Seven hot financial deals to put on your Christmas list

If 2020 is the year you buy your dream home, then the UBank UHomeLoan - Discount Offer could be the pick for you. This low cost home loan features a competitive 2.84% variable rate (2.84% comparison rate*) and zero, yes zero, fees over the life of the loan. While there is no offset account available, borrowers can reduce their interest in other ways, like the free extra repayments feature. Just keep in mind that you will need at least a 20% deposit to be eligible! 

Looking to take out an unsecured personal loan but still want a competitive rate? Meet the RateSetter Unsecured Personal Loan. If you’ve got a clean credit history, you could have access to the 6.89% variable rate (8.89 comparison rate^) without having to put up any security! There are also no ongoing or exit fees, plus you’ll be able to make additional repayments to your loan to help pay it off faster.

If you’re a big fan of the Qantas Frequent Flyer program, then you’ve got to check out the American Express Qantas Ultimate Card. With this card, rewards lovers will earn 1.25 Qantas Points per $1 spent, which is automatically credited to the Qantas Frequent Flyer program. Of course, there’s complimentary travel insurance, plus refund and purchase protection. But what makes this card really special is the annual $450 Qantas Travel Credit and the complimentary Qantas Wine Premium Membership. 

Take your savings to new heights in the New Year with the UBank USaver Transaction Account. This savings account features a 2.10% maximum interest rate for savers who deposit at least $200 into either their savings or transaction account (standard interest rate 1.04%). You won’t pay a single account keeping fee and thanks to UBank’s innovative sweep technology, savers can have their cash automatically moved between accounts depending on the terms they set. 

While it’s not the greatest conversation starter for Christmas lunch, having the right life insurance policy on your side could help give you and your loved ones peace of mind. With NobleOak’s Life Insurance policy, you’ll receive cover for up to $15,000,000, plus a Funeral Advance Benefit of up to $15,000, so your family won’t have to stress about funeral costs. There’s also guarantee renewal up to the age of 99 and you’ll be able to take out cover between the ages of 16 and 69.

For a lot of us, our cars are our pride and joy so it makes sense to protect them with a top of the line car insurance policy like the Budget Direct Comprehensive Car Insurance Policy. This car insurance policy will cover you in a range of circumstances, from emergency repairs to replacing your car keys. You’ll also have your choice of repairer in the event of an accident and be able to submit a claim no matter than time of day. And if you sign up online, Budget Direct will treat you to a nifty 15% online discount!