Bank of Queensland Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan:

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 80%

    Loan:

3.87% p.a.

4.66% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

3.87% p.a.

4.66% p.a.

$10.00 monthly

Details
Customer Reviews
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4.39% p.a.

5.62% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.39% p.a.

5.62% p.a.

$10.00 monthly

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4.49% p.a.

5.97% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.49% p.a.

5.97% p.a.

$10.00 monthly

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4.14% p.a.

5.18% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.14% p.a.

5.18% p.a.

$10.00 monthly

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4.39% p.a.

6.06% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.39% p.a.

6.06% p.a.

$10.00 monthly

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4.49% p.a.

6.37% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.49% p.a.

6.37% p.a.

$10.00 monthly

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Details
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Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.54% (4.78%*)

  • 3.85% (4.73%*)

  • 3.87% (4.66%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.74% p.a.

Fees

  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits

  • $150,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.85%*)

  • 4.19% (5.70%*)

  • 4.39% (5.62%*)

  • 4.39% (5.50%*)

  • 4.49% (5.44%*)

  • (*)

  • (*)

  • 5.88% p.a.

Fees

  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits

  • none

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (6.26%*)

  • 4.29% (6.09%*)

  • 4.49% (5.97%*)

  • 4.49% (5.82%*)

  • 4.59% (5.74%*)

  • (*)

  • (*)

  • 6.34% p.a.

Fees

  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits

  • none

  • none

  • none

  • 70.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 4.04% (5.27%*)

  • 4.14% (5.18%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.37% p.a.

Fees

  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits

  • $150,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (6.43%*)

  • 4.39% (6.24%*)

  • 4.39% (6.06%*)

  • 4.59% (5.97%*)

  • 4.69% (5.87%*)

  • (*)

  • (*)

  • 6.51% p.a.

Fees

  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits

  • none

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (6.79%*)

  • 4.49% (6.57%*)

  • 4.49% (6.37%*)

  • 4.69% (6.25%*)

  • 4.79% (6.13%*)

  • (*)

  • (*)

  • 6.91% p.a.

Fees

  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits

  • none

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall customer rating
7.6/10

Based on 510 Bank of Queensland home loan reviews

Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Fixed Rate

  • Overall
    7/10
    Friendly staff

    Quick service

    Read full review

    Quick service

    Price
    5/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Less

    Danijela | New South Wales

    reviewed 12 months ago

  • Overall
    10/10
    Local bank

    Like the location, opening times and friendly staff.

    Read full review

    Like the location, opening times and friendly staff.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Christine | Queensland

    reviewed about 1 year ago

  • Overall
    6/10
    Average

    Interest rates below average

    Read full review

    Interest rates below average

    Price
    4/10
    Features
    6/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    6/10

    Less

    Dan | Queensland

    reviewed over 2 years ago

  • Overall
    10/10
    Fantastic service and friendly reliable advice.

    Same as before. I wouldn't want to change from BOQ because they give me what I want and advise me...

    Read full review

    Same as before. I wouldn't want to change from BOQ because they give me what I want and advise me in a very positive way.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Leah | New South Wales

    reviewed about 3 years ago

  • Overall
    4/10
    Average

    Customer service has been terrible. Have the same problem sorted 4 times as they don't fix it...

    Read full review

    Customer service has been terrible. Have the same problem sorted 4 times as they don't fix it properly and next month they're calling about the same issue .

    Price
    4/10
    Features
    4/10
    Customer service
    2/10
    Convenience
    3/10
    Trust
    6/10

    Less

    Stuart | Queensland

    reviewed over 3 years ago

Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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