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ANZ Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $20,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $20,000

Fixed 3 year rate
2.44% p.a.
Comparison Rate*
4.04% p.a.
Service fee
$10.00 monthly
Upfront fee
$600
Fixed 3 year rate
3.83% p.a.
Comparison Rate*
4.80% p.a.
Service fee
$10.00 monthly
Upfront fee
$600
Fixed 3 year rate
2.64% p.a.
Comparison Rate*
4.53% p.a.
Service fee
$10.00 monthly
Upfront fee
$600
Fixed 3 year rate
2.84% p.a.
Comparison Rate*
4.76% p.a.
Service fee
$10.00 monthly
Upfront fee
$600

Details

Rates and fees information correct as at 4 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.54% (4.38%*)

  • 2.44% (4.20%*)

  • 2.44% (4.04%*)

  • 2.84% (4.03%*)

  • 2.84% (3.93%*)

  • 7.69% (6.44%*)

  • 7.69% (6.97%*)

  • 4.39% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $160.00

Other financial bits

  • $20,000

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.93% (5.00%*)

  • 3.63% (4.86%*)

  • 3.83% (4.80%*)

  • 4.03% (4.78%*)

  • 4.03% (4.72%*)

  • 7.69% (6.68%*)

  • 7.69% (7.12%*)

  • 4.94% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $160.00

Other financial bits

  • $20,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.74% (4.93%*)

  • 2.64% (4.72%*)

  • 2.64% (4.53%*)

  • 3.14% (4.52%*)

  • 3.14% (4.39%*)

  • 7.69% (6.71%*)

  • 7.69% (7.13%*)

  • 4.99% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $160.00

Other financial bits

  • $20,000

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.94% (5.17%*)

  • 2.84% (4.95%*)

  • 2.84% (4.76%*)

  • 3.34% (4.74%*)

  • 3.34% (4.61%*)

  • 7.69% (6.81%*)

  • 7.69% (7.20%*)

  • 5.24% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $160.00

Other financial bits

  • $20,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to annual limit

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • No monthly fee after end of fixed rate term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are ANZ home loans rated by the Mozo community?

Overall customer rating
6.9/10

Based on 3957 ANZ home loan reviews

Price
6.6/10
Features
6.5/10
Customer service
7.0/10
Convenience
7.6/10
Trust
6.7/10

Latest reviews of ANZ Fixed Rate

  • Overall 8/10
    Great customer service and options.

    Overall we are very happy with the services ANZ provide us.

    Read full review

    Overall we are very happy with the services ANZ provide us.

    Price
    6/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    7/10
    Less
    Jaime, Western Australia reviewed 5 months ago
  • Overall 7/10
    Overall for 2020 service acceptable.

    Sometimes it is nicer to get another person online.

    Read full review

    Sometimes it is nicer to get another person online.

    Price
    7/10
    Features
    8/10
    Customer service
    6/10
    Convenience
    8/10
    Trust
    5/10
    Less
    Marylin, Australian Capital Territory reviewed 7 months ago
  • Overall 2/10
    Staying with them because it's a hassle switching.

    Banks just don't care. They are profit machines and once you get in the system you are lost.

    Read full review

    Banks just don't care. They are profit machines and once you get in the system you are lost.

    Price
    6/10
    Features
    3/10
    Customer service
    0/10
    Convenience
    6/10
    Trust
    2/10
    Less
    Craig, New South Wales reviewed 8 months ago
  • Overall 0/10
    High interest rates.

    They are ripping me off.

    Read full review

    They are ripping me off.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Sam, South Australia reviewed 8 months ago
  • Overall 10/10
    Excellent

    ANZ provide very good service.

    Read full review

    ANZ provide very good service.

    Price
    10/10
    Features
    0/10
    Customer service
    6/10
    Convenience
    7/10
    Trust
    10/10
    Less
    Jacquie, New South Wales reviewed over 1 year ago
ANZ

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ App, it's easier to do banking on the go.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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