reviewed over 3 years ago

  • Overall
    0/10
    Terrible

    Can't get rid of debt with St George

    Can't get rid of debt with St George

    Price
    0/10
    Features
    0/10
    Customer service
    10/10
    Convenience
    3/10
    Trust
    0/10

    Shannon | New South Wales

    reviewed over 3 years ago

  • Overall
    10/10
    Just don't bother

    The product and promotion (interest free balance transfer) are awesome. The sign up process,...

    The product and promotion (interest free balance transfer) are awesome. The sign up process, repeated mistakes, having to chase everything up and not receiving the product, the lack of communication between the credit department and card issuing department and the branch all sucked. To top things off, I signed up for 18 months interest free on a balance transfer and when I got the first bill it was only 12 months. I just don't have the energy to deal with them anymore. I think their workers have been following the messages of my favourite song as a child! Puff the magic dragon!

    Price
    10/10
    Features
    10/10
    Customer service
    0/10
    Convenience
    6/10
    Trust
    1/10

    Mathew | Queensland

    reviewed over 3 years ago

  • Overall
    6/10
    Great deals for new customers, not so much for old

    We have been with this bank for a long time and don't feel as though they are treating us like...

    We have been with this bank for a long time and don't feel as though they are treating us like loyal customers. They are a great bank to start off with, but are too focused on giving deals to new customers and don't provide the same care to the old ones.

    Price
    7/10
    Features
    3/10
    Customer service
    5/10
    Convenience
    10/10
    Trust
    6/10

    Chelsea | Queensland

    reviewed almost 4 years ago

St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George credit cards

Promoted

Qantas Money

Qantas Money

Qantas Premier Platinum

0% p.a. for 18 months and then 21.99% p.a.

19.99% p.a.

$299 $199 in the first year

Promoted

ANZ

ANZ

Frequent Flyer Black

No current offer

20.24% p.a.

$425

Promoted

American Express

American Express

Qantas Ultimate Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

20.74% p.a.

$450

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 6 months and then 20.99% p.a.

0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

Promoted

Qantas Money

Qantas Money

Qantas Premier Everyday

0% p.a. for 12 months and then 21.99% p.a.

19.99% p.a.

$49 $29 in the first year

Promoted

ME

ME

frank Credit Card

No current offer

11.99% p.a.

$0

Promoted

NAB

NAB

Qantas Rewards Signature Card

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

19.99% p.a.

$395 $295 in the first year

Promoted

Heritage Bank

Heritage Bank

Gold Low Rate

No current offer

11.55% p.a.

$0

Promoted

Qantas Money

Qantas Money

Qantas Premier Platinum

1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

$299 $199 in the first year

Promoted

CUA

CUA

Platinum Credit Card

1 point per dollar on Mastercard, up to 100000 points per year

19.99% p.a.

$149 $0 in the first year

Promoted

American Express

American Express

Qantas Ultimate Card

1.25 points per dollar on Amex, uncapped

20.74% p.a.

$450

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped

20.74% p.a.

$129 $64 in the first year

Promoted

Qantas Money

Qantas Money

Qantas Premier Everyday

0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped

19.99% p.a.

$49 $29 in the first year

Promoted

ANZ

ANZ

Frequent Flyer Black

1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped

20.24% p.a.

$425

Promoted

NAB

NAB

Qantas Rewards Signature Card

1 point per dollar on Visa, up to $5,000 per month, then
0.5 points per dollar on Visa, up to $20,000 per month

19.99% p.a.

$395 $295 in the first year

Promoted

HSBC

HSBC

Platinum Credit Card (Special Offer)

1 point per dollar on Visa, up to 10000 points per month

19.99% p.a.

$129 Refunded when you spend over $6,000 p.a

Promoted

Qantas Money

Qantas Money

Qantas Premier Platinum

0% p.a. for 18 months and then 21.99% p.a.

$299 $199 in the first year

19.99% p.a.

Promoted

ANZ

ANZ

Platinum

0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

20.24% p.a.

Promoted

Qantas Money

Qantas Money

Qantas Premier Everyday

0% p.a. for 12 months and then 21.99% p.a.

$49 $29 in the first year

19.99% p.a.

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

0% p.a. for 14 months then 20.74% p.a.

Promoted

HSBC

HSBC

Platinum Credit Card

0% p.a. for 12 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a

0% p.a. for 12 months then 19.99% p.a.

Promoted

NAB

NAB

Qantas Rewards Signature Card

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$395 $295 in the first year

19.99% p.a.

Promoted

American Express

American Express

Velocity Escape Card

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$0

20.74% p.a.

Promoted

CUA

CUA

Platinum Credit Card

0% p.a. for 13 months and then 21.74% p.a.

$149 $0 in the first year

19.99% p.a.

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

0% p.a. for 6 months and then 20.99% p.a.

Promoted

Heritage Bank

Heritage Bank

Gold Low Rate

11.55% p.a.

$0

No current offer

Promoted

Latitude

Latitude

Low Rate Mastercard

11.99% p.a.

$69

No current offer

Promoted

NAB

NAB

Low Rate Card

0% p.a. for 6 months then 13.99% p.a.

$59

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

Promoted

ANZ

ANZ

Low Rate

12.49% p.a.

$58

0% p.a. for 15 months and then 20.24% p.a.

Promoted

ME

ME

frank Credit Card

11.99% p.a.

$0

No current offer

Promoted

Virgin Money

Virgin Money

Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

Promoted

ME

ME

frank Credit Card

11.99% p.a.

No current offer

$0

Promoted

Heritage Bank

Heritage Bank

Gold Low Rate

11.55% p.a.

No current offer

$0

Promoted

ANZ

ANZ

Low Rate

12.49% p.a.

0% p.a. for 15 months and then 20.24% p.a.

$58

Promoted

HSBC

HSBC

Platinum Credit Card (Special Offer)

0% p.a. for 12 months then 19.99% p.a.

0% p.a. for 22 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a

Promoted

Latitude

Latitude

Low Rate Mastercard

11.99% p.a.

No current offer

$69

Promoted

NAB

NAB

Low Rate Card

0% p.a. for 6 months then 13.99% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$59

Promoted

HSBC

HSBC

Platinum Credit Card

0% p.a. for 12 months then 19.99% p.a.

0% p.a. for 12 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a