ANZ Fixed Rate (Breakfree Package)
This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $500,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $500,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 80% | $500,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $500,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $249,999 |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Investor | Principal & Interest | < 80% | $250,000 | $499,999 |
| | Investor | Principal & Interest | < 80% | $500,000 | |
| | Investor | Principal & Interest | 80%-90% | $250,000 | $499,999 |
| | Investor | Principal & Interest | 80%-90% | $500,000 | |
| | Investor | Interest Only | < 80% | $150,000 | $249,999 |
| | Investor | Interest Only | < 80% | $250,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 |
-
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $250,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $500,000
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $250,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $500,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000
-
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $250,000 $499,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $250,000 $499,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $500,000
-
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
-
Investor (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
-
Investor (Interest Only)
LVR < 80%
Loan: $500,000
3.28% p.a.
4.53% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.53% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.53% p.a.
$395.00 yearly
3.28% p.a.
4.30% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.30% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.30% p.a.
$395.00 yearly
3.28% p.a.
4.23% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.23% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.23% p.a.
$395.00 yearly
3.28% p.a.
4.34% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.34% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.34% p.a.
$395.00 yearly
3.28% p.a.
4.27% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.27% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.28% p.a.
4.27% p.a.
$395.00 yearly
3.89% p.a.
5.07% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.89% p.a.
5.07% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.89% p.a.
5.07% p.a.
$395.00 yearly
3.89% p.a.
4.85% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.89% p.a.
4.85% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.89% p.a.
4.85% p.a.
$395.00 yearly
3.89% p.a.
4.78% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.89% p.a.
4.78% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.89% p.a.
4.78% p.a.
$395.00 yearly
3.69% p.a.
5.06% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
5.06% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
5.06% p.a.
$395.00 yearly
3.69% p.a.
4.84% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
4.84% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
4.84% p.a.
$395.00 yearly
3.69% p.a.
4.77% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
4.77% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
4.77% p.a.
$395.00 yearly
3.69% p.a.
4.87% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
4.87% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
4.87% p.a.
$395.00 yearly
3.69% p.a.
4.80% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
4.80% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.69% p.a.
4.80% p.a.
$395.00 yearly
3.99% p.a.
5.45% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.99% p.a.
5.45% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.99% p.a.
5.45% p.a.
$395.00 yearly
3.99% p.a.
5.24% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.99% p.a.
5.24% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.99% p.a.
5.24% p.a.
$395.00 yearly
3.99% p.a.
5.17% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.99% p.a.
5.17% p.a.
$395.00 yearly
ANZ Fixed Rate (Breakfree Package)
3.99% p.a.
5.17% p.a.
$395.00 yearly
Mozo Review ANZ Fixed Rate (Breakfree Package) Review
Last updated: 30 August 2019.
What's hot:
Package to reduce fees and increase savings
No upfront fees
Free extra repayments (capped)
What's not:
No redraw facility
Mozo snapshot:
If you're after a fixed rate loan from a Big Bank and want to also save on some of your everyday banking products like transactions accounts and credit cards at the same time, then the ANZ Fixed Rate (Breakfree Package) could be a great home loan to consider.
Key features:
The ANZ Fixed Rate Breakfree package has no loan application fee, or usual upfront fees like legal, settlement or valuation fees. These include no account fee on your transaction account (saving of $5 a month) and no annual fee on the ANZ Frequent Flyer Platinum Card, a saving of $295. But you will pay an $395 annual package fee for the life of the loan so make sure that you also take advantage of the flexible features to make the most of the savings offered.
You can make extra repayments up to a set limit but as with all fixed rate loans there isn't the ability to redraw if you need the funds at a later date. There isn't a maximum loan amount with the Breakfree fixed package and you can borrow up to 90% LVR.
While the ANZ Breakfree Package gives you a 0.15% p.a. discount off the standard ANZ fixed rates for terms 1,2,4 and 5 years, there are different fixed rates for owner occupiers vs investors.
Owner Occupier
If you call the property home, with the ANZ Breakfree Package you will receive a competitive 3.28% (4.72% comparison rate*) for 1 year, 3.18% (4.60% comparison rate*) for 2 years, 3.28% (4.53% comparison rate) for 3 years, 3.53% (4.52% comparison rate*) for 4 years and 3.53% (4.46% comparison rate*) for 5 years.
Investment
By comparison, the rates are slightly higher if you are an investor, with 3.69% fixed rate (5.29% comparison rate*) for 1 year, 3.59% (5.15% comparison rate*) for 2 years, 3.69% (5.06% comparison rate*) for 3 years, 3.94% (5.04% comparison rate*) for 4 years, and 3.94% (4.97% comparison rate*) for 5 years.
Who it's good for:
Borrowers that want simplified banking by bundling all of their major banking products - home loan, credit card and transaction account - with the one bank and want to stick to one of the major 4 players.
Any catches?
Just keep an eye on the end date of the fixed loan period and compare to make sure that the variable rate revert rate is competitive with other loans on the market for the same features.
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.28% (4.72%*)
-
3.18% (4.60%*)
-
3.28% (4.53%*)
-
3.53% (4.52%*)
-
3.53% (4.46%*)
-
7.54% (6.59%*)
-
7.54% (7.07%*)
-
4.43% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.28% (4.44%*)
-
3.18% (4.35%*)
-
3.28% (4.30%*)
-
3.53% (4.32%*)
-
3.53% (4.28%*)
-
7.54% (6.46%*)
-
7.54% (7.00%*)
-
4.13% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.28% (4.36%*)
-
3.18% (4.27%*)
-
3.28% (4.23%*)
-
3.53% (4.26%*)
-
3.53% (4.22%*)
-
7.54% (6.42%*)
-
7.54% (6.97%*)
-
4.03% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.28% (4.49%*)
-
3.18% (4.39%*)
-
3.28% (4.34%*)
-
3.53% (4.36%*)
-
3.53% (4.31%*)
-
7.54% (6.48%*)
-
7.54% (7.01%*)
-
4.18% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.28% (4.40%*)
-
3.18% (4.31%*)
-
3.28% (4.27%*)
-
3.53% (4.29%*)
-
3.53% (4.25%*)
-
7.54% (6.44%*)
-
7.54% (6.98%*)
-
4.08% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.89% (5.25%*)
-
3.79% (5.14%*)
-
3.89% (5.07%*)
-
4.14% (5.07%*)
-
4.14% (5.01%*)
-
7.54% (6.82%*)
-
7.54% (7.22%*)
-
4.98% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.89% (4.99%*)
-
3.79% (4.90%*)
-
3.89% (4.85%*)
-
4.14% (4.88%*)
-
4.14% (4.84%*)
-
7.54% (6.69%*)
-
7.54% (7.14%*)
-
4.68% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.89% (4.90%*)
-
3.79% (4.82%*)
-
3.89% (4.78%*)
-
4.14% (4.81%*)
-
4.14% (4.78%*)
-
7.54% (6.65%*)
-
7.54% (7.11%*)
-
4.58% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.69% (5.29%*)
-
3.59% (5.15%*)
-
3.69% (5.06%*)
-
3.94% (5.04%*)
-
3.94% (4.97%*)
-
7.54% (6.84%*)
-
7.54% (7.23%*)
-
5.03% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.69% (5.01%*)
-
3.59% (4.90%*)
-
3.69% (4.84%*)
-
3.94% (4.84%*)
-
3.94% (4.79%*)
-
7.54% (6.71%*)
-
7.54% (7.15%*)
-
4.73% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.69% (4.92%*)
-
3.59% (4.82%*)
-
3.69% (4.77%*)
-
3.94% (4.78%*)
-
3.94% (4.73%*)
-
7.54% (6.67%*)
-
7.54% (7.13%*)
-
4.63% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.69% (5.06%*)
-
3.59% (4.94%*)
-
3.69% (4.87%*)
-
3.94% (4.87%*)
-
3.94% (4.82%*)
-
7.54% (6.74%*)
-
7.54% (7.17%*)
-
4.78% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.69% (4.97%*)
-
3.59% (4.86%*)
-
3.69% (4.80%*)
-
3.94% (4.81%*)
-
3.94% (4.76%*)
-
7.54% (6.69%*)
-
7.54% (7.14%*)
-
4.68% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.99% (5.71%*)
-
3.89% (5.56%*)
-
3.99% (5.45%*)
-
4.24% (5.42%*)
-
4.24% (5.33%*)
-
7.54% (7.04%*)
-
7.54% (7.35%*)
-
5.49% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$150,000
-
$249,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.99% (5.45%*)
-
3.89% (5.32%*)
-
3.99% (5.24%*)
-
4.24% (5.23%*)
-
4.24% (5.17%*)
-
7.54% (6.91%*)
-
7.54% (7.27%*)
-
5.19% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$250,000
-
$499,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.99% (5.36%*)
-
3.89% (5.24%*)
-
3.99% (5.17%*)
-
4.24% (5.17%*)
-
4.24% (5.11%*)
-
7.54% (6.87%*)
-
7.54% (7.25%*)
-
5.09% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$395.00 yearly
-
$160.00
Other financial bits
-
$500,000
-
none
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to annual limit
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
none
Customer Reviews
How are ANZ home loans rated by the Mozo community?
Latest reviews of ANZ Fixed Rate (Breakfree Package)
- Overall7/10
fantastic customer service/product knowledge
I love, love, love my bank manager she is the best. I appreciate the time she spends with me (one...
Read full review
I love, love, love my bank manager she is the best. I appreciate the time she spends with me (one on one) explaining different products/policies and researching the pros and cons to find what is the best loan/s for my lifestyle.
Price6/10Features7/10Customer service9/10Convenience5/10Trust9/10Less
Leesa | Queensland
reviewed over 1 year ago
- Overall7/10
Thanks
I'm happy with ANZ.
Read full review
I'm happy with ANZ.
Price8/10Features7/10Customer service7/10Convenience8/10Trust6/10Less
Cheryl | New South Wales
reviewed over 1 year ago
- Overall7/10
Pretty happy with it
I like the break free package and the ability to have all our financial products together through...
Read full review
I like the break free package and the ability to have all our financial products together through same provider.
Price8/10Features6/10Customer service6/10Convenience9/10Trust5/10Less
Natalie | Western Australia
reviewed over 1 year ago
- Overall5/10
It’s always good for me
It's always good for me but their interest rates are high
Read full review
It's always good for me but their interest rates are high
Price5/10Features5/10Customer service8/10Convenience8/10Trust7/10Less
Lois | Western Australia
reviewed over 1 year ago
- Overall6/10
Poor service at transition.
Had to refinance loan a few years ago. We felt the service and information wasn't as informative...
Read full review
Had to refinance loan a few years ago. We felt the service and information wasn't as informative as it should have been, the old loan was offset so it suited our situation better.
Price5/10Features5/10Customer service5/10Convenience8/10Trust6/10Less
Kris | Western Australia
reviewed over 1 year ago
About ANZ
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
See ANZ home loans
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3.63% p.a.
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