The details shown below are for a card without rewards
The details shown below are for a card without rewards
Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
|
|
Vertigo - Cashback Offer | n/a |
|
|
Vertigo - Balance Transfer Offer | n/a |
Vertigo - Cashback Offer
Rewards: n/a
Vertigo - Balance Transfer Offer
Rewards: n/a
The St.George Vertigo card is worth a closer look for anyone looking to transfer and pay off an outstanding credit card balance or to make the most of interest-free spending for a limited period of time. Plus it was named a 2021 Mozo Experts Choice Credit Card Award winner for best Balance Transfer Credit Card.
If you're looking for a relatively affordable credit card with some handy features and the choice between a 0% balance transfer rate or 0% purchase rate option, then the Vertigo is worth checking out.
Cardholders will want to avoid making cash withdrawals when they can because the card features a 21.49% p.a cash advance rate.
|
13.99% p.a. |
|
|
none |
|
|
2.99% p.a. for 15 months and then 21.49% p.a. |
|
|
yes |
|
|
21.49% p.a. |
|
|
55 |
|
$55.00 |
|
|
$0 in the first year |
|
|
none |
|
|
none |
|
|
$15.00 |
|
|
2%, Min $2.50 |
|
|
3.00% |
|
|
$0.00 |
|
|
$10.50 |
|
|
$0.00 |
|
$10.00 |
|
|
2.0 |
|
|
1 |
|
|
Offer not available if youve held a St.George, Bank of Melbourne or BankSA credit card in the last 12 months. |
Apple Pay, Google Pay, PayID, Samsung Pay
Receive 5% cashback on each eligible spend at a participating supermarket, max $400. For new applications made by 30 June 2022, then use at supermarket up to 31 Dec 2022.
|
13.99% p.a. |
|
|
none |
|
|
0% p.a. for 32 months and then 21.49% p.a. |
|
|
yes |
|
|
21.49% p.a. |
|
|
55 |
|
$55.00 |
|
|
$0 in the first year |
|
|
none |
|
|
none |
|
|
$15.00 |
|
|
3% |
|
|
3.00% |
|
|
$0.00 |
|
|
$10.50 |
|
|
$0.00 |
|
$10.00 |
|
|
2.0 |
|
|
1 |
|
|
none |
Apple Pay, Google Pay, PayID, Samsung Pay
St. George have always been good with customer service. Their branches and ATMs are disappearing but that is happening with all of the banks. The credit card I have is fine enough for my needs. The only thing I really don't like about St. George is that they are rated poorly regarding ethics.
Read full reviewSt. George have always been good with customer service. Their branches and ATMs are disappearing but that is happening with all of the banks. The credit card I have is fine enough for my needs. The only thing I really don't like about St. George is that they are rated poorly regarding ethics.
No obvious pros or cons. Easy to use banking app, readily available branches.
Read full reviewNo obvious pros or cons. Easy to use banking app, readily available branches.
Good bank.
Read full reviewI wouldn’t use this service unless you have no other choice.
Read full reviewI wouldn’t use this service unless you have no other choice.
The bank itself is fine but the St George online banking app is below par.
Read full reviewThe bank itself is fine but the St George online banking app is below par.
St.George
Amplify Rewards Platinum
19.49% p.a.
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
$99 $29 in the first year
St.George
Amplify Rewards Signature
19.49% p.a.
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
$279
Bendigo Bank
Low Rate Credit Card
0% p.a. for 20 months then 11.99% p.a.
0% p.a. for 20 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Westpac
Low Rate
13.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$59
St.George
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
Bank of Melbourne
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
BankSA
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 33 months and then 21.74% p.a.
$49 $0 in the first year
American Express
Platinum Edge Credit Card
20.74% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
American Express
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points uncapped
Westpac
Altitude Platinum
Qantas Frequent Flyer
$200 $99 in the first year
75,000
0.5 points up to $100,000/year
St.George
Amplify Rewards Platinum
Rewards
$99 $29 in the first year
100,000
1 point uncapped
American Express
Platinum Edge Credit Card
Membership Rewards
$195 $0 in the first year
No current offer
1 point uncapped
David Jones
American Express Card
Qantas Frequent Flyer
$99
No current offer
0.5 points uncapped
Bank of Melbourne
Amplify Rewards Platinum
Rewards
$99 $29 in the first year
100,000
1 point uncapped
American Express
Cashback Credit Card
Cashback Rewards
$120 $0 in the first year
No current offer
1 point uncapped
Bendigo Bank
Low Rate Credit Card
0% p.a. for 20 months and then 11.99% p.a. (2.00% balance transfer fee)
0% p.a. for 20 months then 11.99% p.a.
$45
Bank of Melbourne
Vertigo
0% p.a. for 32 months and then 21.49% p.a.
13.99% p.a.
$55 $0 in the first year
BankSA
Vertigo
0% p.a. for 32 months and then 21.49% p.a.
13.99% p.a.
$55 $0 in the first year
HSBC
Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
St.George
Vertigo
0% p.a. for 32 months and then 21.49% p.a.
13.99% p.a.
$55 $0 in the first year
St.George
Amplify Rewards Platinum
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
19.49% p.a.
$99
Qantas Frequent Flyer
Bank of Melbourne
Amplify Rewards Platinum
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
19.49% p.a.
$99 $29 in the first year
Rewards
Westpac
Low Rate
6.99% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59
Bendigo Bank
Low Rate Credit Card
0% p.a. for 20 months then 11.99% p.a.
0% p.a. for 20 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
St.George
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
BankSA
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 33 months and then 21.74% p.a.
$49 $0 in the first year
Westpac
Low Rate
13.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$59
Bank of Melbourne
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
Bendigo Bank
Low Rate Credit Card
0% p.a. for 20 months then 11.99% p.a.
0% p.a. for 20 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
Westpac
Low Rate
13.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$59
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
Great Southern Bank
Low Rate Credit Card
11.99% p.a.
0% p.a. for 33 months and then 21.74% p.a.
$49 $0 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
BankSA
No Annual Fee
0% p.a. for 12 months then 20.74% p.a.
No current offer
$0
