If 2020 is the year you buy your dream home, then the UBank UHomeLoan - Discount Offer could be the pick for you. This low cost home loan features a competitive 2.84% variable rate (2.84% comparison rate*) and zero, yes zero, fees over the life of the loan. While there is no offset account available, borrowers can reduce their interest in other ways, like the free extra repayments feature. Just keep in mind that you will need at least a 20% deposit to be eligible!
Plenti Unsecured Personal Loan
Variable interest rates from 6.89% (8.89% comparison rate^)
No ongoing or exit fees
Extra repayments welcome
Looking to take out an unsecured personal loan but still want a competitive rate? Meet the RateSetter Unsecured Personal Loan. If you’ve got a clean credit history, you could have access to the 6.89% variable rate (8.89 comparison rate^) without having to put up any security! There are also no ongoing or exit fees, plus you’ll be able to make additional repayments to your loan to help pay it off faster.
American Express Qantas Ultimate Card
55,000 bonus Qantas Points offer (spend $3,000 within the first three months of approval)
If you’re a big fan of the Qantas Frequent Flyer program, then you’ve got to check out the American Express Qantas Ultimate Card. With this card, rewards lovers will earn 1.25 Qantas Points per $1 spent, which is automatically credited to the Qantas Frequent Flyer program. Of course, there’s complimentary travel insurance, plus refund and purchase protection. But what makes this card really special is the annual $450 Qantas Travel Credit and the complimentary Qantas Wine Premium Membership.
UBank USave with USpend Transaction Account
2.10% maximum interest rate
No account keeping fees
Innovative sweep technology
Take your savings to new heights in the New Year with the UBank USaver Transaction Account. This savings account features a 2.10% maximum interest rate for savers who deposit at least $200 into either their savings or transaction account (standard interest rate 1.04%). You won’t pay a single account keeping fee and thanks to UBank’s innovative sweep technology, savers can have their cash automatically moved between accounts depending on the terms they set.
NobleOak Life Insurance
Comprehensive cover up to $15,000,000, plus Funeral Advance Benefit of up to $15,000
Claims processed within 5 business days on average
While it’s not the greatest conversation starter for Christmas lunch, having the right life insurance policy on your side could help give you and your loved ones peace of mind. With NobleOak’s Life Insurance policy, you’ll receive cover for up to $15,000,000, plus a Funeral Advance Benefit of up to $15,000, so your family won’t have to stress about funeral costs. There’s also guarantee renewal up to the age of 99 and you’ll be able to take out cover between the ages of 16 and 69.
Budget Direct Comprehensive Car Insurance
15% online discount
Your choice of repairer
24/7 claims service
For a lot of us, our cars are our pride and joy so it makes sense to protect them with a top of the line car insurance policy like the Budget Direct Comprehensive Car Insurance Policy. This car insurance policy will cover you in a range of circumstances, from emergency repairs to replacing your car keys. You’ll also have your choice of repairer in the event of an accident and be able to submit a claim no matter than time of day. And if you sign up online, Budget Direct will treat you to a nifty 15% online discount!
*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for the amount and term you entered.
**Initial monthly repayment figures are estimates only, based on the advertised rate, and a loan of $500,000 repaid over 25 years. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
^The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms below, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan. ^Based on $10,000 over 3 years ^^Based on $30,000 over 5 years