Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $20,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $20,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $20,000 | |
|
|
Owner Occupier | Interest Only | 80%-90% | $20,000 | |
|
|
Investor | Principal & Interest | < 80% | $20,000 | |
|
|
Investor | Principal & Interest | 80%-95% | $20,000 | |
|
|
Investor | Interest Only | < 80% | $20,000 | |
|
|
Investor | Interest Only | 80%-95% | $20,000 |
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n/a |
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n/a |
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n/a |
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n/a |
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6.69% (7.20%*) |
|
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6.54% (7.10%*) |
|
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6.59% (7.06%*) |
|
|
6.74% (7.07%*) |
|
|
6.84% (7.07%*) |
|
|
7.49% (7.40%*) |
|
|
7.49% (7.44%*) |
|
|
7.24% p.a. |
|
$0.00 |
|
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n/a |
|
|
n/a |
|
|
$160.00 |
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n/a |
|
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$0.00 |
|
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$160.00 |
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$20,000 |
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none |
|
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none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
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yes - free up to to lesser of 5% of original fixed loan amount, or $5,000 each year |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
Optional - $10 per month - 1 year fixed term only |
|
|
none |
|
|
No monthly fee after end of fixed rate term. Lock your fixed rate for 90 days for a fee of $750 per $1m in lending (or part thereof). |
|
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
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n/a |
|
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n/a |
|
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n/a |
|
|
6.74% (7.38%*) |
|
|
6.59% (7.28%*) |
|
|
6.64% (7.22%*) |
|
|
6.79% (7.21%*) |
|
|
6.89% (7.21%*) |
|
|
7.54% (7.51%*) |
|
|
7.54% (7.53%*) |
|
|
7.44% p.a. |
|
$0.00 |
|
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n/a |
|
|
n/a |
|
|
$160.00 |
|
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n/a |
|
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$0.00 |
|
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$160.00 |
|
$20,000 |
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none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to to lesser of 5% of original fixed loan amount, or $5,000 each year |
|
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no |
|
|
no |
|
|
none |
|
|
yes |
|
|
Optional - $10 per month - 1 year fixed term only |
|
|
none |
|
|
No monthly fee after end of fixed rate term. Lock your fixed rate for 90 days for a fee of $750 per $1m in lending (or part thereof). |
|
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
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n/a |
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n/a |
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6.99% (7.23%*) |
|
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6.84% (7.17%*) |
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6.79% (7.12%*) |
|
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6.94% (7.14%*) |
|
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6.99% (7.14%*) |
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7.49% (7.40%*) |
|
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7.49% (7.44%*) |
|
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7.24% p.a. |
|
$0.00 |
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n/a |
|
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n/a |
|
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$160.00 |
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n/a |
|
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$0.00 |
|
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$160.00 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to to lesser of 5% of original fixed loan amount, or $5,000 each year |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
Optional - $10 per month - 1 year fixed term only |
|
|
none |
|
|
No monthly fee after end of fixed rate term. Lock your fixed rate for 90 days for a fee of $750 per $1m in lending (or part thereof). |
|
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
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n/a |
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n/a |
|
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7.04% (7.41%*) |
|
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6.89% (7.34%*) |
|
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6.84% (7.28%*) |
|
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6.99% (7.28%*) |
|
|
7.04% (7.27%*) |
|
|
7.54% (7.51%*) |
|
|
7.54% (7.53%*) |
|
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7.44% p.a. |
|
$0.00 |
|
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n/a |
|
|
n/a |
|
|
$160.00 |
|
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n/a |
|
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$0.00 |
|
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$160.00 |
|
$20,000 |
|
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none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to to lesser of 5% of original fixed loan amount, or $5,000 each year |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
Optional - $10 per month - 1 year fixed term only |
|
|
none |
|
|
No monthly fee after end of fixed rate term. Lock your fixed rate for 90 days for a fee of $750 per $1m in lending (or part thereof). |
|
|
$3,000 cashback for eligible First Home Buyers borrowing $250k+, $2,000 cashback when you refinance loans of $250k+, <80% LVR, settle within 180 days for first home buyers, 120 days for refinances. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
|
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n/a |
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n/a |
|
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6.89% (7.75%*) |
|
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6.69% (7.61%*) |
|
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6.69% (7.51%*) |
|
|
6.94% (7.51%*) |
|
|
7.04% (7.49%*) |
|
|
7.49% (7.65%*) |
|
|
7.49% (7.60%*) |
|
|
7.84% p.a. |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
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$0.00 |
|
|
$160.00 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to to lesser of 5% of original fixed loan amount, or $5,000 each year |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
Optional - $10 per month - 1 year fixed term only |
|
|
none |
|
|
No monthly fee after end of fixed rate term. Lock your fixed rate for 90 days for a fee of $750 per $1m in lending (or part thereof). |
|
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.94% (7.93%*) |
|
|
6.74% (7.78%*) |
|
|
6.74% (7.66%*) |
|
|
6.99% (7.65%*) |
|
|
7.09% (7.62%*) |
|
|
7.54% (7.76%*) |
|
|
7.54% (7.68%*) |
|
|
8.04% p.a. |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$20,000 |
|
|
none |
|
|
80.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to to lesser of 5% of original fixed loan amount, or $5,000 each year |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
Optional - $10 per month - 1 year fixed term only |
|
|
none |
|
|
No monthly fee after end of fixed rate term. Lock your fixed rate for 90 days for a fee of $750 per $1m in lending (or part thereof). |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.99% (7.76%*) |
|
|
6.74% (7.62%*) |
|
|
6.74% (7.53%*) |
|
|
7.04% (7.55%*) |
|
|
7.14% (7.54%*) |
|
|
7.49% (7.65%*) |
|
|
7.49% (7.60%*) |
|
|
7.84% p.a. |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to to lesser of 5% of original fixed loan amount, or $5,000 each year |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
Optional - $10 per month - 1 year fixed term only |
|
|
none |
|
|
No monthly fee after end of fixed rate term. Lock your fixed rate for 90 days for a fee of $750 per $1m in lending (or part thereof). |
|
|
$2,000 cashback for eligible refinances of $250k+ to ANZ, LVR <80%, settle within 120 days. Excludes refinances from ANZ, ANZ Plus and Suncorp. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.04% (7.94%*) |
|
|
6.79% (7.79%*) |
|
|
6.79% (7.68%*) |
|
|
7.09% (7.69%*) |
|
|
7.19% (7.67%*) |
|
|
7.54% (7.76%*) |
|
|
7.54% (7.68%*) |
|
|
8.04% p.a. |
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
$160.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$160.00 |
|
$20,000 |
|
|
none |
|
|
80.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to to lesser of 5% of original fixed loan amount, or $5,000 each year |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
Optional - $10 per month - 1 year fixed term only |
|
|
none |
|
|
No monthly fee after end of fixed rate term. Lock your fixed rate for 90 days for a fee of $750 per $1m in lending (or part thereof). |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Very helpful when needing to update my home loan variable to fix rate. Staff are always helpful when visiting the branch and phone service excellent. Have banked with ANZ since 2017 and will continue with ANZ.
Read full reviewVery helpful when needing to update my home loan variable to fix rate. Staff are always helpful when visiting the branch and phone service excellent. Have banked with ANZ since 2017 and will continue with ANZ.
We refinanced to ANZ and so far are very happy with their customer service , the app is easy to use. So far no problems and can recommend. We also got a pretty competitive interest rate and are happy we made the switch.
Read full reviewWe refinanced to ANZ and so far are very happy with their customer service , the app is easy to use. So far no problems and can recommend. We also got a pretty competitive interest rate and are happy we made the switch.
After 5 weeks of stress, hoops, red tape we applied with Commonwealth bank who had everything done in 4 days. ANZ I have never been more sick to the stomach with anything. Buying a second home with a fully paid off house and 3 incomes for a loan of $250k should NEVER have been that hard. I will NOT consider you again.
Read full reviewAfter 5 weeks of stress, hoops, red tape we applied with Commonwealth bank who had everything done in 4 days. ANZ I have never been more sick to the stomach with anything. Buying a second home with a fully paid off house and 3 incomes for a loan of $250k should NEVER have been that hard. I will NOT consider you again.
Lending manager is so good. Always explains what’s good for us.
Read full reviewLending manager is so good. Always explains what’s good for us.
Pros are, it is a bit bank and been around a long time and can be competitive. Cons are, I believe the big four banks should, because of this, be MORE competitive then any other banks, and they don't pass on their savings enough.
Read full reviewPros are, it is a bit bank and been around a long time and can be competitive. Cons are, I believe the big four banks should, because of this, be MORE competitive then any other banks, and they don't pass on their savings enough.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Elevate
6.13% p.a. variable
6.14% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.13% p.a.
6.14% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.99% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
