Bronze Home Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- No
- Cash
- No
- Cd dvd and electronic files
- No
- Computer software hardware
- No
- Camera and accessories
- No
- Carpets
- No
- Antiques and valuables
- No
- Jewellery
- No
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- No
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- No
- Gates and fences
- Yes
Silver Home Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- No
- Cash
- No
- Cd dvd and electronic files
- No
- Computer software hardware
- No
- Camera and accessories
- No
- Carpets
- No
- Antiques and valuables
- No
- Jewellery
- No
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- No
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Up to $750 for plants
- Gates and fences
- Yes
Gold Home Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- No
- Cash
- No
- Cd dvd and electronic files
- No
- Computer software hardware
- No
- Camera and accessories
- No
- Carpets
- No
- Antiques and valuables
- No
- Jewellery
- No
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- Yes
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- Yes
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Up to $1,500 for plants
- Gates and fences
- Yes
Bronze Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $500
- Cd dvd and electronic files
- Up to $20,000 per item or set
- Computer software hardware
- Up to $20,000 per item or set
- Camera and accessories
- Up to $1,000 per item. Up to $2,000 in total for valuables
- Carpets
- Up to $20,000 per item or set
- Antiques and valuables
- Up to $1,000 per item. Up to $2,000 in total for valuables
- Jewellery
- Up to $1,000 per item. Up to $2,000 in total for valuables
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- No
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- No
- Building materials
- No
- Landscaping
- No
- Gates and fences
- No
Silver Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $750
- Cd dvd and electronic files
- Up to $20,000 per item or set
- Computer software hardware
- Up to $20,000 per item or set
- Camera and accessories
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $5,000 in total for valuables
- Carpets
- Up to $20,000 per item or set
- Antiques and valuables
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $5,000 in total for valuables
- Jewellery
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $5,000 in total for valuables
- Replacement of documents
- Up to $1,000
- Tools of trade
- Up to $5,000, if used at home
- Contents while moving
- Up to $10,000
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- No
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- No
- Building materials
- No
- Landscaping
- No
- Gates and fences
- No
Gold Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $1,250
- Cd dvd and electronic files
- Up to $20,000 per item or set
- Computer software hardware
- Up to $20,000 per item or set
- Camera and accessories
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $7,500 in total for valuables
- Carpets
- Up to $20,000 per item or set
- Antiques and valuables
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $7,500 in total for valuables
- Jewellery
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $7,500 in total for valuables
- Replacement of documents
- Up to $1,000
- Tools of trade
- Up to $5,000, if used at home
- Contents while moving
- Up to $10,000
- Lock replacement
- Yes
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- Yes
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- No
- Building materials
- No
- Landscaping
- No
- Gates and fences
- No
Bronze Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $500
- Cd dvd and electronic files
- Up to $20,000 per item or set
- Computer software hardware
- Up to $20,000 per item or set
- Camera and accessories
- Up to $1,000 per item. Up to $2,000 in total for valuables
- Carpets
- Up to $20,000 per item or set
- Antiques and valuables
- Up to $1,000 per item. Up to $2,000 in total for valuables
- Jewellery
- Up to $1,000 per item. Up to $2,000 in total for valuables
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- No
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- No
- Gates and fences
- Yes
Silver Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $750
- Cd dvd and electronic files
- Up to $20,000 per item or set
- Computer software hardware
- Up to $20,000 per item or set
- Camera and accessories
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $5,000 in total for valuables
- Carpets
- Up to $20,000 per item or set
- Antiques and valuables
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $5,000 in total for valuables
- Jewellery
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $5,000 in total for valuables
- Replacement of documents
- Up to $1,000
- Tools of trade
- Up to $5,000, if used at home
- Contents while moving
- Up to $10,000
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- No
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Up to $750 for plants
- Gates and fences
- Yes
Gold Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
no
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
no
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $1,250
- Cd dvd and electronic files
- Up to $20,000 per item or set
- Computer software hardware
- Up to $20,000 per item or set
- Camera and accessories
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $7,500 in total for valuables
- Carpets
- Up to $20,000 per item or set
- Antiques and valuables
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $7,500 in total for valuables
- Jewellery
- Up to $2,500 per item or set. Up to greater of 20% of the sum inured or $7,500 in total for valuables
- Replacement of documents
- Up to $1,000
- Tools of trade
- Up to $5,000, if used at home
- Contents while moving
- Up to $10,000
- Lock replacement
- Yes
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
- Debris removal
- Up to 10% of sum insured combined with demolition cost
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost
- Accidental loss and damage
- Yes
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- No
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Up to $1,500 for plants
- Gates and fences
- Yes
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