Bank of Queensland Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan:

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan:

  • Investor (Interest Only)

    LVR < 80%

    Loan:

3.87% p.a.

4.53% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

3.87% p.a.

4.53% p.a.

$10.00 monthly

4.39% p.a.

5.49% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.39% p.a.

5.49% p.a.

$10.00 monthly

4.49% p.a.

5.84% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.49% p.a.

5.84% p.a.

$10.00 monthly

4.14% p.a.

5.06% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.14% p.a.

5.06% p.a.

$10.00 monthly

4.39% p.a.

5.93% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.39% p.a.

5.93% p.a.

$10.00 monthly

4.49% p.a.

6.24% p.a.

$10.00 monthly

Bank of Queensland Fixed Rate

4.49% p.a.

6.24% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.54% (4.62%*)

  • 3.85% (4.58%*)

  • 3.87% (4.53%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.56% p.a.

Fees
  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.69%*)

  • 4.19% (5.56%*)

  • 4.39% (5.49%*)

  • 4.39% (5.39%*)

  • 4.49% (5.34%*)

  • (*)

  • (*)

  • 5.70% p.a.

Fees
  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (6.11%*)

  • 4.29% (5.94%*)

  • 4.49% (5.84%*)

  • 4.49% (5.71%*)

  • 4.59% (5.64%*)

  • (*)

  • (*)

  • 6.16% p.a.

Fees
  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 4.04% (5.12%*)

  • 4.14% (5.06%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.19% p.a.

Fees
  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (6.27%*)

  • 4.39% (6.10%*)

  • 4.39% (5.93%*)

  • 4.59% (5.85%*)

  • 4.69% (5.77%*)

  • (*)

  • (*)

  • 6.33% p.a.

Fees
  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (6.63%*)

  • 4.49% (6.43%*)

  • 4.49% (6.24%*)

  • 4.69% (6.14%*)

  • 4.79% (6.04%*)

  • (*)

  • (*)

  • 6.73% p.a.

Fees
  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $5,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • 100% offset account available on 1 year fixed rate loan.

Customer Reviews

How are Bank of Queensland home loans rated by the Mozo community?

Overall customer rating
7.6/10
Price
7.2/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.8/10
Trust
7.7/10

Latest reviews of Bank of Queensland Fixed Rate

  • Overall
    7/10
    Friendly staff

    Quick service

    Quick service

    Price
    5/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Danijela | New South Wales

    reviewed 8 months ago

  • Overall
    10/10
    Local bank

    Like the location, opening times and friendly staff.

    Like the location, opening times and friendly staff.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Christine | Queensland

    reviewed 9 months ago

  • Overall
    6/10
    Average

    Interest rates below average

    Interest rates below average

    Price
    4/10
    Features
    6/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    6/10

    Dan | Queensland

    reviewed about 2 years ago

  • Overall
    10/10
    Fantastic service and friendly reliable advice.

    Same as before. I wouldn't want to change from BOQ because they give me what I want and advise me...

    Same as before. I wouldn't want to change from BOQ because they give me what I want and advise me in a very positive way.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Leah | New South Wales

    reviewed over 2 years ago

  • Overall
    4/10
    Average

    Customer service has been terrible. Have the same problem sorted 4 times as they don't fix it...

    Customer service has been terrible. Have the same problem sorted 4 times as they don't fix it properly and next month they're calling about the same issue .

    Price
    4/10
    Features
    4/10
    Customer service
    2/10
    Convenience
    3/10
    Trust
    6/10

    Stuart | Queensland

    reviewed almost 3 years ago

Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

See Bank of Queensland home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.