The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $20,000 | |
| | Owner Occupier | Interest Only | < 80% | $20,000 | |
| | Investor | Principal & Interest | < 90% | $20,000 | |
| | Investor | Interest Only | < 80% | $20,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $20,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $20,000
Investor (Principal & Interest)
LVR < 90%
Loan: $20,000
Investor (Interest Only)
LVR < 80%
Loan: $20,000
4.14% p.a.
4.98% p.a.
$10.00 monthly
ANZ Fixed Rate
4.14% p.a.
4.98% p.a.
$10.00 monthly
4.74% p.a.
5.63% p.a.
$10.00 monthly
ANZ Fixed Rate
4.74% p.a.
5.63% p.a.
$10.00 monthly
4.34% p.a.
5.55% p.a.
$10.00 monthly
ANZ Fixed Rate
4.34% p.a.
5.55% p.a.
$10.00 monthly
4.64% p.a.
5.96% p.a.
$10.00 monthly
ANZ Fixed Rate
4.64% p.a.
5.96% p.a.
$10.00 monthly
Rates and fees information correct as at 20 September 2018.
p.a.
p.a.
0 Months
none
4.24% (5.16%*)
3.90% (5.02%*)
4.14% (4.98%*)
4.64% (5.08%*)
4.74% (5.09%*)
7.69% (6.74%*)
7.69% (7.15%*)
5.20% p.a.
$600.00
$0.00
$0.00
$0.00
none
$10.00 monthly
$160.00
$20,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to annual limit
no
no
none
yes
yes - 1 year fixed term only
none
No monthly fee after end of fixed rate term.
Rates and fees information correct as at 20 September 2018.
p.a.
p.a.
0 Months
none
4.74% (5.80%*)
4.64% (5.69%*)
4.74% (5.63%*)
5.14% (5.69%*)
5.24% (5.69%*)
7.69% (7.03%*)
7.69% (7.33%*)
5.75% p.a.
$600.00
$0.00
$0.00
$0.00
none
$10.00 monthly
$160.00
$20,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to annual limit
no
no
none
yes
yes - 1 year fixed term only
none
No monthly fee after end of fixed rate term.
Rates and fees information correct as at 20 September 2018.
p.a.
p.a.
0 Months
none
4.44% (5.82%*)
4.10% (5.63%*)
4.34% (5.55%*)
4.94% (5.65%*)
4.94% (5.59%*)
7.69% (7.05%*)
7.69% (7.35%*)
5.80% p.a.
$600.00
$0.00
$0.00
$0.00
none
$10.00 monthly
$160.00
$20,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to annual limit
no
no
none
yes
yes - 1 year fixed term only
none
No monthly fee after end of fixed rate term.
Rates and fees information correct as at 20 September 2018.
p.a.
p.a.
0 Months
none
4.69% (6.25%*)
4.33% (6.04%*)
4.64% (5.96%*)
5.14% (6.01%*)
5.14% (5.93%*)
7.69% (7.25%*)
7.69% (7.47%*)
6.26% p.a.
$600.00
$0.00
$0.00
$0.00
none
$10.00 monthly
$160.00
$20,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to annual limit
no
no
none
yes
yes - 1 year fixed term only
none
No monthly fee after end of fixed rate term.
Excellent service.
Read full review
Excellent service.
Less
Vanessa | Queensland
reviewed 7 months ago
I have never had a problem with them, and they are very quick to give loan approvals.
Read full review
I have never had a problem with them, and they are very quick to give loan approvals.
Less
Stella | Western Australia
reviewed about 1 year ago
Their products are good. Not world leading or overly innovative, but the Big 4 don't really do...
Read full review
Their products are good. Not world leading or overly innovative, but the Big 4 don't really do that. The smaller banks that operate under their umbrella do better deals though.
Less
Phil | Victoria
reviewed about 1 year ago
At the bank in Ararat last week, an employee questioned four people in the queue and advised each...
Read full review
At the bank in Ararat last week, an employee questioned four people in the queue and advised each of us to do our own banking business away from the bank.
Less
Wayne | Victoria
reviewed about 2 years ago
After 29 years having home loans with this bank, we asked for interest loan reduction twice...to...
Read full review
After 29 years having home loans with this bank, we asked for interest loan reduction twice...to no avail, hence we moved.
Less
John | Western Australia
reviewed about 2 years ago
ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.
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