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Bank of Queensland 2 Year Intro Rate Variable Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $150,000

Rate
2.49% p.a.variable for 24 months and then 3.09% p.a.
Comparison Rate
3.13% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
2.94% p.a.variable for 24 months and then 3.09% p.a.
Comparison Rate
3.21% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
2.74% p.a.variable for 24 months and then 3.27% p.a.
Comparison Rate
3.32% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
2.94% p.a.variable for 24 months and then 3.27% p.a.
Comparison Rate
3.36% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
2.69% p.a.variable for 24 months and then 3.09% p.a.
Comparison Rate
3.17% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
3.32% p.a.variable for 24 months and then 3.09% p.a.
Comparison Rate
3.28% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
3.04% p.a.variable for 24 months and then 3.27% p.a.
Comparison Rate
3.37% p.a.
Service fee
$10.00 monthly
Upfront fee
$150
Rate
3.19% p.a.variable for 24 months and then 3.27% p.a.
Comparison Rate
3.40% p.a.
Service fee
$10.00 monthly
Upfront fee
$150

Details

Rates and fees information correct as at 4 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.09% p.a.

2.49% p.a.

24 Months

Variable

3.13% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

none

80.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

First Home Buyers can borrow up to 85% of property value for $1 Lenders Mortgage Insurance with a 0.35% interest loading on the 80% LVR tier rate. Available for applications made by 15 Jan 2022, settled by 29 April 2022.

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 January 2022, settle by 29 April 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.09% p.a.

2.94% p.a.

24 Months

Variable

3.21% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

none

80.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 January 2022, settle by 29 April 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.27% p.a.

2.74% p.a.

24 Months

Variable

3.32% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

none

80.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

First Home Buyers can borrow up to 85% of property value for $1 Lenders Mortgage Insurance with a 0.35% interest loading on the 80% LVR tier rate. Available for applications made by 15 Jan 2022, settled by 29 April 2022.

$3,000 refinance cashback or $2,000 cashback for new investment property purchases, min $250,000, 80% LVR or less. Apply before 31 January 2022, settle by 29 April 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.27% p.a.

2.94% p.a.

24 Months

Variable

3.36% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

none

80.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback or $2,000 cashback for new investment property purchases, min $250,000, 80% LVR or less. Apply before 31 January 2022, settle by 29 April 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.09% p.a.

2.69% p.a.

24 Months

Variable

3.17% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

80.00%

90.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

First Home Buyers can borrow up to 85% of property value for $1 Lenders Mortgage Insurance with a 0.35% interest loading on the 80% LVR tier rate. Available for applications made by 15 Jan 2022, settled by 29 April 2022.

$3,000 refinance cashback, min $250,000, 80% LVR or less. Apply before 31 January 2022, settle by 29 April 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.09% p.a.

3.32% p.a.

24 Months

Variable

3.28% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

80.00%

90.00%
Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback or $2,000 cashback for new investment property purchases, min $250,000, 80% LVR or less. Apply before 31 January 2022, settle by 29 April 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.27% p.a.

3.04% p.a.

24 Months

Variable

3.37% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

80.00%

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

First Home Buyers can borrow up to 85% of property value for $1 Lenders Mortgage Insurance with a 0.35% interest loading on the 80% LVR tier rate. Available for applications made by 15 Jan 2022, settled by 29 April 2022.

$3,000 refinance cashback or $2,000 cashback for new investment property purchases, min $250,000, 80% LVR or less. Apply before 31 January 2022, settle by 29 April 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 4 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.27% p.a.

3.19% p.a.

24 Months

Variable

3.40% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$150,000

none

80.00%

90.00%
Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 refinance cashback or $2,000 cashback for new investment property purchases, min $250,000, 80% LVR or less. Apply before 31 January 2022, settle by 29 April 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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About Bank of Queensland

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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