The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | |
| | Owner Occupier | Principal & Interest | < 95% | ||
| | Owner Occupier | Interest Only | < 70% | ||
| | Investor | Principal & Interest | < 80% | $150,000 | |
| | Investor | Principal & Interest | < 90% | ||
| | Investor | Interest Only | < 80% |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan:
Owner Occupier (Interest Only)
LVR < 70%
Loan:
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR < 90%
Loan:
Investor (Interest Only)
LVR < 80%
Loan:
3.87% p.a.
4.53% p.a.
$10.00 monthly
Bank of Queensland Fixed Rate
3.87% p.a.
4.53% p.a.
$10.00 monthly
4.39% p.a.
5.49% p.a.
$10.00 monthly
Bank of Queensland Fixed Rate
4.39% p.a.
5.49% p.a.
$10.00 monthly
4.49% p.a.
5.84% p.a.
$10.00 monthly
Bank of Queensland Fixed Rate
4.49% p.a.
5.84% p.a.
$10.00 monthly
4.14% p.a.
5.06% p.a.
$10.00 monthly
Bank of Queensland Fixed Rate
4.14% p.a.
5.06% p.a.
$10.00 monthly
4.39% p.a.
5.93% p.a.
$10.00 monthly
Bank of Queensland Fixed Rate
4.39% p.a.
5.93% p.a.
$10.00 monthly
4.49% p.a.
6.24% p.a.
$10.00 monthly
Bank of Queensland Fixed Rate
4.49% p.a.
6.24% p.a.
$10.00 monthly
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
3.54% (4.62%*)
3.85% (4.58%*)
3.87% (4.53%*)
(*)
(*)
(*)
(*)
4.56% p.a.
$300.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $5,000 p.a
no
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.09% (5.69%*)
4.19% (5.56%*)
4.39% (5.49%*)
4.39% (5.39%*)
4.49% (5.34%*)
(*)
(*)
5.70% p.a.
$300.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
none
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $5,000 p.a
no
no
none
yes
no
none
100% offset account available on 1 year fixed rate loan.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.19% (6.11%*)
4.29% (5.94%*)
4.49% (5.84%*)
4.49% (5.71%*)
4.59% (5.64%*)
(*)
(*)
6.16% p.a.
$300.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
none
none
none
70.00%
Weekly, Fortnightly, Monthly
yes - free up to $5,000 p.a
no
no
none
yes
no
none
100% offset account available on 1 year fixed rate loan.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
(*)
4.04% (5.12%*)
4.14% (5.06%*)
(*)
(*)
(*)
(*)
5.19% p.a.
$300.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $5,000 p.a
no
no
none
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.29% (6.27%*)
4.39% (6.10%*)
4.39% (5.93%*)
4.59% (5.85%*)
4.69% (5.77%*)
(*)
(*)
6.33% p.a.
$300.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
none
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $5,000 p.a
no
no
none
yes
no
none
100% offset account available on 1 year fixed rate loan.
Rates and fees information correct as at 24 September 2018.
p.a.
p.a.
0 Months
none
4.39% (6.63%*)
4.49% (6.43%*)
4.49% (6.24%*)
4.69% (6.14%*)
4.79% (6.04%*)
(*)
(*)
6.73% p.a.
$300.00
$0.00
$0.00
$150.00
none
$10.00 monthly
$320.00
none
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $5,000 p.a
no
no
none
yes
no
none
100% offset account available on 1 year fixed rate loan.
Quick service
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Quick service
Less
Danijela | New South Wales
reviewed 8 months ago
Like the location, opening times and friendly staff.
Read full review
Like the location, opening times and friendly staff.
Less
Christine | Queensland
reviewed 9 months ago
Interest rates below average
Read full review
Interest rates below average
Less
Dan | Queensland
reviewed about 2 years ago
Same as before. I wouldn't want to change from BOQ because they give me what I want and advise me...
Read full review
Same as before. I wouldn't want to change from BOQ because they give me what I want and advise me in a very positive way.
Less
Leah | New South Wales
reviewed over 2 years ago
Customer service has been terrible. Have the same problem sorted 4 times as they don't fix it...
Read full review
Customer service has been terrible. Have the same problem sorted 4 times as they don't fix it properly and next month they're calling about the same issue .
Less
Stuart | Queensland
reviewed almost 3 years ago
Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.
