Has the new decade got you reevaluating your mortgage decisions of the past? Or has it got you looking towards the future, with a new home on the horizon?
No matter which way your head is turned, when it comes to refinancing or taking out a new home loan there are a whole bunch of things to consider - and above all, choosing the right lender is crucial.
With three RBA cuts last year, interest rates on home loans have become pretty competitive, with some of the lowest rates in our database sitting below 3.00% - rates which are being offered up by smaller lenders, not the big banks.
According to our latest data, at the beginning of 2020 the average variable interest rate amongst the Big Four was 3.98% p.a^ and, despite this, over 80% of Aussies still bank with them despite there being better offers on the market.
So if you want to get ahead of the curve, here are some killer home loans offered by smaller lenders.