ANZ Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $20,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $20,000

4.14% p.a.

4.98% p.a.

$10.00 monthly

ANZ Fixed Rate

4.14% p.a.

4.98% p.a.

$10.00 monthly

4.74% p.a.

5.63% p.a.

$10.00 monthly

ANZ Fixed Rate

4.74% p.a.

5.63% p.a.

$10.00 monthly

4.34% p.a.

5.55% p.a.

$10.00 monthly

ANZ Fixed Rate

4.34% p.a.

5.55% p.a.

$10.00 monthly

4.64% p.a.

5.96% p.a.

$10.00 monthly

ANZ Fixed Rate

4.64% p.a.

5.96% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (5.16%*)

  • 3.90% (5.02%*)

  • 4.14% (4.98%*)

  • 4.64% (5.08%*)

  • 4.74% (5.09%*)

  • 7.69% (6.74%*)

  • 7.69% (7.15%*)

  • 5.20% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.74% (5.80%*)

  • 4.64% (5.69%*)

  • 4.74% (5.63%*)

  • 5.14% (5.69%*)

  • 5.24% (5.69%*)

  • 7.69% (7.03%*)

  • 7.69% (7.33%*)

  • 5.75% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (5.82%*)

  • 4.10% (5.63%*)

  • 4.34% (5.55%*)

  • 4.94% (5.65%*)

  • 4.94% (5.59%*)

  • 7.69% (7.05%*)

  • 7.69% (7.35%*)

  • 5.80% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.69% (6.25%*)

  • 4.33% (6.04%*)

  • 4.64% (5.96%*)

  • 5.14% (6.01%*)

  • 5.14% (5.93%*)

  • 7.69% (7.25%*)

  • 7.69% (7.47%*)

  • 6.26% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $160.00

Other financial bits
  • $20,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

Customer Reviews

How are ANZ home loans rated by the Mozo community?

Overall customer rating
6.9/10

Based on 3831 ANZ home loan reviews

Price
6.6/10
Features
6.5/10
Customer service
7.0/10
Convenience
7.6/10
Trust
6.7/10

Latest reviews of ANZ Fixed Rate

  • Overall
    10/10
    Very happy with ANZ

    Excellent service.

    Excellent service.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Vanessa | Queensland

    reviewed 7 months ago

  • Overall
    10/10
    No issues

    I have never had a problem with them, and they are very quick to give loan approvals.

    I have never had a problem with them, and they are very quick to give loan approvals.

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Stella | Western Australia

    reviewed about 1 year ago

  • Overall
    6/10
    Trustworthy

    Their products are good. Not world leading or overly innovative, but the Big 4 don't really do...

    Their products are good. Not world leading or overly innovative, but the Big 4 don't really do that. The smaller banks that operate under their umbrella do better deals though.

    Price
    5/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Phil | Victoria

    reviewed about 1 year ago

  • Overall
    3/10
    Customer service is not great

    At the bank in Ararat last week, an employee questioned four people in the queue and advised each...

    At the bank in Ararat last week, an employee questioned four people in the queue and advised each of us to do our own banking business away from the bank.

    Price
    2/10
    Features
    3/10
    Customer service
    0/10
    Convenience
    5/10
    Trust
    3/10

    Wayne | Victoria

    reviewed about 2 years ago

  • Overall
    3/10
    Not really, in fact they gave me bad advice.

    After 29 years having home loans with this bank, we asked for interest loan reduction twice...to...

    After 29 years having home loans with this bank, we asked for interest loan reduction twice...to no avail, hence we moved.

    Price
    1/10
    Features
    1/10
    Customer service
    3/10
    Convenience
    4/10
    Trust
    2/10

    John | Western Australia

    reviewed about 2 years ago

ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

See ANZ home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.