Vertigo - Cashback Offer card image

St.George Vertigo

Advertiser disclosure
The details shown below are for a card without rewards
The details shown below are for a card without rewards

Choose the version of this credit card that suits you best

Name Rewards program
Vertigo - Cashback Offer n/a
Vertigo - Balance Transfer Offer n/a
  • Vertigo - Cashback Offer
    Rewards: n/a
  • Vertigo - Balance Transfer Offer
    Rewards: n/a
Purchase rate
13.99% p.a.
Balance transfer rate
6.99% p.a. for 12 months and then 21.99% p.a.
Annual fees
$55
Interest free days on purchases
55
Purchase rate
13.99% p.a.
Balance transfer rate
0% p.a. for 28 months and then 21.99% p.a. (1.00% balance transfer fee)
Annual fees
$55
Interest free days on purchases
55

Mozo editorial review St.George Vertigo - last updated: 4 July 2024

binocular icon
What's hot
  • 2021 Mozo Experts Choice Award
  • 0% p.a balance transfer rate (1% BT fee) or cashback offers
  • 55 interest free days
  • Offer: Get up to 10% cashback at select supermarkets and petrol stations (T&Cs apply)
What's not
  • 21.99% p.a. cash advance rate
  • $55 annual card fee
Mozo snapshot

The St.George Vertigo card is worth a closer look for anyone looking to transfer and pay off an outstanding credit card balance or to make the most of interest-free spending for a limited period of time.


key icon
Key features
The St. George Vertigo Card has one of the lower standard purchase rates on the market (13.99% p.a.), plus cardholders will have a leisurely 55 day interest-free period in which to make any repayments. But make sure you do make those repayments on time, because there’s also a $15 late payment fee. Do also keep in mind that $55 annual fee!

As a Visa card, the Vertigo credit card can be used all over the world wherever Visa is accepted, though just watch out for the 3.00% foreign exchange margin if you do choose to pay with it overseas. Speaking of paying, cardholders will also be able to pay with their Vertigo card via a smartphone, as Apple Pay, Google Pay and Samsung Pay are all available. 

Now on to the Vertigo card's limited-time offers. New cardholders who successfully apply by 31st July 2024 will be able to choose between two different offers: a balance transfer offer, or a cashback offer.

If you're looking to get on top of debt, you could take advantage of a 0% balance transfer offer. This is available for 28 months and comes with a 1% balance transfer fee, which could be a helpful option. Just keep in mind that any remaining balance transfer amount will be charged the cash advance rate after the 32-month period ends, so be sure to pay it off beforehand.

Offer: New customers could earn 10% cashback (up to $400) when shopping at selected supermarkets and petrol stations using their St. George Vertigo Card in the first 6 months after approval (T&Cs apply). Offer ends July 31st 2024. 
snapshot
Who is it good for

If you're looking for a relatively affordable credit card with some handy features and a choice between 0% balance transfer rate or cashback options, then the Vertigo is worth checking out.

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Any catches

Cardholders will want to avoid making cash withdrawals when they can because the card features a 21.99% p.a cash advance rate.

Details

Rates and fees information correct as at 16 July 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

13.99% p.a.

none

6.99% p.a. for 12 months and then 21.99% p.a.

yes

21.99% p.a.

55

Fees

$55.00

none

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

Offer not available if youve held a St.George, Bank of Melbourne or BankSA credit card in the last 12 months.

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Other benefits

Receive 10% cashback on each eligible spend at a participating supermarket & petrol outlets, max $400. For new applications made by 31 July 2024, then use at supermarket or petrol stations within 6 months of approval.

Details

Rates and fees information correct as at 16 July 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

13.99% p.a.

none

0% p.a. for 28 months and then 21.99% p.a. (1.00% balance transfer fee)

yes

21.99% p.a.

55

Fees

$55.00

none

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Overall
7.4/10
Price
6.2/10
Features
5.3/10
Customer service
6.9/10
Convenience
7.4/10
Trust
7.1/10
Based on 1225 St.George credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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