ANZ Fixed Rate

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $20,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $20,000

3.13% p.a.

4.51% p.a.

$10.00 monthly

ANZ Fixed Rate

3.13% p.a.

4.51% p.a.

$10.00 monthly

3.84% p.a.

5.09% p.a.

$10.00 monthly

ANZ Fixed Rate

3.84% p.a.

5.09% p.a.

$10.00 monthly

3.44% p.a.

5.02% p.a.

$10.00 monthly

ANZ Fixed Rate

3.44% p.a.

5.02% p.a.

$10.00 monthly

3.64% p.a.

5.32% p.a.

$10.00 monthly

ANZ Fixed Rate

3.64% p.a.

5.32% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 17 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.43% (4.82%*)

  • 3.13% (4.64%*)

  • 3.13% (4.51%*)

  • 3.68% (4.57%*)

  • 3.68% (4.49%*)

  • 7.69% (6.62%*)

  • 7.69% (7.08%*)

  • 4.79% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.04% (5.37%*)

  • 3.84% (5.21%*)

  • 3.84% (5.09%*)

  • 4.29% (5.13%*)

  • 4.29% (5.06%*)

  • 7.69% (6.86%*)

  • 7.69% (7.23%*)

  • 5.34% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (5.39%*)

  • 3.44% (5.18%*)

  • 3.44% (5.02%*)

  • 4.09% (5.09%*)

  • 4.09% (5.00%*)

  • 7.69% (6.88%*)

  • 7.69% (7.24%*)

  • 5.39% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.14% (5.73%*)

  • 3.64% (5.50%*)

  • 3.64% (5.32%*)

  • 4.39% (5.42%*)

  • 4.39% (5.32%*)

  • 7.69% (7.03%*)

  • 7.69% (7.33%*)

  • 5.74% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are ANZ home loans rated by the Mozo community?

Overall customer rating
6.9/10

Based on 3847 ANZ home loan reviews

Price
6.6/10
Features
6.4/10
Customer service
7.0/10
Convenience
7.6/10
Trust
6.7/10

Latest reviews of ANZ Fixed Rate

  • Overall
    10/10
    Excellent

    ANZ provide very good service.

    ANZ provide very good service.

    Price
    10/10
    Features
    0/10
    Customer service
    6/10
    Convenience
    7/10
    Trust
    10/10

    Jacquie | New South Wales

    reviewed 11 months ago

  • Overall
    2/10
    Not bad

    As long as you pay they're not bad.

    As long as you pay they're not bad.

    Price
    3/10
    Features
    3/10
    Customer service
    5/10
    Convenience
    4/10
    Trust
    6/10

    Chris | Victoria

    reviewed 11 months ago

  • Overall
    7/10
    As good as a bank can be

    Friendly and able to adjust in difficult times.

    Friendly and able to adjust in difficult times.

    Price
    8/10
    Features
    6/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    7/10

    Claire | Western Australia

    reviewed 12 months ago

  • Overall
    5/10
    Excellent service-they went above and beyond

    We got an interest rate of 4% for our car loan

    We got an interest rate of 4% for our car loan

    Price
    9/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    6/10

    Lisa | Queensland

    reviewed about 1 year ago

  • Overall
    10/10
    Very happy with ANZ

    Excellent service.

    Excellent service.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Vanessa | Queensland

    reviewed over 1 year ago

ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.