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Auswide Bank Standard Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $3,500,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $10,000 and $3,500,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $3,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $3,500,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $3,500,000

Rate
4.79% p.a.
Comparison Rate*
4.95% p.a.
Service fee
$10.00 monthly
Upfront fee
$600
Rate
5.01% p.a.
Comparison Rate*
5.17% p.a.
Service fee
$10.00 monthly
Upfront fee
$600
Rate
5.62% p.a.
Comparison Rate*
5.78% p.a.
Service fee
$10.00 monthly
Upfront fee
$600
Rate
5.84% p.a.
Comparison Rate*
6.00% p.a.
Service fee
$10.00 monthly
Upfront fee
$600

Details

Rates and fees information correct as at 25 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.79% p.a.

  • n/a

  • n/a

  • n/a

  • 4.95% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.01% p.a.

  • n/a

  • n/a

  • n/a

  • 5.17% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.62% p.a.

  • n/a

  • n/a

  • n/a

  • 5.78% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • yes

  • legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.84% p.a.

  • n/a

  • n/a

  • n/a

  • 6.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • $3,500,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $0.00

  • no

  • no

  • legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Auswide Bank home loans rated by the Mozo community?

Overall
7.7/10
Price
6.6/10
Features
6.4/10
Customer service
8.1/10
Convenience
7.1/10
Trust
7.7/10

Latest reviews of Auswide Bank Standard Variable Home Loan

  • Overall 6/10
    No

    No

    Price
    4/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    5/10
    Less
    Max, Queensland reviewed over 5 years ago
  • Overall 8/10
    Generally satisfied

    We have been with them for some time and have had little problem as far as financial institution goes.

    Read full review

    We have been with them for some time and have had little problem as far as financial institution goes.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Karen, Queensland reviewed almost 7 years ago
  • Overall 6/10
    We're happy to help

    I've only just received my mortgage from Widebay so don't yet have accurate feedback, they have been good so far.

    Read full review

    I've only just received my mortgage from Widebay so don't yet have accurate feedback, they have been good so far.

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    6/10
    Less
    Stuart, Western Australia reviewed over 7 years ago
  • Overall 5/10
    Expensive but lenient

    Great if you don't have a lot of options for getting a home loan.

    Read full review

    Great if you don't have a lot of options for getting a home loan.

    Price
    2/10
    Features
    2/10
    Customer service
    10/10
    Convenience
    2/10
    Trust
    5/10
    Less
    Anthony, Victoria reviewed over 7 years ago
  • Overall 3/10
    Better rates and common sense.

    They have gradually increased our interest rate and will not reduce it. They are now arguing about the amount of insurance cover we have on the property when all we owe is 14% of the amount of cover.

    Read full review

    They have gradually increased our interest rate and will not reduce it. They are now arguing about the amount of insurance cover we have on the property when all we owe is 14% of the amount of cover.

    Price
    0/10
    Features
    3/10
    Customer service
    1/10
    Convenience
    5/10
    Trust
    1/10
    Less
    Neville, Queensland reviewed about 8 years ago
Auswide Bank

About Auswide Bank

No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.