7 EOFYS money deals you won't want to miss

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The end of financial year is fast approaching and savvy shoppers know that now is the perfect time to score yourself some killer bargains. But, did you know that it’s also a great opportunity to take advantage of some fabulous financial offers?

From killer loan deals to lucrative cashback offers and tasty bonus rewards, banks are jumping on the EOFYS bandwagon with some amazing deals. Now really is the time to shop around.

Our Mozo Money Experts have rounded up the top 7 contenders for this year’s EOFYS money deals. But, just like normal sales, these offers are available for a limited time only. Get in quick before July 1st, and you could save yourself a bundle!

KILLER LOW RATE LOAN DEAL

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loans.com.au Smart Home Loan
  • Hot new rate of 3.28% fixed rate (3.30% comparison rate*)

  • Unlimited additional repayments and free redraws

  • Limited time only offer!

The hot new and ultra-low rate Smart Home Loan from popular online lender loans.com.au is guaranteed to get borrowers switching this EOFY. This back-to-basics mortgage has all the features you want and none you don’t - you can make unlimited extra repayments and redraws, and they've done away with hidden fees too.

$50 WOOLWORTHS OFFER

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Woolworths Everyday Platinum Credit Card
  • Bonus $50 Woolworths eGift Card

  • $0 first year annual fee

  • Apply by 30 June

If you’re in the market for a credit card that could seriously reward you for your regular grocery shop, then the Woolworths Everyday Platinum card with it’s 3 Woolworths Points per $1 you spend bonus could be a great addition to your wallet. Plus new cardholders can score a $50 Woolies eGift Card when you spend $150 a month for the first 3 months!

FANTASTIC FIXED HOME LOAN

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UBank UHomeLoan
  • 2.99% fixed rate (4.09% comparison rate*)

  • No ongoing fees

  • Fast and easy online application

Introducing a new market-leading fixed home loan from UBank that is making borrowers wanting the security of a fixed loan, insanely happy! With a crazy-low sub-3.00% rate, no ongoing fees and the ability to make free extra repayments of up to $20,000 a year, it's no surprise this loan is making it’s mark in the home loan world.

CAR INSURANCE DEAL

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Budget Direct Comprehensive Car Insurance
  • Save 15% when you get your quote online

  • New for old replacement

  • Highly rated 24/7 claims service

Score a 15% saving on your car insurance this EOFY when you get your quote online at Budget Direct. An award-winning service that offers great features like new for old replacement, 24/7 claims, a highly-rated claims service, and a hire car following a theft - there’s not much you won’t love about this great package. It even comes with a free hail warning app.

EOFY REFINANCE OFFER

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Homestar Star Essentials Home Loan Refinance Special
  • New low variable rate of 3.24% (3.25% comparison rate*)

  • Upfront fee waiver for a limited time

  • Apply by June 28

This crazy low rate home loan could save you a tonne on your mortgage with no application or ongoing fees and one of the lowest variable rates on the market, plus unlimited additional repayments and free online redraws when needed. For a limited time, refinancers can save more with up to $515 third party upfront fees waived – so get in quick this EOFY!

$1,000 HOME LOAN CASHBACK

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Bank of Queensland Discount Fixed Rate
  • $1,000 cashback for first home buyers

  • 3.39% fixed rate for 3 years (4.41% comparison rate*)

  • Apply by June 30

The EOFY isn’t just for spending. First home buyers can score $1,000 cashback in their pocket with the BOQ fixed rate home loan if you apply by June 30. What's more, you’ll be able to lock in a sub 3.50% rate for 3 years. Owner occupiers can borrow with as little as 5% deposit, and a 10% deposit if you’re after a loan for an investment.

KNOCK-OUT PERSONAL LOAN

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Wisr Unsecured Personal Loan
  • Fixed rates from 8.50% (9.34% comparison rate*)

  • No early repayment fee

  • No ongoing fees

An online-only player mixing things up in the traditional personal loan market, Wisr brings an array of competitive interest rates starting from just 8.50% and no hidden ongoing fees. Complete with a speedy application and approval process with access to funds on the same day for some borrowers, Wisr makes purchasing your new wheels or starting your next renovation super-simple!

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for the amount and term you entered.

**Initial monthly repayment figures are estimates only, based on the advertised rate, and a loan of $500,000 repaid over 25 years. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^ The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms below, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. ^ Based on $10,000 over 3 years ^^ Based on $30,000 over 5 years

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